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Personal Finance notes

Mary Carey, Jane King - ISBN: 9780198748779

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View all 16 notes for Personal Finance, written by Mary Carey, Jane King. All Personal Finance notes, flashcards, summaries and study guides are written by your fellow students or tutors. Get yourself a Personal Finance summary or other study material that matches your study style perfectly, and studying will be a breeze.

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Expenses & Budgeting - PERSONAL FINANCE - Lecture 2 notes
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This is an option module for students studying Accounting and Finance. This document covers: the power of budgeting, the theories behind our spending decisions, different types of budgeting systems, how to prepare a budget, different types of consumer behaviours, what is budgeting, purpose of budgeting, why people budget, why people don't budget, budgeting building process, managing household finances.

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Income - PERSONAL FINANCE - Lecture 3 notes
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Personal Finance is an option module for students studying Accounting and Finance. This document covers: income, state benefits in the UK, sources of income, 'informal' economy, minimum wage, payslip, income tax, National Insurance, where do taxes come from, where do taxes go, tax year, income tax rates, National Insurance Contributions, employment income, benefits in kind, dividends income, self-employment, graduate considerations, income level by occupation, public sector versus private sect...

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Debt / Credit Repair - PERSONAL FINANCE - Lecture 4 notes
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Personal Finance is an option module for students studying Accounting and Finance. This document covers: background on debt, Bank of England, inflation post-Brexit, problem debt, debt advice, liberalisation of financial services, secured versus unsecured debt, types of credit, types of lenders, common forms of personal borrowing, terms relating to debt, annual percentage rate (APR), credit rating, student loans, student loan repayments, credit repairing process, the five Cs of credit, when to us...

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Property - PERSONAL FINANCE - Lecture 6 notes
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Personal Finance is an option module for students studying Accounting and Finance. This document covers: historical context in buying property, social sector, shared ownership (part-buy, part-let), properties from Local Authorities and Housing Associations, young owner-occupiers, recent lending policies, rent or buy, private rental, assured shorthold tenancy, benefits or renting, buying versus renting, leasehold vs freehold, what to buy, service charge, social renting, rising house prices - sup...

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Mortgages - PERSONAL FINANCE - Lecture 7 notes
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Personal Finance is an option module for students studying Accounting and Finance. This document covers: applying for a mortgage to purchase a property, costs of buying a property, types of mortgages, which mortgage to choose, sale timeline/stages, property investments, buy-to-let investing, benefits of buy-to-let investing, disadvantages of buy-t0-let investing, taxation issues, other property opportunities, how to prepare yourself for a mortgage application.

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Estate Planning - PERSONAL FINANCE - Lecture 11 notes
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Personal Finance is an option module for students studying Accounting and Finance. This document covers: estate planning, Capital Gains Tax, inheritance tax, transfers between spouses, gifts, potentially exempt transfers (PETs), wills, misconceptions about wills, rules of intestacy, general principles on intestacy, law of family provisions, practicalities of writing a will, important elements of writing a will, reviewing cancelling and updating wills, joint ownership of assets, what happens to p...

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Introduction to Personal Finance - PERSONAL FINANCE - Lecture 1 notes
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This document contains the lecture notes to the first lecture class for the module Personal Finance. The first session covers on how students are going to be assessed and an overview of what the learning objectives and learning outcomes are for this module. It also covers the advantages of personal financial planning. This is an option module for students studying Accounting and Finance.

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Expenses & Budgeting - PERSONAL FINANCE - Lecture 2 notes
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This is an option module for students studying Accounting and Finance. This document covers: the power of budgeting, the theories behind our spending decisions, different types of budgeting systems, how to prepare a budget, different types of consumer behaviours, what is budgeting, purpose of budgeting, why people budget, why people don't budget, budgeting building process, managing household finances.

i See more info x
  • Class notes
  •  • 9 pages • 
  • by SupplementaryStudyNotes • 
  • uploaded  28-05-2021
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i x
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Income - PERSONAL FINANCE - Lecture 3 notes
(0)
$3.88

Personal Finance is an option module for students studying Accounting and Finance. This document covers: income, state benefits in the UK, sources of income, 'informal' economy, minimum wage, payslip, income tax, National Insurance, where do taxes come from, where do taxes go, tax year, income tax rates, National Insurance Contributions, employment income, benefits in kind, dividends income, self-employment, graduate considerations, income level by occupation, public sector versus private sect...

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  • Class notes
  •  • 8 pages • 
  • by SupplementaryStudyNotes • 
  • uploaded  28-05-2021
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