BLAW 310 LATEST 2026 EXAM TEST QUESTIONS AND
ANSWERS GRADED A+
✔✔uninsured motorist coverage ("UM" insurance) - ✔✔this type of insurance can apply
(1) if you purchased it from your own insurance company and (2) you are injured by
someone who is at fault and they do not have insurance or enough of it to pay for
damages
also applies to hit and run accidents
✔✔NO - ✔✔can your insurance company raise your rates if you make a claim for
uninsured motorist coverage?
✔✔a natural disaster or civil unrest disrupts business and causes physical damage to
the business premises
very expensive and not many businesses have this type of insurance - ✔✔what is the
legal requirement for coverage under business interruption insurance?
✔✔assault - ✔✔reasonable apprehension of immediate harmful or offensive conduct
✔✔battery - ✔✔unexcused and harmful physical intentional touching of another; can be
as harmful as a punch or offensive as an unwelcome kiss or touching
✔✔false imprisonment - ✔✔confine or restrain a person without justification and
becomes a business concern if someone accused of stealing
Accused can be detained in reasonable manner for reasonable time (no waterboarding)
✔✔intentional infliction of emotional distress - ✔✔extreme and outrageous conduct by a
person that results in another person suffering emotional distress
✔✔the conduct must exceed bounds of decency
Social media bullying can possibly result in such claims - ✔✔what does outrageous
mean in the context of intentional infliction of emotional distress?
✔✔defamation - ✔✔wrongfully hurting another's reputation by the use of words
✔✔libel and slander - ✔✔what are the types of defamation?
✔✔libel - ✔✔some form of printed writing (even digital); Must be published
✔✔slander (S for slander and speaking) - ✔✔·speaking defamatory words
, ✔✔it is hard to succeed in a slander or liable action against a public figure or politician -
✔✔what is an exception for slander?
✔✔invasion of privacy - ✔✔intruding into another's affairs
Erin Andrews example
✔✔appropriation of identity - ✔✔subset of invasion of privacy
✔✔appropriation of identity - ✔✔using another person's name or likeness without
permission and for the benefit of the user
People who impersonate entertainers should get entertainer's/celebrity's permission or
their estate's permission which will cost money (Michael Jackson, etc.).
✔✔trespass to land - ✔✔wrongful entry on property belonging to another
✔✔conversion - ✔✔wrongful retaining of another's personal property (civil equivalent of
theft)
✔✔sole proprietorship (most vulnerable) - ✔✔gets all the profits but also has unlimited
liability beyond insurance coverage
easiest to start (certificate of assumed business name)
pays only personal income tax on profits and makes all decisions
business ends when owner dies
✔✔franchises - ✔✔contractual agreement where owner of trademark, trade name
licenses others to use it in selling goods or services
✔✔franchisors - ✔✔sells grants the franchise/license
✔✔franchisee - ✔✔·purchases the franchise rights to conduct business in franchisor's
name (receiving rights)
✔✔distributorship
chain style organizations
manufacturing arrangement - ✔✔what are the types of franchises?
✔✔distributorship - ✔✔manufacturer license dealer to sell product in exclusive territory
ANSWERS GRADED A+
✔✔uninsured motorist coverage ("UM" insurance) - ✔✔this type of insurance can apply
(1) if you purchased it from your own insurance company and (2) you are injured by
someone who is at fault and they do not have insurance or enough of it to pay for
damages
also applies to hit and run accidents
✔✔NO - ✔✔can your insurance company raise your rates if you make a claim for
uninsured motorist coverage?
✔✔a natural disaster or civil unrest disrupts business and causes physical damage to
the business premises
very expensive and not many businesses have this type of insurance - ✔✔what is the
legal requirement for coverage under business interruption insurance?
✔✔assault - ✔✔reasonable apprehension of immediate harmful or offensive conduct
✔✔battery - ✔✔unexcused and harmful physical intentional touching of another; can be
as harmful as a punch or offensive as an unwelcome kiss or touching
✔✔false imprisonment - ✔✔confine or restrain a person without justification and
becomes a business concern if someone accused of stealing
Accused can be detained in reasonable manner for reasonable time (no waterboarding)
✔✔intentional infliction of emotional distress - ✔✔extreme and outrageous conduct by a
person that results in another person suffering emotional distress
✔✔the conduct must exceed bounds of decency
Social media bullying can possibly result in such claims - ✔✔what does outrageous
mean in the context of intentional infliction of emotional distress?
✔✔defamation - ✔✔wrongfully hurting another's reputation by the use of words
✔✔libel and slander - ✔✔what are the types of defamation?
✔✔libel - ✔✔some form of printed writing (even digital); Must be published
✔✔slander (S for slander and speaking) - ✔✔·speaking defamatory words
, ✔✔it is hard to succeed in a slander or liable action against a public figure or politician -
✔✔what is an exception for slander?
✔✔invasion of privacy - ✔✔intruding into another's affairs
Erin Andrews example
✔✔appropriation of identity - ✔✔subset of invasion of privacy
✔✔appropriation of identity - ✔✔using another person's name or likeness without
permission and for the benefit of the user
People who impersonate entertainers should get entertainer's/celebrity's permission or
their estate's permission which will cost money (Michael Jackson, etc.).
✔✔trespass to land - ✔✔wrongful entry on property belonging to another
✔✔conversion - ✔✔wrongful retaining of another's personal property (civil equivalent of
theft)
✔✔sole proprietorship (most vulnerable) - ✔✔gets all the profits but also has unlimited
liability beyond insurance coverage
easiest to start (certificate of assumed business name)
pays only personal income tax on profits and makes all decisions
business ends when owner dies
✔✔franchises - ✔✔contractual agreement where owner of trademark, trade name
licenses others to use it in selling goods or services
✔✔franchisors - ✔✔sells grants the franchise/license
✔✔franchisee - ✔✔·purchases the franchise rights to conduct business in franchisor's
name (receiving rights)
✔✔distributorship
chain style organizations
manufacturing arrangement - ✔✔what are the types of franchises?
✔✔distributorship - ✔✔manufacturer license dealer to sell product in exclusive territory
