Health Producer NJ Laws Questions
and Answers Updated 2026
TheBNJBTemporaryBDisabilityBBenefitsBLawB-BAnswerprovidesBnon-
occupationalBdisabilityBbenefits
XYZBcompanyBisBlookingBtoBreplaceBtheirBexistingBgroupBhealthBcoverageBwithBanotherBplan.B
TheBreplacingBinsurerBisBrequiredBto?B-BAnsweracceptBallBindividualsBunderBtheBpreviousBplan
WhichBofBtheBfollowingBisBnotBcontainedBinBaBcertificationsBofBlicenseBstatusB-
BAnswerLicensesBplaceBofBbirth
WhichBofBtheBfollowingBisBNOTBaBdutyBofBtheBCommissioner?B-
BAnswerEstablishBInsurerBRates
TheBnamesBofBtheBinsuranceBcompaniesBrepresentedBbyBtheBproducerB-
BAnswerisBavailableBtoBtheBpublic
TheBCommissionerBissuesBaBsubpoenaBtoBaBproducer.BTheBproducerBdecidesBnotBtoBrespond.
BWhichBcourseBofBactionBmustBbeBtakenBbyBtheBCommissioner?B-
BAnswerCommissionerBmustBimposeBanBadministrativeBpenalty
WhichBofBtheBfollowingBMUSTBcontainBaB"StatementBofBPolicyBCostBandBBenefitBInformation"
B-BAnswerPolicyBSummary
JohanBtheBproducerBchargedBaBfeeBtoBaBsalesBprospectBforBanalyzingBinsuranceBcoverages.BA
ccordingBtoBtheBNJBlaw,BaBreasonableBrelationshipBmustBexistBbetweenBtheBfeeBandBtheB-
BAnswersubstanceBofBtheBservicesBperformed
OneBofBtheBrolesBofBBankingBandBInsuranceBCommissionerBisBtoB-
BAnswerestablishBcontinuingBeducationBrequirements
WhichBofBtheBfollowingBisBanBexampleBasBdefamationB-
BAnswerUsingBderogatoryBaboutBanBinsuranceBcompany'sBfinancialBcondition
, EXCEPTBforBfraud,BtheBtimeBafterBissuanceBofBaBpolicyBduringBwhichBanBinsuranceBcompanyB
mayBcontestBaBhealthBinsuranceBclaimBdueBtoBtheBstatementsBonBanBapplicationBisB-
BAnswer2Byears
EmployerBsponsoredBgroupBhealthBinsuranceBprovidesBcoverageBforBwhichBofBtheBfollowingB-
BAnswerAlcoholism
TheBStateBofBNJBrequiresBcompletionBofBtotalBhowBhowBmanyBcontinuingBeducationBcreditsBu
ponBrenewalBofBaBProducersBlicenseB-BAnswer24Bcredits;B3BwhichBareBethics
AnBinsuranceBcompanyBmayBonlyBpayBcommissionBtoB-
BAnswerIndividualsBlicensedBbyBtheBstate
AnBinsuranceBproducerBisBaB____________BasBevidenceBofBauthorityB-BAnswerLicense
ABhealthBinsurerBmustBbeBprovidedBwithBwrittenBproofBofBlossB_____BdaysBafterBtheBdateBof
BlossB-BAnswer90Bdays
HowBoftenBmustBaBproducersBlicenseBbeBrenewedB-
BAnswerEveryB2ByearsB(24BcreditBhoursBofBinstruction;B3BcreditsBethics)
ABBuyersBGuideBmustB-BAnswerContainBcontentBapprovedBbyBtheBcommissioner
AnBagentBisBrequiredBtoBkeepBreplacementBformsBonBfileBforBatBleastB______ByearsB-
BAnswer5Byears
OnceBanBaccidentBandBhealthBinsuranceBpolicyBhasBbeenBinBforceBforB_____Byear(s),BtheBpoli
cyBmayBNOTBbeBcontestedBbyBtheBinsurerB-BAnswerMinimumBofB2Byears
ABMedicareBSupplementBpolicyBcanBbeBcancelledBbyBtheBinsurerBforB-BAnswerNonpayment
AnBagentBhasBcommittedBanBinsuranceBcrimeBthatBviolatesBUSBcodeB1033B(interstateBcommer
ce).BWhoBwouldBbeBresponsibleBforBtheBprosecutionBofBtheBcrime?B-
BAnswerUSBattorneyBgeneral
and Answers Updated 2026
TheBNJBTemporaryBDisabilityBBenefitsBLawB-BAnswerprovidesBnon-
occupationalBdisabilityBbenefits
XYZBcompanyBisBlookingBtoBreplaceBtheirBexistingBgroupBhealthBcoverageBwithBanotherBplan.B
TheBreplacingBinsurerBisBrequiredBto?B-BAnsweracceptBallBindividualsBunderBtheBpreviousBplan
WhichBofBtheBfollowingBisBnotBcontainedBinBaBcertificationsBofBlicenseBstatusB-
BAnswerLicensesBplaceBofBbirth
WhichBofBtheBfollowingBisBNOTBaBdutyBofBtheBCommissioner?B-
BAnswerEstablishBInsurerBRates
TheBnamesBofBtheBinsuranceBcompaniesBrepresentedBbyBtheBproducerB-
BAnswerisBavailableBtoBtheBpublic
TheBCommissionerBissuesBaBsubpoenaBtoBaBproducer.BTheBproducerBdecidesBnotBtoBrespond.
