PA Property & Casualty Insurance Exam (A) Questions All Solved Correct 2026.

In a commercial general liability policy medical payment pay for medical expenses - Answer Without regard to fault Which type of insurance protection guarantees protection against legal liability from any risk arising from the ownership, maintenance, or use - Answer Professional liability In PA, what is the minimum amount required for damages for liability to cover motor vehicles accidents? - Answer 15K, 30K, 5K Under an equipment breakdown coverage form, a breakdown would include - Answer Explosion of a pressure vessel Which of the following benefits are not paid under workers comp laws - Answer Pain and suffering What is the effect on a personal automobile policy in PA, if an insured switches from a $250 deductible for a $500 deductible - Answer The physical damage premium is reduced Which of the following is covered under the builders risk form - Answer A contactors tools The coverage that covers beyond the expiration of a liability policy written on a claims made basis is referred to as - Answer Extended reporting periods The main purpose of the Nationwide Maritime Definition is to - Answer Define the categories of risk for which underwriters can write coverages Which is not an exclusion from a commercial automobile insurance policy - Answer Operating a covered vehicle of a speed deemed reckless by authorities Which is covered by the outside the premise's crime insuring agreement - Answer Securities in the possession of an armored car service In a homogenous policy which of the following would not be contained in the conditions section of the policy - Answer The amount of the premium