UGBA TEST 2023/2024 COMBINED TOGETHER WITH CORRECT ANSWERS

UGBA 135 MidtermFICO Score - correct answer measure of consumer credit risk Highest FICO Score - correct answer 850 Factors determining FICO Score - correct answer Credit report is based on: -35% paying your bills on time over time -30% your debt-to-credit ratio ( borrowing money/ credit lim...

UGBA 135 Midterm Video Quizzes Which of the following are the two most common chapters (types) for personal bankruptcy? - correct answer Chapter 7 and 13 In bankruptcy, what is a discharge? - correct answer A discharge is a release from personal liability on debt Which of the following is NOT...

ugba 135 midterm 1ALL Bankruptcy are handled in federal court - correct answer TRUE Should you always try to contribute enough to your 401K to get the employer match? - correct answer Yes Are community property laws established by the IRS or states? - correct answer States What is a notary ...

UGBA 135 Finalwhat is the greatest factor that determines your credit score? - correct answer paying bills on time over time the "cornerstone" of wealth is? - correct answer being frugal, not cheap but value oriented what is the minimum criteria for a credit score? - correct answer - at leas...

UGBA 135 Final from class 7 on Jenny Olson argues that savers are more desirable romantic partners because they are perceived: - correct answer To have more self-control. Savers tend to be preferred for shorter-term relationships. - correct answer False In general, buying durable items such e...

UGBA 135 - Personal FinanceWhat is the definition of a millionaire? - correct answer Those who are financially independent, living the life they want to lead, and are able to take care of themselves without financial help from government sources for their entire adult lives. What should you do if...

UGBA 135 - Assignment 1According to the census bureau what % most closely represents the number of children born out of wedlock - correct answer 40% in terms of annual income to be in the top 1% of households annual earnings should exceed - correct answer $400,000 of all the money the gov't s...

UGBA 105What is a theory and how do theories and models work? - correct answer A theory is a model, map, or framework that tries to explain how the world works Models simplify reality to what the observer is most interested in so that you can make observations and notice patterns Learning - c...

UGBA 105 Midterm1Components of Emotional Intelligence - correct answer 1. Self Awareness 2. Self Regulation 3. Motivation 4. Empathy 5. Social Skill Bounded Awareness - correct answer failure to see what we're not looking for Anchoring - correct answer Overweighting starting points insu...

UGBA 105 Midterm 2Symbols of Authority - correct answer Titles, Clothes, Trappings i.e. Doctor, uniform, nice office/prestigious cars Two Types of Status - correct answer Ascribed and Achieved Ascribed Status: - correct answer we are born with it or involuntarily achieve it -> based on ge...

UGBA 105 Midterm 2What is reciprocation - correct answer we comply more after we've received something; we repay the giver Why does reciprocation work? - correct answer A seemingly universal norm of turn taking and exchange; often rewarded Examples of reciprocation - correct answer Preprinted...

UGBA 105 FINALgroup - correct answer two or more individuals, interacting and interdependent, who come together to achieve particular objectives Type of groups: name and define - correct answer Formal group - defined by org structure (designated assignments and tasks) Informal group - ...

UGBA 105 Ch 12 (FINAL)leadership - correct answer The ability to influence a group toward the achievement of a vision or set of goals trait theories of leadership - correct answer consider personal qualities and characteristics that differentiate leaders from nonleaders 2 traits that predict ...

UGBA 104 Final ReviewExample of a Quantitative Variable - correct answer Age, Income Example of a Categorical Variable - correct answer Religion, Zip Code, Rent vs Own Example of a Binary Categorical Variable - correct answer Rent vs Own, Paid vs Not What is the difference between Sorting a...

UGBA 104- Excel Midterm 1decision analysis - correct answer Definition: A technique used to develop an optimal strategy when a decision maker is faced with several decision alternatives and an uncertain set of future events. Internet of Things (IoT) - correct answer Definition: The technology t...

UGBA 101b EXAM 1 REVIEWEndogenous variables - correct answer variables that a model tries to explain Exogenous variables - correct answer autonomous factors that come from outside a theoretical model or system and that cannot be explained by the system GDP - correct answer Y = C + I + G + NX ...