BWhichBcourseBofBactionBmustBbeBtakenBbyBtheBCommissioner?B-
BAnswerCommissionerBmustBimposeBanBadministrativeBpenalty
WhichBofBtheBfollowingBMUSTBcontainBaB"StatementBofBPolicyBCostBandBBenefitBInformation"
B-BAnswerPolicyBSummary
JohanBtheBproducerBchargedBaBfeeBtoBaBsalesBprospectBforBanalyzingBinsuranceBcoverages.BA
ccordingBtoBtheBNJBlaw,BaBreasonableBrelationshipBmustBexistBbetweenBtheBfeeBandBtheB-
BAnswersubstanceBofBtheBservicesBperformed
OneBofBtheBrolesBofBBankingBandBInsuranceBCommissionerBisBtoB-
BAnswerestablishBcontinuingBeducationBrequirements
WhichBofBtheBfollowingBisBanBexampleBasBdefamationB-
BAnswerUsingBderogatoryBaboutBanBinsuranceBcompany'sBfinancialBcondition
, EXCEPTBforBfraud,BtheBtimeBafterBissuanceBofBaBpolicyBduringBwhichBanBinsuranceBcompanyB
mayBcontestBaBhealthBinsuranceBclaimBdueBtoBtheBstatementsBonBanBapplicationBisB-
BAnswer2Byears
EmployerBsponsoredBgroupBhealthBinsuranceBprovidesBcoverageBforBwhichBofBtheBfollowingB-
BAnswerAlcoholism
TheBStateBofBNJBrequiresBcompletionBofBtotalBhowBhowBmanyBcontinuingBeducationBcreditsBu
ponBrenewalBofBaBProducersBlicenseB-BAnswer24Bcredits;B3BwhichBareBethics
AnBinsuranceBcompanyBmayBonlyBpayBcommissionBtoB-
BAnswerIndividualsBlicensedBbyBtheBstate
AnBinsuranceBproducerBisBaB____________BasBevidenceBofBauthorityB-BAnswerLicense
ABhealthBinsurerBmustBbeBprovidedBwithBwrittenBproofBofBlossB_____BdaysBafterBtheBdateBof
BlossB-BAnswer90Bdays
HowBoftenBmustBaBproducersBlicenseBbeBrenewedB-
BAnswerEveryB2ByearsB(24BcreditBhoursBofBinstruction;B3BcreditsBethics)
ABBuyersBGuideBmustB-BAnswerContainBcontentBapprovedBbyBtheBcommissioner
AnBagentBisBrequiredBtoBkeepBreplacementBformsBonBfileBforBatBleastB______ByearsB-
BAnswer5Byears
OnceBanBaccidentBandBhealthBinsuranceBpolicyBhasBbeenBinBforceBforB_____Byear(s),BtheBpoli
cyBmayBNOTBbeBcontestedBbyBtheBinsurerB-BAnswerMinimumBofB2Byears
ABMedicareBSupplementBpolicyBcanBbeBcancelledBbyBtheBinsurerBforB-BAnswerNonpayment
AnBagentBhasBcommittedBanBinsuranceBcrimeBthatBviolatesBUSBcodeB1033B(interstateBcommer
ce).BWhoBwouldBbeBresponsibleBforBtheBprosecutionBofBtheBcrime?B-
BAnswerUSBattorneyBgeneral