WEBCE FL ADJUSTER EXAM QUESTIONS WITH CORRECT ANSWERS LATEST UPDATE
2026/2027
Adjuster moves states, how long to notify dept of financial services? - Answers 30 days
Vacant or unoccupied house is vandalized, will property insurance cover it? - Answers No, policy
reduces coverage if the building is vacant or unoccupied for 60 days
When considering depreciation, adjusters consider these factors - Answers Physical
deterioration, functional obsolescence, and future life expectancy
Not reporting a claim within the policy timeframe breaks the - Answers Conditional contract of
the policy
Adjusters keep complete and accurate claim files for these reasons: - Answers Record activities
that occur during adjustment, permit others to service the claim if the adjuster is unavailable,
support denial of the claim
What is the role of a primary care physician (PCP) in managed care plans? - Answers Coordinate
member's health care treatment and access to medical specialists in the network
Individual short term disability plans pay up to - Answers 2 years
In which case would the applicant be eligible for coverage through an insurer in the residual
insurance market - Answers The applicant is entitled to insurance but cannot buy it through the
voluntary market.
Failing to promptly settle a claim for which liability is uncertain is not an - Answers Unfair claims
settlement practice
PAP allows a leased vehicle to be on the declaration list of a policy if it is leased to the named
insured for how many months - Answers 6 months
If a bank's counterfeit money insuring agreement covers a loss for accepting counterfeit money
in another country it must have - Answers A branch office in that country
What organization developed a standard workers comp and employers liability insurance policy
used in most stated? - Answers National Workers Compensation Organization
compulsory no-fault laws - Answers State laws that restrict an injured party's right to sue
another driver under tort law until a specific threshold of damages is surpassed
Most states allow suits against an employer if the employer fails to buy what - Answers
Workman's comp policy or authorize to self insure
A worker is injured and accepts workers compensation and later dies, can the spouse sue the
employer? - Answers No, acceptance of worker's compensation falls under the doctrine of
2026/2027
Adjuster moves states, how long to notify dept of financial services? - Answers 30 days
Vacant or unoccupied house is vandalized, will property insurance cover it? - Answers No, policy
reduces coverage if the building is vacant or unoccupied for 60 days
When considering depreciation, adjusters consider these factors - Answers Physical
deterioration, functional obsolescence, and future life expectancy
Not reporting a claim within the policy timeframe breaks the - Answers Conditional contract of
the policy
Adjusters keep complete and accurate claim files for these reasons: - Answers Record activities
that occur during adjustment, permit others to service the claim if the adjuster is unavailable,
support denial of the claim
What is the role of a primary care physician (PCP) in managed care plans? - Answers Coordinate
member's health care treatment and access to medical specialists in the network
Individual short term disability plans pay up to - Answers 2 years
In which case would the applicant be eligible for coverage through an insurer in the residual
insurance market - Answers The applicant is entitled to insurance but cannot buy it through the
voluntary market.
Failing to promptly settle a claim for which liability is uncertain is not an - Answers Unfair claims
settlement practice
PAP allows a leased vehicle to be on the declaration list of a policy if it is leased to the named
insured for how many months - Answers 6 months
If a bank's counterfeit money insuring agreement covers a loss for accepting counterfeit money
in another country it must have - Answers A branch office in that country
What organization developed a standard workers comp and employers liability insurance policy
used in most stated? - Answers National Workers Compensation Organization
compulsory no-fault laws - Answers State laws that restrict an injured party's right to sue
another driver under tort law until a specific threshold of damages is surpassed
Most states allow suits against an employer if the employer fails to buy what - Answers
Workman's comp policy or authorize to self insure
A worker is injured and accepts workers compensation and later dies, can the spouse sue the
employer? - Answers No, acceptance of worker's compensation falls under the doctrine of
