Florida CAM Practice Exam 2025-2026
Ultimate Study Guide
1. A Community is defined as Real or personal property
owned by two or more en-
tities, with a "legally bind-
ing agreement (covenant)
to share responsibility and
costs for maintenance and
administration of property,
assets, and association, and
with specific rights granted
to the members.
2. Community Associations are structured by Formal (in writing), legal
documents defining proper-
ty rights, rules and restric-
tions.
3. Community Associations are also referred to as Covenant
4. Conceptually Community Associations: Maximize land use, share re-
sponsibility, and expenses.
5. What are the 5 types of Community Associations? Condo, Cooperative, HOA,
Timeshare, Mobile Home
Park
6. What are the 3 specific requirements of CA in Florida Membership is mandato-
ry, members must have the
right to vote, an assessment,
if unpaid can become a lien.
7. What factors influence the type of association that Zoning, CDMP
can be developed?
, Florida CAM Practice Exam 2025-2026
Ultimate Study Guide
8. These documents define the regulations for use of Declaration of covenants
land, member's rights, & responsibilities, and create & restrictions/declaration of
the entity that will manage the community. condominium, Articles of in-
corporation, bylaws.
9. Developer must pay a fee at the time he files any New Condos/Coops -
required documents with the DBPR. $20/unit
Timeshares - $2/7 day pe-
riod each unit will be oc-
cupied, but not more than
$25,000
Mobile Homes - $10/lot but
not less than $100
10. Developer must file the documents with certain gov- True
ernmental entities, and pay a fee for each unit or lot
in a community
11. Florida requires all community associations to be True
incorporated?
12. HOA's do not pay fees, as they are not regulated by True
the state.
True
13. The association is not required to hire a manager or Volunteer Directors and ofl-
management company. cers may manage the prop-
erty without a license.
14. A lot within an HOA community which is capable Parcel
of separate conveyance and the owner of which is
obligated to be a member of the association and pay
assessments that, if not paid, may result in a lein.
, Florida CAM Practice Exam 2025-2026
Ultimate Study Guide
15. Jointly owned and jointly used portions of a condo Common Elements
that are not included in the units.
16. Jointly owned common elements reserved for the Limited Common Elements
exclusive use and benefit of a specific unit.
17. Rights, interests and benefits -- including use of com- Appurtenances
mon areas, membership in the association, voting
rights, easement for air and view rights, and restric-
tive covenants that attach to and run with ownership
until the community is terminated.
18. A common interest community in which portions of Condominium
the real estate are designated for separate owner-
ship, the remainder of the real estate is designated
for common ownership solely by the owners of the
units, annd undivided interests in the common ele-
ments are vested in the unit owners.
19. The document that creates a condo when recorded Declaration of Condo
with the clerk of circuit court in the county where the
property is located.
20. The transfer from developer control of community Transition
association to the establishment of the unit owner
controlled association.
21. Taking an existing, previously occupied improve- Conversion
ment and changing the form of ownership to a con-
do.
22. The Division of the Department of Business and Division of Florida Condo
Professional Regulation (DBPR) that has power to Timeshares & Mobile Homes
, Florida CAM Practice Exam 2025-2026
Ultimate Study Guide
enforce and ensure compliance with the provision
of Chapters 718, 719, 720, 721, 723, F.S. and rules
relating to development, construction, sale, lease,
ownership, operation, and management of develop-
er controlled residential condo units.
23. The governor-appointed attorney who acts as liaison Ombudsman
between the division, unit owners, board of direc-
tors, board members, community association man-
agers, and other affected parties.
24. A form of ownership of real property in which legal Cooperative
title is vested in an association and the right to oc-
cupy or use is evidenced by an ownership interest in
the association and a proprietary lease.
25. A Florida corporation responsible for the operation HOA
of a community or a mobile home subdivision in
which the voting membership is made up of parcel
owners and in which membership is a mandatory
condition of parcel ownership, and dwhich is autho-
rized to impose assessments that, if unpaid, may
become a lien on the parcel.
26. An arrangement whereby a purchaser, for consider- Timeshare Plan
ation, receives ownership rights in or a right to use
accommodations, and facilities, if any, for a period
of time less than a full year during any given year.
