NEW YORK STATE AUTO DAMAGE AND THEFT
QUIZ 17-71 Latest Actual Exam Questions and
Complete Solutions | Verified Answers |
Updated 2026
THIS EXAM INCLUDES:
• Latest New York State Auto Damage and Theft Quiz 17-71 questions
• Complete verified answers and detailed rationales
• Realistic practice questions and exam scenarios
• High-yield review notes for quick revision
• Updated 2026 content
• A+ graded study resource
,New York State Auto Damage and Theft (Based on
provided PDF)
1. Jim Smith is involved in a collision claim and is no longer able to use the
vehicle to go to work. This "loss of use" is referred to as a:
• Direct loss
• Indirect loss
• Loss evaluation
• Consequential loss
2. When the rear of the vehicle is damaged and there is a gap between the
trunk lid and the quarter panel, what else on the vehicle should the
appraiser check?
• The center pillar
• The trunk floor
• The quarter panels
• The frame rails
3. In auto physical damage insurance, an insured peril cause of loss is
known as:
• Direct loss
• Indirect loss
• Loss evaluation
• Consequential loss
4. If an appraiser has to forfeit his bond in New York, the amount of the
bond is:
• $500
• $1000
• $2000
, • $5000
5. Which of the following is a true statement regarding auto appraisers in
New York?
• An auto appraiser must also hold a valid driver's license.
• Appraisers are permitted to determine fault in an accident.
• Each appraiser, while engaged in appraisal duties, must carry
their license.
• Appraisers may not work for both an insurer and a repair shop.
Correct Answer: Each appraiser, while engaged in appraisal duties,
must carry their license.
6. Which of the following is the most likely result if an appraiser fails to
document pre-existing damage on a vehicle prior to a collision loss?
• The claim will be paid in full regardless.
• The insurer may deny coverage for unrelated prior damage.
• The appraiser's license is automatically revoked.
• The insured must pay a higher deductible.
Correct Answer: The insurer may deny coverage for unrelated prior
damage.
7. In a unibody vehicle, the structural integrity after a collision is primarily
maintained by:
• The bolt-on fenders and hood.
• The frame rails and crossmembers.
• The welded sheet metal forming a single structure.
• The separate chassis bolted to the body.
Correct Answer: The welded sheet metal forming a single structure.
, 8. When an auto appraiser notes "R&I" on an estimate, this stands for:
• Repair and Inspect
• Remove and Install
• Replace and Inquire
• Refinish and Insure
• )
9. Which of the following is the computer in the vehicle?
• Controller
• Pump
• Speed Sensors
• Valves
10. Payment may be made if which of the following procedures has been
executed?
• A partial signed release
• A Walk-Away release
• A prima-facia signed release
• None of the answer choices is correct.
11. If an insured fails to comply with the immediate notice of claim
requirement, which of the following could happen?
• The loss will be partially paid.
• The coverage could be denied.
• The premium will be returned.
• The policy will be cancelled.
12. On what date must an adjuster license be renewed?
QUIZ 17-71 Latest Actual Exam Questions and
Complete Solutions | Verified Answers |
Updated 2026
THIS EXAM INCLUDES:
• Latest New York State Auto Damage and Theft Quiz 17-71 questions
• Complete verified answers and detailed rationales
• Realistic practice questions and exam scenarios
• High-yield review notes for quick revision
• Updated 2026 content
• A+ graded study resource
,New York State Auto Damage and Theft (Based on
provided PDF)
1. Jim Smith is involved in a collision claim and is no longer able to use the
vehicle to go to work. This "loss of use" is referred to as a:
• Direct loss
• Indirect loss
• Loss evaluation
• Consequential loss
2. When the rear of the vehicle is damaged and there is a gap between the
trunk lid and the quarter panel, what else on the vehicle should the
appraiser check?
• The center pillar
• The trunk floor
• The quarter panels
• The frame rails
3. In auto physical damage insurance, an insured peril cause of loss is
known as:
• Direct loss
• Indirect loss
• Loss evaluation
• Consequential loss
4. If an appraiser has to forfeit his bond in New York, the amount of the
bond is:
• $500
• $1000
• $2000
, • $5000
5. Which of the following is a true statement regarding auto appraisers in
New York?
• An auto appraiser must also hold a valid driver's license.
• Appraisers are permitted to determine fault in an accident.
• Each appraiser, while engaged in appraisal duties, must carry
their license.
• Appraisers may not work for both an insurer and a repair shop.
Correct Answer: Each appraiser, while engaged in appraisal duties,
must carry their license.
6. Which of the following is the most likely result if an appraiser fails to
document pre-existing damage on a vehicle prior to a collision loss?
• The claim will be paid in full regardless.
• The insurer may deny coverage for unrelated prior damage.
• The appraiser's license is automatically revoked.
• The insured must pay a higher deductible.
Correct Answer: The insurer may deny coverage for unrelated prior
damage.
7. In a unibody vehicle, the structural integrity after a collision is primarily
maintained by:
• The bolt-on fenders and hood.
• The frame rails and crossmembers.
• The welded sheet metal forming a single structure.
• The separate chassis bolted to the body.
Correct Answer: The welded sheet metal forming a single structure.
, 8. When an auto appraiser notes "R&I" on an estimate, this stands for:
• Repair and Inspect
• Remove and Install
• Replace and Inquire
• Refinish and Insure
• )
9. Which of the following is the computer in the vehicle?
• Controller
• Pump
• Speed Sensors
• Valves
10. Payment may be made if which of the following procedures has been
executed?
• A partial signed release
• A Walk-Away release
• A prima-facia signed release
• None of the answer choices is correct.
11. If an insured fails to comply with the immediate notice of claim
requirement, which of the following could happen?
• The loss will be partially paid.
• The coverage could be denied.
• The premium will be returned.
• The policy will be cancelled.
12. On what date must an adjuster license be renewed?