UGBA 101A Midterm 1steep supply/demand curves - correct answer large changes in price/small changes in quantity shallow supply/demand curves - correct answer small changes in price/large changes in quantity elasticity - correct answer price elasticity of demand formula - correct answer E^D...

UGBA 88 LECTURE 5 INTERFERENCE AND ATTRITIONWhat does interference do to the interpretation of treatment/control group comparisons? - correct answer It complicates the interpretation What can you use to account for interference? - correct answer Cluster randomization What does ATTRITION do to ...

UGBA 88 LECTURE 4 POTENTIAL OUTCOMES FRAMEWORK Causal inference compares WHAT? - correct answer Potential outcomes Comparisons of observed differences between treated and control units are often contaminated by _______ bias. - correct answer Selection What ELIMINATES selection bias between tr...

UGBA 10 SUCCESSFUL HABITS OF VISIONARY COMPANIESIs the critical issue for a company whether the company has the "right" or "likable" core ideology? If not, what does matter? - correct answer No; what matters is that the company HAS a core ideology that gives guidance and inspiration to people in...

UGBA 10 Spring ExamThose accountants who are hired by firms as salaried employees, and who specialize in areas such as financial planning, internal auditing, and taxation are called - correct answer private accountants. Which option A to D arranges the degrees of competition in order of the numbe...

UGBA 10 Operations Module 1 What's Operations Management? - correct answer OM is the study of supplying products and services in the right amount at the right place, at the right time, and at the right quality. What is Corporate Sustainability? - correct answer It is a business approach that ...

UGBA 10- Module 3, Formulascontribution margin - correct answer price- variable cost profit - correct answer quantity sold(price-variable cost) - fixed cost quantity sold(CM) - fixed cost *breakeven- profit=0 accounting equation - correct answer A=L+SE assets= liabilities + stockholde...

UGBA 10 Module 2 Marketing Marketing - correct answer the process of creating value for customers and building strong customer relationships in oder to capture value from customers on return Way to shape impressions/build relationships 1 - correct answer advertising Way to shape impressions/b...

UGBA 10 MarketingOld Spice - correct answer Example of how an ad became part of a cultural conversation. Marketing definition - correct answer Marketing is the process of creating value for customers and building strong customer relationships in order to capture value ($$) from customers in retur...

UGBA 10 Marketing ModuleMarketing (Value creation and Capture) - correct answer Marketing is the process of creating value for customers and building strong customer relationships in order to capture value from customers in return Building Relationships thru Touchpoints - correct answer 1. Nike r...

UGBA 10 LECTURE 9What is a channel of distribution? - correct answer A group of individuals and organizations that directs the flow of products from producers and consumers What is a market intermediary? - correct answer A link between producers and other intermediaries or to the ultimate users o...

UGBA 10 LeadershipMulhern's First Law - correct answer ATRTL: Always Think From Right to Left What was Mulhern acting as for the first lecture? - correct answer Turtle Vision - correct answer Where am I going? (WHAT) Values - correct answer How am I getting there? (HOW) & Guiding Princip...

UGBA 10 - Module 1Secured Loan (Asset-Backed Loan) - correct answer Loan to finance an asset, backed by the borrower pledging the asset as collateral to the lender Collateral - correct answer Asset pledged for the fulfillment of repaying a loan Loan Principal - correct answer Amount of money t...

UC Berkeley Econ 100B UGBA 101B Final Exam Rising inflation has no additional effect on an economy's well-being if: - correct answer Relative prices are unaffected, It is universally and accurately anticipated, The nominal rate of interest for both savers and borrowers rises by an amount just equa...

Math 106 Final Exam Domain - correct answer Inputs, independent variable x-values Range - correct answer Output, dependent variable y-values Function - correct answer A relationship such that each element in the domain corresponds to exactly one element in the range Example of a functio...

International Marketing Exam 1 (Chapters 1-4) International marketing can be defined as: A) the creation of domestic processes that aim to enhance indigenous production and minimize the need for imports. B) the performance of business activities to sell a company's goods and services for a pro...

Chapter 3 - UGBA 106Previewing the Concepts - correct answer understanding the marketplace and customer needs and wants other actors in this environment suppliers, intermediaries, customers, competitors, publics and others mayu work with or against the company major environmental forces - de...