27. A community association is a residential homeown- c) mandatory transfer by
ers' association in which conditions of property own- quitclaim deed
ership include all the following EXCEPT:
a) mandatory membership in the association
Ultimate Study Guide
1. A Community is defined as Real or personal property
owned by two or more en-
tities, with a "legally bind-
ing agreement (covenant)
to share responsibility and
costs for maintenance and
administration of property,
assets, and association, and
with specific rights granted
to the members.
2. Community Associations are structured by Formal (in writing), legal
documents defining proper-
ty rights, rules and restric-
tions.
3. Community Associations are also referred to as Covenant
4. Conceptually Community Associations: Maximize land use, share re-
sponsibility, and expenses.
5. What are the 5 types of Community Associations? Condo, Cooperative, HOA,
Timeshare, Mobile Home
Park
6. What are the 3 specific requirements of CA in Florida Membership is mandato-
ry, members must have the
right to vote, an assessment,
if unpaid can become a lien.
7. What factors influence the type of association that Zoning, CDMP
can be developed?
, Florida CAM Practice Exam 2025-2026
Ultimate Study Guide
8. These documents define the regulations for use of Declaration of covenants
land, member's rights, & responsibilities, and create & restrictions/declaration of
the entity that will manage the community. condominium, Articles of in-
corporation, bylaws.
9. Developer must pay a fee at the time he files any New Condos/Coops -
required documents with the DBPR. $20/unit
Timeshares - $2/7 day pe-
riod each unit will be oc-
cupied, but not more than
$25,000
Mobile Homes - $10/lot but
not less than $100
10. Developer must file the documents with certain gov- True
ernmental entities, and pay a fee for each unit or lot
in a community
11. Florida requires all community associations to be True
incorporated?
12. HOA's do not pay fees, as they are not regulated by True
the state.
True
13. The association is not required to hire a manager or Volunteer Directors and ofl-
management company. cers may manage the prop-
erty without a license.
14. A lot within an HOA community which is capable Parcel
of separate conveyance and the owner of which is
obligated to be a member of the association and pay
assessments that, if not paid, may result in a lein.
, Florida CAM Practice Exam 2025-2026
Ultimate Study Guide
15. Jointly owned and jointly used portions of a condo Common Elements
that are not included in the units.
16. Jointly owned common elements reserved for the Limited Common Elements
exclusive use and benefit of a specific unit.
17. Rights, interests and benefits -- including use of com- Appurtenances
mon areas, membership in the association, voting
rights, easement for air and view rights, and restric-
tive covenants that attach to and run with ownership
until the community is terminated.
18. A common interest community in which portions of Condominium
the real estate are designated for separate owner-
ship, the remainder of the real estate is designated
for common ownership solely by the owners of the
units, annd undivided interests in the common ele-
ments are vested in the unit owners.
19. The document that creates a condo when recorded Declaration of Condo
with the clerk of circuit court in the county where the
property is located.
20. The transfer from developer control of community Transition
association to the establishment of the unit owner
controlled association.
21. Taking an existing, previously occupied improve- Conversion
ment and changing the form of ownership to a con-
do.
22. The Division of the Department of Business and Division of Florida Condo
Professional Regulation (DBPR) that has power to Timeshares & Mobile Homes
, Florida CAM Practice Exam 2025-2026
Ultimate Study Guide
enforce and ensure compliance with the provision
of Chapters 718, 719, 720, 721, 723, F.S. and rules
relating to development, construction, sale, lease,
ownership, operation, and management of develop-
er controlled residential condo units.
23. The governor-appointed attorney who acts as liaison Ombudsman
between the division, unit owners, board of direc-
tors, board members, community association man-
agers, and other affected parties.
24. A form of ownership of real property in which legal Cooperative
title is vested in an association and the right to oc-
cupy or use is evidenced by an ownership interest in
the association and a proprietary lease.
25. A Florida corporation responsible for the operation HOA
of a community or a mobile home subdivision in
which the voting membership is made up of parcel
owners and in which membership is a mandatory
condition of parcel ownership, and dwhich is autho-
rized to impose assessments that, if unpaid, may
become a lien on the parcel.
26. An arrangement whereby a purchaser, for consider- Timeshare Plan
ation, receives ownership rights in or a right to use
accommodations, and facilities, if any, for a period
of time less than a full year during any given year.
27. A community association is a residential homeown- c) mandatory transfer by
ers' association in which conditions of property own- quitclaim deed
ership include all the following EXCEPT:
a) mandatory membership in the association
