Introduction to Health Insurance Exam UPDATED
ACTUAL QUESTIONS AND CORRECT
ANSWERS
Health insurance policies are paid for on a year by year basis and are subject to periodic
increases - CORRECT ANSWER Which of the following statements pertaining to
health insurance policy premium factors is correct?
Limited pay health - CORRECT ANSWER All of the following are basic forms of
health insurance coverage except
Morbidity - CORRECT ANSWER Which of the following premiums factors is unique
to health insurance (as opposed to life insurance)?
Medical expense policies reimburse the insured for the cost of medical care - CORRECT
ANSWER Which of the following statements regarding health insurance is correct?
Valued - CORRECT ANSWER Assume a health insurance contract states that it will
pay $350 a month to the insured, should she become totally disabled. Which term most aptly
defines this kind of contract?
ACTUAL QUESTIONS AND CORRECT
ANSWERS
Health insurance policies are paid for on a year by year basis and are subject to periodic
increases - CORRECT ANSWER Which of the following statements pertaining to
health insurance policy premium factors is correct?
Limited pay health - CORRECT ANSWER All of the following are basic forms of
health insurance coverage except
Morbidity - CORRECT ANSWER Which of the following premiums factors is unique
to health insurance (as opposed to life insurance)?
Medical expense policies reimburse the insured for the cost of medical care - CORRECT
ANSWER Which of the following statements regarding health insurance is correct?
Valued - CORRECT ANSWER Assume a health insurance contract states that it will
pay $350 a month to the insured, should she become totally disabled. Which term most aptly
defines this kind of contract?
