AHIP Final Exam Practice Test (200
Questions and Answers 100%
Correct) Latest (Verified Answers)
🏥 AHIP FULL PRACTICE TEST✅
(Core Concepts + Exam Foundations)
Questions
1. The main purpose of the Affordable Care Act (ACA) is to:
A. Reduce Medicare
B. Expand healthcare coverage
C. Eliminate insurance
D. Increase taxes
✅ Answer: B
Rationale: ACA improves access and affordability.
2. Medicare primarily serves:
A. Children
B. Low-income adults
C. Individuals 65+
D. Students
✅ Answer: C
3. Medicare Part A covers:
A. Physician services
B. Hospital care
C. Drugs
D. Dental
✅ Answer: B
,4. Medicare Part B covers:
A. Inpatient
B. Outpatient services
C. Long-term care
D. Dental
✅ Answer: B
5. Medicare Part D provides:
A. Hospital care
B. Prescription drug coverage
C. Surgery
D. Vision
✅ Answer: B
6. Medicare Advantage is also known as:
A. Part A
B. Part B
C. Part C
D. Part D
✅ Answer: C
7. Medicare Advantage plans are offered by:
A. Government only
B. Private companies
C. Hospitals
D. Patients
✅ Answer: B
,8. A premium is:
A. Annual fee
B. Monthly payment
C. Deductible
D. Copay
✅ Answer: B
9. A deductible is:
A. Monthly fee
B. Amount before insurance pays
C. Copayment
D. Tax
✅ Answer: B
10. Coinsurance is:
A. Fixed fee
B. Percentage paid by patient
C. Monthly fee
D. Deductible
✅ Answer: B
11. Copayment is:
A. Percentage
B. Fixed cost per service
C. Monthly payment
D. Premium
✅ Answer: B
12. A formulary is:
, A. Policy
B. Drug list
C. Plan
D. Provider
✅ Answer: B
13. Generic drugs are:
A. More expensive
B. Equivalent lower-cost drugs
C. Unsafe
D. New
✅ Answer: B
14. HMO plans require:
A. No referrals
B. PCP referrals
C. No network
D. Cash only
✅ Answer: B
15. PPO plans allow:
A. No providers
B. Out-of-network care
C. No flexibility
D. No doctors
✅ Answer: B
16. PCP stands for:
A. Primary Care Provider
B. Patient Care Plan
Questions and Answers 100%
Correct) Latest (Verified Answers)
🏥 AHIP FULL PRACTICE TEST✅
(Core Concepts + Exam Foundations)
Questions
1. The main purpose of the Affordable Care Act (ACA) is to:
A. Reduce Medicare
B. Expand healthcare coverage
C. Eliminate insurance
D. Increase taxes
✅ Answer: B
Rationale: ACA improves access and affordability.
2. Medicare primarily serves:
A. Children
B. Low-income adults
C. Individuals 65+
D. Students
✅ Answer: C
3. Medicare Part A covers:
A. Physician services
B. Hospital care
C. Drugs
D. Dental
✅ Answer: B
,4. Medicare Part B covers:
A. Inpatient
B. Outpatient services
C. Long-term care
D. Dental
✅ Answer: B
5. Medicare Part D provides:
A. Hospital care
B. Prescription drug coverage
C. Surgery
D. Vision
✅ Answer: B
6. Medicare Advantage is also known as:
A. Part A
B. Part B
C. Part C
D. Part D
✅ Answer: C
7. Medicare Advantage plans are offered by:
A. Government only
B. Private companies
C. Hospitals
D. Patients
✅ Answer: B
,8. A premium is:
A. Annual fee
B. Monthly payment
C. Deductible
D. Copay
✅ Answer: B
9. A deductible is:
A. Monthly fee
B. Amount before insurance pays
C. Copayment
D. Tax
✅ Answer: B
10. Coinsurance is:
A. Fixed fee
B. Percentage paid by patient
C. Monthly fee
D. Deductible
✅ Answer: B
11. Copayment is:
A. Percentage
B. Fixed cost per service
C. Monthly payment
D. Premium
✅ Answer: B
12. A formulary is:
, A. Policy
B. Drug list
C. Plan
D. Provider
✅ Answer: B
13. Generic drugs are:
A. More expensive
B. Equivalent lower-cost drugs
C. Unsafe
D. New
✅ Answer: B
14. HMO plans require:
A. No referrals
B. PCP referrals
C. No network
D. Cash only
✅ Answer: B
15. PPO plans allow:
A. No providers
B. Out-of-network care
C. No flexibility
D. No doctors
✅ Answer: B
16. PCP stands for:
A. Primary Care Provider
B. Patient Care Plan
