FEMA 480 || 100% Verified Answers.
What are the most common types of flooding? correct answers Riverine, Coastal and Shallow
Which flooding has accounted for most flood-related deaths in recent history? correct answers
Flash flooding
What is a "meander"? correct answers It's a curve or turn in a river channel.
What's the major cause of coastal flooding? correct answers Storm surge
What causes a tsunami? correct answers Underwater earthquakes or volcanoes.
The five types of Special Flood Hazards correct answers Closed basin, uncertain flow paths, dam
breaks, ice jams and mudflows
What two problems result from floodplain development? correct answers 1. Development alters
the floodplain and the dynamic of flood.
2. Buildings and infrastructure are damaged by periodic flooding.
What does watershed development do to flooding? correct answers Increased runoff and higher
flood levels
What is one problem with constructing seawalls to protect buildings from flooding or erosion?
correct answers It can accelerate erosion on properties at the end of the wall.
What are the five main causes of flood damage? correct answers 1. Hydrodynamic forced
2. Debris Impact
3. Hydrostatic Force
4. Soaking
5. Sediment and contaminants
Water as little as _ feet deep can collapse the walls of a frame house correct answers 3 feet
What are some of the safety and health hazards that accompany floods? correct answers
Disruption of public utilities
Electrocution
Contamination of water supplies
Fire
Animal carcasses, garbage and ponds that can become breeding grounds for germs and
mosquitoes
Mold, mildew and bacteria that grow in deep, flooded areas
Contaminated air from dirty heating ducts
Stress and mental health problems
,Prior to 1960's what was the primary way to reduce flood losses? correct answers Structural
flood control projects
What is the unified national program for floodplain management's definition of "floodplain
management" correct answers Decision making process that aims to achieve the wise use of the
nations floodplains
What are two primary goals of floodplain management? correct answers 1. To reduce loss of life,
disruption and damages caused by floods
2. Preserve and restore the natural resources and functions of floodplains
What area are conducive to flash flooding correct answers 1. Hilly areas with steep slopes and
narrow valleys.
2. Urban areas with large amounts of impervious surfaces and storm sewers.
3. Areas downstream of dams or subject to ice jams.
Is erosion only a threat in coastal areas? correct answers No. Riverine erosion can move stream
channels and undercut structures
What is "ponding"? correct answers Where storm water runoff collects in depressions and cannot
drain out.
Are plants and animals the only beneficiaries of the "natural and beneficial functions" of
floodplains? correct answers No. People Benefit from foot planes through the food they provide,
the recreational opportunities they afford any scientific knowledge gained in studying them.
Floodplains also recharge groundwater supplies and their filtering actions help improve water
quality.
What does filling in a floodplain do? correct answers Filling reduces the floodplains ability to
store excess water, sending more water down stream and causing floods to rise to higher levels.
Does moving sand and sand dunes affect flooding? correct answers Yes, it may remove a natural
barrier that protects inland properties.
Hydrodynamic forces are caused by__ water and hydrostatic forces are cause by __ water correct
answers Moving and standing
List three materials or house hold items that are particularly susceptible to flood damage by
soaking. correct answers 1. Wood
2. Carpeting
3. Electrical appliances
4. Books
5. Mattresses
What are examples of non-structural flood protection measures? correct answers 1. Regulations
to prohibit development in high hazard areas.
,2. Building code requiring flood-resistant construction for new buildings in flood prone areas.
3. Controlling storm water runoff
What are the unified national program for floodplain management's four main floodplain
management strategies? correct answers 1. Modify human susceptibility to flood damage.
2. Modify the impact of flooding.
3. Modify flooding itself.
4. Preserve and restore natural resources
What are the objectives of the NFIP? correct answers National Flood Insurance Act created the
NFIP to:
1. Transfer costs of private property flood losses from the taxpayers to floodplain property
owners through flood insurance premiums.
2. Provide floodplain residence, Inn, property owners with financial aid after floods.
3. Guide development away from flood hazard areas.
4. Require new and substantially improved buildings be constructed to minimize or prevent
damage in a flood
What are the three basics parts of the NFIP? correct answers 1. Mapping
2. Insurance
3. Regulations
Who uses NFIP maps? correct answers 1. Communities, states and federal agencies use them as
basis for regulating new flood prone construction
2. Insurance agents use them when rating flood insurance policies.
3. Lenders and federal agencies for flood insurance for purchasing conditions on loan.
What should happen to buildings in NFIP communities over time? correct answers Over time,
exposure to flood damage should be reduced.
What types of governmental bodies are considered to be "communities" by the NFIP? correct
answers Cities, towns, villages, townships, counties, parishes, special districts, states and indian
nations
What office is the state coordinating agency for your community? correct answers Texas national
resource and conservation community. Mike Howard.
