1 | Page
PA Appraisal License 16-20 Auto
Physical Damage Questions and
Answers Latest 2026
In PA, a consumer reporting agency may list all of the
following information about a consumer EXCEPT: Ans:
Medical Information
The device that synchronizes the spark plug firing
sequence is: Ans: Camshaft Sensor
If an insured fail to report a claim in a timely fashion the
adjuster will usually: Ans: Send the insured a reservation
of rights letter
When using a dedicated bench fixture to measure a
unibody with front-end damage, where should fixtures be
placed? Ans: Fixtures should be placed in the damaged
area to check fit up to the jig.
Vehicle name plates such as Grand Prix SE are only
available through the dealership and are purchased in
what way? Ans: Nameplates are not available
aftermarket and are usually purchased from the dealer
on a per item basis
Under Pennsylvania law, which of the following is true
regarding the replacement of a damaged double hood
latch?:
© 2025 All rights reserved
, 2 | Page
It may be replaced with any working latch system from a
salvage yard.
It must be replaced with any new hood latch system.
It must be replaced with a double latch system.
It may be replaced with a single hood latch system. Ans:
It must be replaced with a double latch system. is correct.
Technician A says that damaged structural sheet metal
should be removed before any pulling and straightening
is performed. Technician B says that damaged structural
metal should remain to be used for pulling attachment
areas. Who is right?:
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct Ans: Technician B only
Which of the following is the computer in the vehicle?
Controller
Pump
Speed Sensors
Valves Ans: Controller
© 2025 All rights reserved
, 3 | Page
If an insured fails to report a claim in a timely fashion,
the adjuster will immediately:
Deny the claim.
Send the insured a reservation of rights letter.
Cease the claims investigation.
Seek the advice of the company's attorney Ans: Send the
insured a reservation of rights letter..
If an auto appraiser uses the actual cost method to
determine a vehicle's value, which of the following is not
a factor?:
The location of the vehicle of like kind and quality
The salvage value of the damaged vehicle
The actual cost of an available vehicle in similar
condition to or better than the motor vehicle being
appraised
The vehicle being appraised is similar to the damaged
vehicle in its pre-damaged condition Ans: The salvage
value of the damaged vehicle
A structural rail is being cut for sectioning. Technician A
says to use a cutting torch to make the final cut line.
Technician B says to use a cut-off wheel or saw to make
the final cut. Who is right?
© 2025 All rights reserved
, 4 | Page
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct Ans: Technician B only
Which of the following coverages is included as "no-fault"
coverage on the standardized Personal Auto policy?:
Uninsured Motorists coverage.
Medical Payments and Physical Damage.
A state-mandated "no-fault" coverage plan.
Liability coverage. Ans: Medical Payments and Physical
Damage
Following the payment of an automobile claim, the
salvaged property becomes the property of:
The insured
The insurer
A third party salvage company contracted by the insured
The State until sold and the proceeds deducted from the
claim payment to the insured Ans: The insurer
© 2025 All rights reserved
PA Appraisal License 16-20 Auto
Physical Damage Questions and
Answers Latest 2026
In PA, a consumer reporting agency may list all of the
following information about a consumer EXCEPT: Ans:
Medical Information
The device that synchronizes the spark plug firing
sequence is: Ans: Camshaft Sensor
If an insured fail to report a claim in a timely fashion the
adjuster will usually: Ans: Send the insured a reservation
of rights letter
When using a dedicated bench fixture to measure a
unibody with front-end damage, where should fixtures be
placed? Ans: Fixtures should be placed in the damaged
area to check fit up to the jig.
Vehicle name plates such as Grand Prix SE are only
available through the dealership and are purchased in
what way? Ans: Nameplates are not available
aftermarket and are usually purchased from the dealer
on a per item basis
Under Pennsylvania law, which of the following is true
regarding the replacement of a damaged double hood
latch?:
© 2025 All rights reserved
, 2 | Page
It may be replaced with any working latch system from a
salvage yard.
It must be replaced with any new hood latch system.
It must be replaced with a double latch system.
It may be replaced with a single hood latch system. Ans:
It must be replaced with a double latch system. is correct.
Technician A says that damaged structural sheet metal
should be removed before any pulling and straightening
is performed. Technician B says that damaged structural
metal should remain to be used for pulling attachment
areas. Who is right?:
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct Ans: Technician B only
Which of the following is the computer in the vehicle?
Controller
Pump
Speed Sensors
Valves Ans: Controller
© 2025 All rights reserved
, 3 | Page
If an insured fails to report a claim in a timely fashion,
the adjuster will immediately:
Deny the claim.
Send the insured a reservation of rights letter.
Cease the claims investigation.
Seek the advice of the company's attorney Ans: Send the
insured a reservation of rights letter..
If an auto appraiser uses the actual cost method to
determine a vehicle's value, which of the following is not
a factor?:
The location of the vehicle of like kind and quality
The salvage value of the damaged vehicle
The actual cost of an available vehicle in similar
condition to or better than the motor vehicle being
appraised
The vehicle being appraised is similar to the damaged
vehicle in its pre-damaged condition Ans: The salvage
value of the damaged vehicle
A structural rail is being cut for sectioning. Technician A
says to use a cutting torch to make the final cut line.
Technician B says to use a cut-off wheel or saw to make
the final cut. Who is right?
© 2025 All rights reserved
, 4 | Page
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct Ans: Technician B only
Which of the following coverages is included as "no-fault"
coverage on the standardized Personal Auto policy?:
Uninsured Motorists coverage.
Medical Payments and Physical Damage.
A state-mandated "no-fault" coverage plan.
Liability coverage. Ans: Medical Payments and Physical
Damage
Following the payment of an automobile claim, the
salvaged property becomes the property of:
The insured
The insurer
A third party salvage company contracted by the insured
The State until sold and the proceeds deducted from the
claim payment to the insured Ans: The insurer
© 2025 All rights reserved
