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MORTGAGE LOAN ORIGINATION - PROSCHOOLS - FINAL EXAM QUESTIONS WITH CORRECT ANSWERS.pdf

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MORTGAGE LOAN ORIGINATION - PROSCHOOLS - FINAL EXAM QUESTIONS WITH CORRECT ANSWERS.pdf

Institution
Mortgage Originator
Course
Mortgage originator

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MORTGAGE LOAN ORIGINATION -
PROSCHOOLS - FINAL EXAM
QUESTIONS WITH CORRECT
ANSWERS
WhichElawEregulatesEreportingEofEaEconsumer'sEcreditEhistory?
E



FCRA
E



ECOA
E



RESPA
E



PATRIOTEActE-ECORRECTEANSWERS-
TheEcorrectEanswerEisEA.ETheEFairECreditEReportingEActEregulatesEtheEreportingEofEaEperson'sEcredit
.EItErequiresEcreditEreportingEagenciesEtoEattemptEtoEmaintainEaccurateEreportsEandEtoElimitEaccessE
toEreports.



AEconsumerEhasEtheErightEtoEinspectEhisEHUD-
1ESettlementEStatementEhowEmanyEbusinessEdaysEpriorEtoEclosing?
E



5
E



10
E



1
E



7E-ECORRECTEANSWERS-
TheEcorrectEanswerEisEC.EOneEbusinessEdayEbeforeEtheEsettlement,EtheEconsumerEhasEtheErightEtoEi
nspectEtheEHUD-1ESettlementEStatement.



InEtheEcourseEofEanEexaminationEorEinvestigation,EtheEDirectorEmayEdoEanyEofEtheEfollowingEEXCEPT

, E



preventEaElicenseeEfromEtraveling.
E



requireEtheEproductionEofEdocuments,EbooksEandErecords.
E



reviewEcriminal,EcivilEandEadministrativeEhistoryErecordsEandEinformation.
E



subpoenaEwitnesses.E-ECORRECTEANSWERS-
TheEcorrectEanswerEisEA.EInEtheEcourseEofEanEexaminationEorEinvestigation,EtheEDirectorEisEauthoriz
edEtoEreviewEcriminal,EcivilEandEadministrativeEhistoryEinformation;ErequireEtheEproductionEofEdoc
uments,EbooksEandErecords;EandEsubpoenaEwitnesses.EHeEdoesEnotEhaveEpowerEtoErestrictEaElicens
ee'sEmovements.



TheETruthEinELendingEActErequiresEdisclosureEofEwhichEofEtheEfollowingEratesEinEresponseEtoEanEoral
EinquiryEaboutEtheEcostEofEcredit?


E



SimpleEinterestErate
E



AnnualEpercentageErate
E



FederalEReserveEdiscountErate
E



FederalEfundsErateE-ECORRECTEANSWERS-
TheEcorrectEanswerEisEB.ETheErateEthatEmustEbeEprovidedEtoEconsumersEinEanyEdisclosureEofEcreditEt
ermsEisEtheEannualEpercentageErate.



TruthEinELendingEActEdisclosuresECANNOTEbeEgivenEby
E



mail.
E



telephone.
E
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Number of pages
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Written in
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Type
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