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California Life, Accident, and Health Bundled Exams with complete solution
California Life, Accident, and Health Bundled Exams with complete solution
[ Mehr anzeigen ]California Life, Accident, and Health Bundled Exams with complete solution
[ Mehr anzeigen ]The systematic liquidation of a sum of money is provided by a(n) - annuity 
An annuitant would like to determine the current value of her annuity. To do this, she multiplies the 
number of "accumulation units" she owns times the unit value of the "separate account". What kind of 
annuity BEST ma...
Vorschau 2 aus 14 Seiten
In den EinkaufswagenThe systematic liquidation of a sum of money is provided by a(n) - annuity 
An annuitant would like to determine the current value of her annuity. To do this, she multiplies the 
number of "accumulation units" she owns times the unit value of the "separate account". What kind of 
annuity BEST ma...
A key person is typically all of the following, except: - -Not directly involved in sales, production, 
or service 
Key persons are employees whose contributions have a significant impact on the revenue and 
profitability of the company, especially in small businesses. They are typically: part of th...
Vorschau 3 aus 22 Seiten
In den EinkaufswagenA key person is typically all of the following, except: - -Not directly involved in sales, production, 
or service 
Key persons are employees whose contributions have a significant impact on the revenue and 
profitability of the company, especially in small businesses. They are typically: part of th...
Co-insurance - The policy provision which requires the insurer and the insured to share in the cost 
of services rendered 
Exclusion ratio - The formula which is used by the IRS to determine how much is taxable to an 
annuitant during the pay out period. 
Occupational policy - When a disability inco...
Vorschau 3 aus 23 Seiten
In den EinkaufswagenCo-insurance - The policy provision which requires the insurer and the insured to share in the cost 
of services rendered 
Exclusion ratio - The formula which is used by the IRS to determine how much is taxable to an 
annuitant during the pay out period. 
Occupational policy - When a disability inco...
What is meant by referring to an insurance policy as a unilateral contract? - Only one party makes 
a legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to the Insurance 
Commissioner? - At all times. 
Any situation that presents the possibili...
Vorschau 3 aus 16 Seiten
In den EinkaufswagenWhat is meant by referring to an insurance policy as a unilateral contract? - Only one party makes 
a legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to the Insurance 
Commissioner? - At all times. 
Any situation that presents the possibili...
AN ANNUITY THAT IS PURCHASED WITH A LUMP SUM PREMIUM AND WHOSE BENEFITS BEGIN AFTER 12 
MONTHS IS CALLED A - SINGLE PREMIUM DEFERRED ANNUITY 
A TECHNIQUE USED TO DETERMINE THE AMOUNT OF LIFE INSURANCE NEEDED BY FOCUSING ON THE 
PROJECTED EARNING POTENTIAL OF AN INSURED IS CALLED THE - HUMAN LIFE VAL...
Vorschau 2 aus 7 Seiten
In den EinkaufswagenAN ANNUITY THAT IS PURCHASED WITH A LUMP SUM PREMIUM AND WHOSE BENEFITS BEGIN AFTER 12 
MONTHS IS CALLED A - SINGLE PREMIUM DEFERRED ANNUITY 
A TECHNIQUE USED TO DETERMINE THE AMOUNT OF LIFE INSURANCE NEEDED BY FOCUSING ON THE 
PROJECTED EARNING POTENTIAL OF AN INSURED IS CALLED THE - HUMAN LIFE VAL...
What is insurance? - Insurance is the legal contract where two parties agree that if something will 
happen, a value will be exchanged. 
What's the difference between pure risk and speculative risk? - Pure risk is when you'll lose it all 
or there will be no change. Speculative risk you can either...
Vorschau 2 aus 8 Seiten
In den EinkaufswagenWhat is insurance? - Insurance is the legal contract where two parties agree that if something will 
happen, a value will be exchanged. 
What's the difference between pure risk and speculative risk? - Pure risk is when you'll lose it all 
or there will be no change. Speculative risk you can either...
What distinguishes a deferred annuity from an immediate annuity? - The time at which benefit 
payments start 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 
years, Cindy dies. How many remaining payments will the insurer make to her beneficia...
Vorschau 2 aus 15 Seiten
In den EinkaufswagenWhat distinguishes a deferred annuity from an immediate annuity? - The time at which benefit 
payments start 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 
years, Cindy dies. How many remaining payments will the insurer make to her beneficia...
Employer-provided group term life insurance is exempt from income taxation up to - $50,000 
Medicare Part B has an initial enrollment period. How many months after an individual's 65th birthday 
month does this enrollment period end? - 3 months 
Which statement is true regarding policy dividends? -...
Vorschau 2 aus 14 Seiten
In den EinkaufswagenEmployer-provided group term life insurance is exempt from income taxation up to - $50,000 
Medicare Part B has an initial enrollment period. How many months after an individual's 65th birthday 
month does this enrollment period end? - 3 months 
Which statement is true regarding policy dividends? -...
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