ASSIGNMENT 2
DUE DATE: 21 JULY 2026
,TABLE OF CONTENTS
Section
Declaration (Question 1) ..................................................................................... 2
Introduction .......................................................................................................... 3
Question 2 – The VUCA Framework and Macro-Environmental.......................... 4
Question 3 – Degree of Rivalry in the African Fintech Industry............................ 7
Question 4 – Business-Level Strategy of Flutterwave: Evaluation of its
Effectiveness ...................................................................................................... 10
Question 5 – Disruptive Innovation, Four Innovation Strategies......................... 12
Question 6 – Reflection on the Assignment Process ......................................... 15
Conclusion ......................................................................................................... 16
References ......................................................................................................... 17
, Introduction
The purpose of my assignment is to analyse Flutterwave, one of Africa’s leading fintech
companies. The analysis is based on the Flutterwave case study (Flutterwave, 2026),
the prescribed textbook by Louw and Venter (2024), and two peer-reviewed academic
articles published between 2020 and 2026. The assignment starts by looking at the
external factors that influenced the creation and growth of Flutterwave using the VUCA
framework. It then examines the level of competition in the African fintech industry and
discusses how Flutterwave can continue to stay ahead of its competitors. It also
identifies and evaluates Flutterwave’s business strategy. In addition, it explains the idea
of disruptive innovation and compares the four main innovation strategies. Lastly,
personal reflections on completing the assignment are included. Throughout the
assignment, strategic management concepts from Louw and Venter (2024) are applied
to Flutterwave’s business environment to provide useful insights and
recommendations..