AHIP Exam Verified Questions with Correct Answers (A+ Graded) UPDATED.pdf

AHIP Exam Verified Questions with
Correct Answers (A+ Graded) UPDATED
🏥 AHIP HIGH-YIELD PRACTICE TEST
✅ Questions (Most Likely Exam Topics)
1. Medicare Part A covers:

A. Outpatient care​
B. Hospital services​
C. Drugs​
D. Dental

✅ Answer: B

2. Medicare Part B covers:

A. Hospital​
B. Physician services​
C. Long-term care​
D. Vision only

✅ Answer: B

3. Medicare Part C refers to:

A. Original Medicare​
B. Medicare Advantage​
C. Medicaid​
D. Private insurance only

✅ Answer: B

,4. Medicare Part D covers:

A. Surgery​
B. Prescription drugs​
C. Hospital​
D. Emergency care

✅ Answer: B

5. A premium is:

A. Annual fee​
B. Monthly payment​
C. Deductible​
D. Copayment

✅ Answer: B

6. Deductible is:

A. Monthly payment​
B. Amount paid before coverage begins​
C. Fixed fee​
D. Percentage

✅ Answer: B

7. Copayment is:

A. Percentage​
B. Fixed amount​
C. Monthly cost​
D. Annual fee

✅ Answer: B

8. Coinsurance is:

,A. Fixed fee​
B. Percentage of cost​
C. Monthly payment​
D. Premium

✅ Answer: B

9. A formulary is:

A. Insurance policy​
B. Drug list​
C. Hospital​
D. Plan

✅ Answer: B

10. Generic drugs are:

A. More expensive​
B. Lower-cost equivalents​
C. Unsafe​
D. Experimental

✅ Answer: B

11. HMO plans require:

A. No referrals​
B. PCP referral​
C. No network​
D. Cash payment

✅ Answer: B

12. PPO plans allow:

A. No providers​
B. Out-of-network care​

, C. No flexibility​
D. No coverage

✅ Answer: B

13. AEP occurs:

A. Jan–Mar​
B. Oct 15–Dec 7​
C. Apr–Jun​
D. Anytime

✅ Answer: B

14. MA-OEP occurs:

A. Jan 1–Mar 31​
B. Oct–Dec​
C. Apr–Jun​
D. Anytime

✅ Answer: A

15. SEP occurs due to:

A. Routine​
B. Life events​
C. Monthly​
D. Payment

✅ Answer: B

16. Creditable drug coverage means:

A. Free drugs​
B. Equivalent to Part D​
C. No drugs​
D. Premium