Tennessee Life Insurance ACTUAL FINAL EXAM COMPLETE REAL QUESTIONS AND CORRECT ANSWERS (CORRECT VERIFIED SOLUTIONS) A NEW UPDATED VERSION |GUARANTEED PASS

Tennessee Life Insurance ACTUAL FINAL EXAM 2026-2027
COMPLETE REAL QUESTIONS AND CORRECT ANSWERS
(CORRECT VERIFIED SOLUTIONS) A NEW UPDATED
VERSION |GUARANTEED PASS


Term life insurance shall never provide:


a. death protection
b. low premiums
c. temporary protection
d. a living benefit


ANSWERS: d. a living benefit


The premium paid on whole life would be _____ at the age 25 than age
75:


a. more
b. less
c. same
d. twice the rate


ANSWERS: c. same

,If my grown daughter Betsy was the insured on a life policy taken
out by me as the owner, who must sign:

a. the insured would not be required to sign since I'm her father
b. the insured would be the only mandatory signature required
c. the owner would be required to sign for himself and his
daughter
d. both the father and daughter would be required to sign the
application


ANSWERS: d. both the father and daughter would be required to
sign the application

If the insured lives to age 100 on a whole life coverage, the cash
value would be the face amount:


a. less than
b. equal to
c. more than
d. double


ANSWERS: b. equal to

, The premium on limited payment whole life vs continuous pay
whole life would be:


a. less
b. same
c. more
d. identical


ANSWERS: c. more


The cash value on limited payment whole life vs. continuous pay whole
life would be:


a. less
b. same
c. more
d. exactly equal


ANSWERS: c. more


This type of life insurance always has a level premium:


a. term
b. whole
c. variable
d. annuity


ANSWERS: b. whole