TRAFFIC SCHOOL FINAL EXAM
STUDY GUIDE WITH ACCURATE
ANSWERS 2026 COMPLETE REVIEW
PACKAGE
◉ What is a seat belt pretensioner?
Answer: Pretensioners automatically tighten the belt to prevent the
individual from jerking forward in a collision or at a sudden stop. You
no longer have to pull the adjustable strap to fit your body.
◉ Why do traffic laws exist?
Answer: Traffic laws reduce chaos, keep traffic moving and give all
road users a common understanding of how the road should be used.
Most importantly, though, their primary purpose is to keep everyone
safe.
◉ The reason we have traffic laws is ______.
Answer: to keep everyone safe.
◉ How does minimum insurance work?
Answer: This type of insurance pays for the damages done to another
person's vehicle or body and only for the amount of the coverage. In
other words, if you are at fault for a crash and only have a $15,000
liability policy, your insurance will only pay for $15,000 of the damages
done to the other person and their car. Anything more than the $15,000
is your responsibility. Your own medical expenses and car repairs are
your own responsibility too.
, ◉ What is the average cost for a severe injury in a collision?
Answer: $247,000
◉ Why should you be afraid of legal problems after a collision that was
your fault even if you have insurance?
Answer: Even if you have insurance, the other driver can sue you for
negligence and win.
If someone dies because of the collision, the victim's family can sue you
for wrongful death
The cost of a collision can be more than the insurance coverage
(especially minimum insurance)
◉ What does the US Department of Transportation list as the most
likely cause of collisions?
Answer: alcohol and drugs (most common), distracted driving, sleepy
drivers, speeding (primary factor in 29% of fatal and injury collisions -
reported by the CHP)
◉ What is the purpose of the DMV point system?
Answer: The DMV point system, called NOTS, was designed to keep
track of drivers' offenses so they can suspend or revoke a license if
needed. If you can't follow the rules of driving safely, you will lose your
privilege to drive.
◉ How much does a DUI cost over ten years?
STUDY GUIDE WITH ACCURATE
ANSWERS 2026 COMPLETE REVIEW
PACKAGE
◉ What is a seat belt pretensioner?
Answer: Pretensioners automatically tighten the belt to prevent the
individual from jerking forward in a collision or at a sudden stop. You
no longer have to pull the adjustable strap to fit your body.
◉ Why do traffic laws exist?
Answer: Traffic laws reduce chaos, keep traffic moving and give all
road users a common understanding of how the road should be used.
Most importantly, though, their primary purpose is to keep everyone
safe.
◉ The reason we have traffic laws is ______.
Answer: to keep everyone safe.
◉ How does minimum insurance work?
Answer: This type of insurance pays for the damages done to another
person's vehicle or body and only for the amount of the coverage. In
other words, if you are at fault for a crash and only have a $15,000
liability policy, your insurance will only pay for $15,000 of the damages
done to the other person and their car. Anything more than the $15,000
is your responsibility. Your own medical expenses and car repairs are
your own responsibility too.
, ◉ What is the average cost for a severe injury in a collision?
Answer: $247,000
◉ Why should you be afraid of legal problems after a collision that was
your fault even if you have insurance?
Answer: Even if you have insurance, the other driver can sue you for
negligence and win.
If someone dies because of the collision, the victim's family can sue you
for wrongful death
The cost of a collision can be more than the insurance coverage
(especially minimum insurance)
◉ What does the US Department of Transportation list as the most
likely cause of collisions?
Answer: alcohol and drugs (most common), distracted driving, sleepy
drivers, speeding (primary factor in 29% of fatal and injury collisions -
reported by the CHP)
◉ What is the purpose of the DMV point system?
Answer: The DMV point system, called NOTS, was designed to keep
track of drivers' offenses so they can suspend or revoke a license if
needed. If you can't follow the rules of driving safely, you will lose your
privilege to drive.
◉ How much does a DUI cost over ten years?
