Nursing and Health Care Exam 3 Review exam with
verified answers @2026!!!
Which response is best when the nurse is asked by a patient, "Why is it necessary to have deductibles
and copayments when I already have health insurance?" - ANSWERS💫✔️--They are a way to improve
the margin of profit in the fee-for-service method of paying for health care
Which response by the nurse best explains the advantage of health insurance when a patient states, "I
didn't sign up for health insurance at my job because I'm young and healthy and can use the money in
other ways." - ANSWERS💫✔️-- With insurance you are spreading the risk in case you have a serious
health event, such as cancer or major trauma
A patient asks the nurse, "What do health maintenance organizations (HMOs) do to reduce health care
costs?" The response - ANSWERS💫✔️-- "HMOs provide services aimed at keeping members healthy."
Which of the following constitutes a problem that affects data collected by the nurse interviewing a
chronically ill older adult patient? Many older adults who are covered only by Medicare Parts A and B
find it difficult to pay the cost of - ANSWERS💫✔️-- Prescription drugs while living at home
When involved with discharge planning for a patient recovering from a mild cerebrovascular accident,
the nurse should understand that Medicare provides - ANSWERS💫✔️-- Increased use of extended care
units for rehabilitation needs
Diagnosis-related groups (DRGs) and prospective payment systems are most clearly the reason for -
ANSWERS💫✔️-- Critical pathways and managed care
A patient tells the nurse, "I received a questionnaire that said my answers would be used for purposes
of continuous quality improvement. I wonder if it's worth my time to fill it out?" Which response best
explains continuous quality improvement - ANSWERS💫✔️-- "Continuous quality improvement activities
are used to monitor and improve processes involved in providing safe, effective care for patients"
A 70-year-old patient tells the nurse, " I can't go to the hospital for treatment because I have no hospital
insurance. My social security and my pension pay my living expenses, but I don't have any savings." The
nurse's response should be focused on - ANSWERS💫✔️-- Providing information about Medicare
, A mother and her three children often seek medical services at the emergency room. The nurse realizes
that they have no insurance and are unable to pay for services. Which action should the nurse take to
provide the greatest assistance to the family? - ANSWERS💫✔️-- Contact a social worker to discuss
Medicaid with the mother
Which program offers an incentive to hospitals to discharge patients as quickly as possible? -
ANSWERS💫✔️-- Prospective payment system
Which trend in health care may negatively affect the number of practical nurses hired by an agency? -
ANSWERS💫✔️-- The increased use of unlicensed personnel
Which quality improvement activity routinely engages the LPN/LVN? - ANSWERS💫✔️-- Collecting data
for care plan development
Which LPN/LVN will be most successful in dealing with change? - ANSWERS💫✔️-- Nurse U, who sees
change as an opportunity to improve conditions
Which skill will be most helpful to an LPN/LVN in navigating health care system changes? -
ANSWERS💫✔️-- Problem-solving and critical thinking abilities
A set monthly fee charged by the provider of the health care services for each member of the insurance
group for a specific set of services is known as - ANSWERS💫✔️-- Capitation
A method of financing health care costs in which physicians are paid a fee by the patient for each service
they provide is known as - ANSWERS💫✔️-- Fee-for-service
The monthly fee a person must pay for health care insurance coverage is known as the - ANSWERS💫✔️--
Premium
The yearly amount insured person must spend out-of-pocket for health care services before a health
insurance policy will begin to pay its share is known as the - ANSWERS💫✔️-- Deductible
verified answers @2026!!!
Which response is best when the nurse is asked by a patient, "Why is it necessary to have deductibles
and copayments when I already have health insurance?" - ANSWERS💫✔️--They are a way to improve
the margin of profit in the fee-for-service method of paying for health care
Which response by the nurse best explains the advantage of health insurance when a patient states, "I
didn't sign up for health insurance at my job because I'm young and healthy and can use the money in
other ways." - ANSWERS💫✔️-- With insurance you are spreading the risk in case you have a serious
health event, such as cancer or major trauma
A patient asks the nurse, "What do health maintenance organizations (HMOs) do to reduce health care
costs?" The response - ANSWERS💫✔️-- "HMOs provide services aimed at keeping members healthy."
Which of the following constitutes a problem that affects data collected by the nurse interviewing a
chronically ill older adult patient? Many older adults who are covered only by Medicare Parts A and B
find it difficult to pay the cost of - ANSWERS💫✔️-- Prescription drugs while living at home
When involved with discharge planning for a patient recovering from a mild cerebrovascular accident,
the nurse should understand that Medicare provides - ANSWERS💫✔️-- Increased use of extended care
units for rehabilitation needs
Diagnosis-related groups (DRGs) and prospective payment systems are most clearly the reason for -
ANSWERS💫✔️-- Critical pathways and managed care
A patient tells the nurse, "I received a questionnaire that said my answers would be used for purposes
of continuous quality improvement. I wonder if it's worth my time to fill it out?" Which response best
explains continuous quality improvement - ANSWERS💫✔️-- "Continuous quality improvement activities
are used to monitor and improve processes involved in providing safe, effective care for patients"
A 70-year-old patient tells the nurse, " I can't go to the hospital for treatment because I have no hospital
insurance. My social security and my pension pay my living expenses, but I don't have any savings." The
nurse's response should be focused on - ANSWERS💫✔️-- Providing information about Medicare
, A mother and her three children often seek medical services at the emergency room. The nurse realizes
that they have no insurance and are unable to pay for services. Which action should the nurse take to
provide the greatest assistance to the family? - ANSWERS💫✔️-- Contact a social worker to discuss
Medicaid with the mother
Which program offers an incentive to hospitals to discharge patients as quickly as possible? -
ANSWERS💫✔️-- Prospective payment system
Which trend in health care may negatively affect the number of practical nurses hired by an agency? -
ANSWERS💫✔️-- The increased use of unlicensed personnel
Which quality improvement activity routinely engages the LPN/LVN? - ANSWERS💫✔️-- Collecting data
for care plan development
Which LPN/LVN will be most successful in dealing with change? - ANSWERS💫✔️-- Nurse U, who sees
change as an opportunity to improve conditions
Which skill will be most helpful to an LPN/LVN in navigating health care system changes? -
ANSWERS💫✔️-- Problem-solving and critical thinking abilities
A set monthly fee charged by the provider of the health care services for each member of the insurance
group for a specific set of services is known as - ANSWERS💫✔️-- Capitation
A method of financing health care costs in which physicians are paid a fee by the patient for each service
they provide is known as - ANSWERS💫✔️-- Fee-for-service
The monthly fee a person must pay for health care insurance coverage is known as the - ANSWERS💫✔️--
Premium
The yearly amount insured person must spend out-of-pocket for health care services before a health
insurance policy will begin to pay its share is known as the - ANSWERS💫✔️-- Deductible
