Texas Personal Lines Insurance Exam Questions with 100% Verified Correct Answers

Texas Personal Lines Insurance Exam Questions with 100% Verified Correct Answers How does the mobilehome endorsement affect the other coverage of law or ordinance in a homeowners policy? - Correct Answer In insurance, an offer is usually made when - Correct Answer An applicant submits an application to the insurer Under a personal auto policy, in which of the following locations would a vehicle primarily garaged in California be covered - Correct Answer Any other state In a personal auto policy, the medical payments coverage is similar to - Correct Answer accident insurance, because it pays medical expenses regardless of fault The Federal Fair Credit Reporting Act - Correct Answer Regulates consumer reports For a contract to be enforceable by law, the purpose of the contract must be - Correct Answer Legal and not against public policy In the personal auto policy, owned trailers being towed by an insured auto are automatically covered for - Correct Answer UM coverage The amount an insurer will pay under Coverage D(loss of use) depends on - Correct Answer The amount of coverage on the dwelling An insured's house is damaged by a fire and is uninhabitable. AS a result, the insured has to rent an apartment until repairs are made. A dwlling insurance policy will pay for the expense of renting the apartment. Which type of broad or special form coverage does the insured have? - Correct Answer coverage E - additional living expense All of the following are supplemental payments included in the liability section of a personal auto policy EXCEPT - Correct Answer Up to $100 for the cost to secure the release of a vehicle from an impoundment lot following a covered accident Payment for medical expenses, loss of wages, funeral expenses, - Correct Answer special- special damages are tangible damages that can be specifically measured in dollar amounts (such as out of p