QUESTIONS AND ANSWERS SURE A+
✔✔Judicial Sale - ✔✔Court ordered sale usually as a way to resolve legal matters
- primary debt recovery method for default mortgages
✔✔Foreclosure - ✔✔legal action supervised by the court following a default on the
mortgage.
-transfers the real property from the borrower to the lender and erases interests on title.
✔✔Alberta Building Code - ✔✔Legislation that establishes technical specifications for
new building construction and construction materials
✔✔Building Permit - ✔✔typically valid for one year during which construction process
must be initiated
✔✔Factory Built Construction - ✔✔Manufactured
- three sections that are 95% complete when they leave the factory.
- secure the sections to the foundation and join together
- can often move in the same day or within days
- saves time and mony
Modular Construction
- manufacturing three dimensional units, 85 percent complete when they leave
- requires few weeks on site to be complete
- allows for creation of multi-story buildings
Panelized construction
- creation of pre-fabricated wall, floor or roof panels
- panels may be completed fully or partially
- may consist of just the frame or fully complete with windows and siding
,✔✔Alberta Safety Codes Act - ✔✔provincial legislation that sets specifications for new
building.
✔✔Components of Construction - ✔✔Lot
Substructure - building foundation
Superstructure - above grade construction
includes; envelope, service systems, interior
- building envelope - everything that encloses the structure
- roof, exterior walls, windows, doors, and interior walls
- building service systems - supply's essential services
- heat, electricity, water
- interior - interior walls, features, finishes, and fixtures
Pre-wired
- security systems, internet, fireplace controls, windows
✔✔Preserved Wood foundation - ✔✔treated wood, must be certified with a stamp.
- must be examined by engineer or architect stating conforms to the Alberta Building
Code requirements
- poured concrete is the most common foundation
✔✔Subsurface Drainage - ✔✔Drain tiles - directs water to storm system or sump pit
Sump Pump
- located in sump pit in the foundation, accessible
- submersible pump - installed within the sump pit
- pedestal/upright - set outside of the sump pit
✔✔Parging - ✔✔Thin top coat that is applied to exterior finish, used to create smooth
surface. can be cement or acrylic
- protects above grade foundation walls
✔✔Building Floors - ✔✔Beams - structural components that create base
Joist - support part of structure, placed horizontal - supports floor or ceiling
Bridging/Blocking - adds to load carrying capabilities and reduces the potential for
movement.
✔✔R-Value or RSI - ✔✔the rate at which heat moves through insulation, the higher the
value the more effective the material is at resisting the transfer of heat.
✔✔R2000 - ✔✔Standard of insulation for new construction. Certified by Govt
- energy performance
- indoor air quality
- environmental responsibility
, ✔✔Roofs - ✔✔Low slope - 14 degrees or less
Steep slope - 15 degrees or more
Flashing - used to create weatherproof seal
Soffits - underside of roof, ventilation for the attic
Fascia - trim the ends of the roof
eaves - form connection between roof and exterior walls
✔✔Windows - ✔✔Bay - angled
Bow- smoother rounder than bay
Dormer - built into the main roof
Clerestory - high windows located on the upper part of wall
Sky lights
✔✔Fuel Utilization - ✔✔Low - Less than 77%
Mid - 78-89%
High - 90% +
✔✔Electrical - ✔✔residential properties with less than 100 amp may be difficult to insure
- permits needed for installation
✔✔Hot water - ✔✔hot water tanks
Tankless hot water heaters
- central - designed to supply hot water throughout whole building
- point of use - only supply to plumbing fixture they are attached to.
Efficient to use but expensive to install
✔✔Plumbing - ✔✔includes fresh water, hot water, and waste water
- materials used include copper, rigid plastic, and flexible plastic
✔✔Heating - ✔✔The main types of residential heating include;
Forced air
hot water
radiant - uses hot water or electricity
electric systems
High efficiency vents out the buildings exterior wall
✔✔Ceilings - ✔✔Valuted - follow roofline, unequal sides
Cathedral - two equal sides (Aframe)
Drop- covers pipes and wires
Coffered - insets, waffle like