TX ADJUSTER CERTIFICATION SCRIPT 2026
COMPLETE QUESTIONS AND CORRECT
ANSWERS
◉Method of dispute resolution that occurs when there is a dispute
regarding whether or not something is covered under the policy.
Answer: Arbitration
◉A customer claims he tripped on a stair in John's Art Gallery and
broke his leg. The only way the customer will have a successful claim
against John's insurance is?. Answer: John must be found legally
liable for the incident
◉Janet thompson works for universal insurance company of Texas.
She is involved in a work related accident in the supply room. She
immediately notifies her supervisor about the accident. Universal
insurance company must report the injuries within how many days
of being notified of the injury?. Answer: 8 days
◉Provisions in an insurance policy that indicates what is not
covered?. Answer: Exclusions
,◉As a public administrator you want to get insurance for your
county's bridges and tunnels. What kind of policy would you look
for?. Answer: Inland Marine
◉Lewis has a Texas dwelling policy on his property in Lewisville
Texas. His tenant called him to tell him that the property was broke
into and all of his contents were stolen. Lewis files a claim for his
tenant's stolen contents. What do you tell Lewis about his claim?.
Answer: The contents are covered up to 10% of the Coverage B limit
of liability.
◉Is the size of a loss, the extent of damages. Answer: Severity
◉What is the intentional relinquishment of a known right by the
insurance company or agent upon which the insured relies. Answer:
Wavier
◉You have concluded your claim investigation and called your
policyholder to discuss the settlement of their claim. How long do
you have to make payment to your policyholder?. Answer: 5
Calendar days
◉The cost having the most significant impact in bringing about the
loss under a first-party insurance policy. Answer: Proximate Cause
, ◉Steve Garcia is exempted from taking the State Adjuster License
Exam. Which of the following is a reason for his exemption?. Answer:
Within the past 12 months he completed a certified adjuster pre-
licenseing education program and pass the required exam.
◉while derrick is taking inventory he accidentally drops a crate of
milk on a customer foot. what is the stores liability?. Answer:
Premises Liability
◉Pam's home has been burglarized. The total value of the stolen
contents is $7,000. You advise her that she needs to file a police
report. Which of the following statements is correct?. Answer: A
police report is needed per section 1 conditions
◉What are the types of adjuster licenses approved for issuance in
Texas?. Answer: All Lines, Property, Property and Casualty, Surety,
Workers Compensation
◉What is any intentional lying or misrepresentation by
policyholders in order to inflate a claims payment or receive a claims
payment that would otherwise not be paid. Answer: Fraud
◉Steve's Worker's compensation claim has been rejected. Steve
reported his claim 43 days after the incident occurred. What is a
possible reason why?. Answer: He did not report his injury to his
employer within 30 days
COMPLETE QUESTIONS AND CORRECT
ANSWERS
◉Method of dispute resolution that occurs when there is a dispute
regarding whether or not something is covered under the policy.
Answer: Arbitration
◉A customer claims he tripped on a stair in John's Art Gallery and
broke his leg. The only way the customer will have a successful claim
against John's insurance is?. Answer: John must be found legally
liable for the incident
◉Janet thompson works for universal insurance company of Texas.
She is involved in a work related accident in the supply room. She
immediately notifies her supervisor about the accident. Universal
insurance company must report the injuries within how many days
of being notified of the injury?. Answer: 8 days
◉Provisions in an insurance policy that indicates what is not
covered?. Answer: Exclusions
,◉As a public administrator you want to get insurance for your
county's bridges and tunnels. What kind of policy would you look
for?. Answer: Inland Marine
◉Lewis has a Texas dwelling policy on his property in Lewisville
Texas. His tenant called him to tell him that the property was broke
into and all of his contents were stolen. Lewis files a claim for his
tenant's stolen contents. What do you tell Lewis about his claim?.
Answer: The contents are covered up to 10% of the Coverage B limit
of liability.
◉Is the size of a loss, the extent of damages. Answer: Severity
◉What is the intentional relinquishment of a known right by the
insurance company or agent upon which the insured relies. Answer:
Wavier
◉You have concluded your claim investigation and called your
policyholder to discuss the settlement of their claim. How long do
you have to make payment to your policyholder?. Answer: 5
Calendar days
◉The cost having the most significant impact in bringing about the
loss under a first-party insurance policy. Answer: Proximate Cause
, ◉Steve Garcia is exempted from taking the State Adjuster License
Exam. Which of the following is a reason for his exemption?. Answer:
Within the past 12 months he completed a certified adjuster pre-
licenseing education program and pass the required exam.
◉while derrick is taking inventory he accidentally drops a crate of
milk on a customer foot. what is the stores liability?. Answer:
Premises Liability
◉Pam's home has been burglarized. The total value of the stolen
contents is $7,000. You advise her that she needs to file a police
report. Which of the following statements is correct?. Answer: A
police report is needed per section 1 conditions
◉What are the types of adjuster licenses approved for issuance in
Texas?. Answer: All Lines, Property, Property and Casualty, Surety,
Workers Compensation
◉What is any intentional lying or misrepresentation by
policyholders in order to inflate a claims payment or receive a claims
payment that would otherwise not be paid. Answer: Fraud
◉Steve's Worker's compensation claim has been rejected. Steve
reported his claim 43 days after the incident occurred. What is a
possible reason why?. Answer: He did not report his injury to his
employer within 30 days