Which FEMA office works directly with communities? correct answers The ten regional offices
What is the write your own program? correct answers Arrangement whereby private insurance
companies write and service NFIP flood insurance policies under their own name
When a community applies to join the NFIP, what must it submit? correct answers 1) A
resolution of intent to "maintain in force...adequate land use and control measures" and to
cooperate with FEMA.
, 2) Its adopted floodplain management ordinance.
What are the sanctions if a community does not participate in the NFIP? correct answers 1. Flood
insurance will not be available. No resident will be able to purchase a flood insurance policy
through the NFIP.
2. If the community withdraws or is suspended, existing flood insurance will not be renewed.
3. No federal grants or loans for development may be made in the identified flood hazard areas
under programs administered by federal agencies such as HUD, EPA, and SBA.
4. No federal disaster assistance may be provided to repair insurable buildings located in
identified flood hazard areas for damage caused by a flood.
5. No federal mortgage insurance or loan guarantees may be provided in identified flood hazard
areas. This includes policies written by FHA, VA, and others.
6. Federally insured or regulated lending institutions, such as banks and credit unions, must
notify applicants seeking loans for insurable buildings in flood hazard areas that:
a. there is a flood hazard and
b. the property is not eligible for federal disaster relief
Where does most of the money come from to pay the expenses of the NFIP? correct answers
Premium income. The NFIP has been self-supporting since 1986.
How many communities currently participate in the NFIP? correct answers More than 19,000
What is a "pre-FIRM" building? correct answers A building built before the effective date of the
community's Flood Insurance Rate Map.
Is there any relation between how a community regulates new construction and flood insurance
rates? correct answers Yes. Buildings built in accordance with the community's regulations have
a lower risk of flooding and can be insured at lower rates.
List two things your community committed itself to when it joined the NFIP. correct answers 1.
Issuing or denying floodplain development/building permits
2. Inspecting all development to assure compliance with the local ordinance
3. Maintaining records of floodplain development
4. Assisting in the preparation and revision of floodplain maps
5. Helping residents obtain information on flood hazards, floodplain map data, flood insurance,
and proper construction measures
Insurance companies set flood insurance rates and coverage rules. True or false? correct answers
False. Flood insurance rates and coverage rules are set by FEMA's Federal Insurance
Administration.
What can FEMA do to encourage a community to adequately enforce its floodplain management
regulations? correct answers 1. If the community is in the Community Rating , it can reclassify it
to a Class 10 (no insurance premium discount).
2. The community can be put on probation.
3. The community can be suspended.
What are the most common types of flooding? correct answers Riverine, Coastal and Shallow
Which flooding has accounted for most flood-related deaths in recent history? correct answers
Flash flooding
What is a "meander"? correct answers It's a curve or turn in a river channel.
What's the major cause of coastal flooding? correct answers Storm surge
What causes a tsunami? correct answers Underwater earthquakes or volcanoes.
The five types of Special Flood Hazards correct answers Closed basin, uncertain flow paths, dam
breaks, ice jams and mudflows
What two problems result from floodplain development? correct answers 1. Development alters
the floodplain and the dynamic of flood.
2. Buildings and infrastructure are damaged by periodic flooding.
What does watershed development do to flooding? correct answers Increased runoff and higher
flood levels
What is one problem with constructing seawalls to protect buildings from flooding or erosion?
correct answers It can accelerate erosion on properties at the end of the wall.
What are the five main causes of flood damage? correct answers 1. Hydrodynamic forced
2. Debris Impact
3. Hydrostatic Force
4. Soaking
5. Sediment and contaminants
Water as little as _ feet deep can collapse the walls of a frame house correct answers 3 feet
What are some of the safety and health hazards that accompany floods? correct answers
Disruption of public utilities
Electrocution
Contamination of water supplies
Fire
Animal carcasses, garbage and ponds that can become breeding grounds for germs and
mosquitoes
Mold, mildew and bacteria that grow in deep, flooded areas
Contaminated air from dirty heating ducts
Stress and mental health problems
,Prior to 1960's what was the primary way to reduce flood losses? correct answers Structural
flood control projects
What is the unified national program for floodplain management's definition of "floodplain
management" correct answers Decision making process that aims to achieve the wise use of the
nations floodplains
What are two primary goals of floodplain management? correct answers 1. To reduce loss of life,
disruption and damages caused by floods
2. Preserve and restore the natural resources and functions of floodplains
What area are conducive to flash flooding correct answers 1. Hilly areas with steep slopes and
narrow valleys.
2. Urban areas with large amounts of impervious surfaces and storm sewers.
3. Areas downstream of dams or subject to ice jams.
Is erosion only a threat in coastal areas? correct answers No. Riverine erosion can move stream
channels and undercut structures
What is "ponding"? correct answers Where storm water runoff collects in depressions and cannot
drain out.
