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🏥 AHIP Practice Exam (High-Yield)
✅ 40 Questions with Answers & Rationales
1. What is the primary goal of the Affordable Care Act (ACA)?
A. Increase private insurance costs
B. Expand healthcare coverage
C. Eliminate Medicare
D. Reduce hospitals
✅ Answer: B
Rationale: ACA focuses on expanding access and affordability.
2. Medicare primarily covers:
A. Children
B. Low-income families
C. Individuals 65+
D. Students
✅ Answer: C
3. Medicaid is for:
A. Wealthy individuals
B. Low-income individuals
C. Employers
D. Students
,✅ Answer: B
4. Medicare Part A covers:
A. Outpatient care
B. Hospital services
C. Drugs
D. Dental
✅ Answer: B
5. Medicare Part B covers:
A. Hospital stay
B. Outpatient services
C. Nursing home only
D. Vision only
✅ Answer: B
6. Medicare Part D covers:
A. Surgery
B. Prescription drugs
C. Hospital
D. Therapy
✅ Answer: B
7. A premium is:
A. Deductible
B. Monthly payment
C. Copayment
D. Penalty
✅ Answer: B
, 8. A deductible is:
A. Monthly cost
B. Amount paid before coverage
C. Drug cost
D. Tax
✅ Answer: B
9. Copayment is:
A. Full cost
B. Fixed fee per service
C. Monthly cost
D. Tax
✅ Answer: B
10. Coinsurance is:
A. Fixed fee
B. Percentage of cost
C. Monthly payment
D. Penalty
✅ Answer: B
11. Medicare Advantage is also called:
A. Part A
B. Part B
C. Part C
D. Part D
✅ Answer: C