CERTIFIED MEDICAID PLANNER (CMP™)
EXAMINATION COMPLETE QUESTIONS
AND DETAILED SOLUTIONS LATEST
UPDATE THIS YEAR JUST RELEASED
The Certified Medicaid Planner (CMP™) credential is
awarded by the Certified Medicaid Planning Governing
Board to professionals who demonstrate competency in
Medicaid eligibility, long-term care planning, asset
preservation strategies, Medicaid application procedures,
ethics, and regulatory compliance. The certification
examination is a 160-question multiple-choice exam,
administered under proctored conditions, with a passing
score of approximately 65% (104 correct answers) and a
testing time of approximately 3 hours. CMP professionals
typically assist clients with Medicaid qualification
strategies, long-term care planning, spend-down planning,
trusts, transfers, and Medicaid application management.
Exam Coverage
Medicaid program structure and funding
Medicaid eligibility determination
, Income and asset calculations
Countable versus exempt resources
Long-term care Medicaid planning
Home and community-based services
Medicaid application procedures
Transfer-of-assets rules
Look-back period regulations
Spend-down methodologies
Trusts and asset protection strategies
Qualified income trusts
Medicaid-compliant annuities
Spousal impoverishment protections
Estate recovery requirements
Medicare versus Medicaid distinctions
Ethical planning standards
Federal and state regulatory compliance
Documentation and recordkeeping
Client counseling and case analysis
Disability-related Medicaid programs
Financial assessment techniques
, Medicaid waiver programs
Appeals and fair hearing procedures
Professional responsibilities and ethics
1.
A married applicant enters a nursing facility while the
spouse remains at home. Which planning strategy
primarily protects the community spouse from financial
hardship?
A. Estate recovery acceleration
B. Spousal impoverishment protections
C. Medicaid waiver enrollment
D. Medicare secondary coverage
Answer: B
Rationale: Federal protections allow the community
spouse to retain certain income and assets while the
institutionalized spouse seeks Medicaid eligibility.
2.
, A client transferred significant assets to a relative three
years before applying for long-term care Medicaid. What
concern should the planner evaluate first?
A. Medicare premium increases
B. Estate tax liability
C. Medicaid look-back implications
D. Social Security overpayment
Answer: C
Rationale: Transfers within the applicable look-back
period may trigger penalties affecting eligibility.
3.
Which resource is most likely considered exempt when
determining Medicaid eligibility for an applicant residing
in the community?
A. Vacation condominium
B. Investment account
C. Primary residence meeting requirements
D. Brokerage portfolio
Answer: C
Rationale: A qualifying primary residence is frequently
treated differently from countable investment assets.
EXAMINATION COMPLETE QUESTIONS
AND DETAILED SOLUTIONS LATEST
UPDATE THIS YEAR JUST RELEASED
The Certified Medicaid Planner (CMP™) credential is
awarded by the Certified Medicaid Planning Governing
Board to professionals who demonstrate competency in
Medicaid eligibility, long-term care planning, asset
preservation strategies, Medicaid application procedures,
ethics, and regulatory compliance. The certification
examination is a 160-question multiple-choice exam,
administered under proctored conditions, with a passing
score of approximately 65% (104 correct answers) and a
testing time of approximately 3 hours. CMP professionals
typically assist clients with Medicaid qualification
strategies, long-term care planning, spend-down planning,
trusts, transfers, and Medicaid application management.
Exam Coverage
Medicaid program structure and funding
Medicaid eligibility determination
, Income and asset calculations
Countable versus exempt resources
Long-term care Medicaid planning
Home and community-based services
Medicaid application procedures
Transfer-of-assets rules
Look-back period regulations
Spend-down methodologies
Trusts and asset protection strategies
Qualified income trusts
Medicaid-compliant annuities
Spousal impoverishment protections
Estate recovery requirements
Medicare versus Medicaid distinctions
Ethical planning standards
Federal and state regulatory compliance
Documentation and recordkeeping
Client counseling and case analysis
Disability-related Medicaid programs
Financial assessment techniques
, Medicaid waiver programs
Appeals and fair hearing procedures
Professional responsibilities and ethics
1.
A married applicant enters a nursing facility while the
spouse remains at home. Which planning strategy
primarily protects the community spouse from financial
hardship?
A. Estate recovery acceleration
B. Spousal impoverishment protections
C. Medicaid waiver enrollment
D. Medicare secondary coverage
Answer: B
Rationale: Federal protections allow the community
spouse to retain certain income and assets while the
institutionalized spouse seeks Medicaid eligibility.
2.
, A client transferred significant assets to a relative three
years before applying for long-term care Medicaid. What
concern should the planner evaluate first?
A. Medicare premium increases
B. Estate tax liability
C. Medicaid look-back implications
D. Social Security overpayment
Answer: C
Rationale: Transfers within the applicable look-back
period may trigger penalties affecting eligibility.
3.
Which resource is most likely considered exempt when
determining Medicaid eligibility for an applicant residing
in the community?
A. Vacation condominium
B. Investment account
C. Primary residence meeting requirements
D. Brokerage portfolio
Answer: C
Rationale: A qualifying primary residence is frequently
treated differently from countable investment assets.