Are plants and animals the only beneficiaries of the "natural and beneficial functions" of
floodplains? correct answers No. People Benefit from foot planes through the food they provide,
the recreational opportunities they afford any scientific knowledge gained in studying them.
Floodplains also recharge groundwater supplies and their filtering actions help improve water
quality.
What does filling in a floodplain do? correct answers Filling reduces the floodplains ability to
store excess water, sending more water down stream and causing floods to rise to higher levels.
Does moving sand and sand dunes affect flooding? correct answers Yes, it may remove a natural
barrier that protects inland properties.
Hydrodynamic forces are caused by__ water and hydrostatic forces are cause by __ water correct
answers Moving and standing
List three materials or house hold items that are particularly susceptible to flood damage by
soaking. correct answers 1. Wood
2. Carpeting
3. Electrical appliances
4. Books
5. Mattresses
What are examples of non-structural flood protection measures? correct answers 1. Regulations
to prohibit development in high hazard areas.
,2. Building code requiring flood-resistant construction for new buildings in flood prone areas.
3. Controlling storm water runoff
What are the unified national program for floodplain management's four main floodplain
management strategies? correct answers 1. Modify human susceptibility to flood damage.
2. Modify the impact of flooding.
3. Modify flooding itself.
4. Preserve and restore natural resources
What are the objectives of the NFIP? correct answers National Flood Insurance Act created the
NFIP to:
1. Transfer costs of private property flood losses from the taxpayers to floodplain property
owners through flood insurance premiums.
2. Provide floodplain residence, Inn, property owners with financial aid after floods.
3. Guide development away from flood hazard areas.
4. Require new and substantially improved buildings be constructed to minimize or prevent
damage in a flood
What are the three basics parts of the NFIP? correct answers 1. Mapping
2. Insurance
3. Regulations
Who uses NFIP maps? correct answers 1. Communities, states and federal agencies use them as
basis for regulating new flood prone construction
2. Insurance agents use them when rating flood insurance policies.
3. Lenders and federal agencies for flood insurance for purchasing conditions on loan.
What should happen to buildings in NFIP communities over time? correct answers Over time,
exposure to flood damage should be reduced.
What types of governmental bodies are considered to be "communities" by the NFIP? correct
answers Cities, towns, villages, townships, counties, parishes, special districts, states and indian
nations
What office is the state coordinating agency for your community? correct answers Texas national
resource and conservation community. Mike Howard.
Which FEMA office works directly with communities? correct answers The ten regional offices
What is the write your own program? correct answers Arrangement whereby private insurance
companies write and service NFIP flood insurance policies under their own name
When a community applies to join the NFIP, what must it submit? correct answers 1) A
resolution of intent to "maintain in force...adequate land use and control measures" and to
cooperate with FEMA.
, 2) Its adopted floodplain management ordinance.
What are the sanctions if a community does not participate in the NFIP? correct answers 1. Flood
insurance will not be available. No resident will be able to purchase a flood insurance policy
through the NFIP.
2. If the community withdraws or is suspended, existing flood insurance will not be renewed.
3. No federal grants or loans for development may be made in the identified flood hazard areas
under programs administered by federal agencies such as HUD, EPA, and SBA.
4. No federal disaster assistance may be provided to repair insurable buildings located in
identified flood hazard areas for damage caused by a flood.
5. No federal mortgage insurance or loan guarantees may be provided in identified flood hazard
areas. This includes policies written by FHA, VA, and others.
6. Federally insured or regulated lending institutions, such as banks and credit unions, must
notify applicants seeking loans for insurable buildings in flood hazard areas that:
a. there is a flood hazard and
b. the property is not eligible for federal disaster relief
Where does most of the money come from to pay the expenses of the NFIP? correct answers
Premium income. The NFIP has been self-supporting since 1986.
How many communities currently participate in the NFIP? correct answers More than 19,000
What is a "pre-FIRM" building? correct answers A building built before the effective date of the
community's Flood Insurance Rate Map.
Is there any relation between how a community regulates new construction and flood insurance
rates? correct answers Yes. Buildings built in accordance with the community's regulations have
a lower risk of flooding and can be insured at lower rates.
List two things your community committed itself to when it joined the NFIP. correct answers 1.
Issuing or denying floodplain development/building permits
2. Inspecting all development to assure compliance with the local ordinance
3. Maintaining records of floodplain development
4. Assisting in the preparation and revision of floodplain maps
5. Helping residents obtain information on flood hazards, floodplain map data, flood insurance,
and proper construction measures
Insurance companies set flood insurance rates and coverage rules. True or false? correct answers
False. Flood insurance rates and coverage rules are set by FEMA's Federal Insurance
Administration.
What can FEMA do to encourage a community to adequately enforce its floodplain management
regulations? correct answers 1. If the community is in the Community Rating , it can reclassify it
to a Class 10 (no insurance premium discount).
2. The community can be put on probation.
3. The community can be suspended.
