Annahalexis17
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Georgia Property and Casualty Insurance Exam Questions and Answers (Latest Updated Solutions 2024-2025
Inland Marine Personal Floaters - ANSWERS,an inland marine policy designed to cover moveable PP, 
wherever it may be located. Personal floaters may be written on all-risk, open peril, or named peril 
form. 
Personal Property Floater - ANSWERS,provides coverage to personal property on an all-risk basis 
anywhere in the world, as long as the property is not specifically excluded by the policy. Property is 
usually written on an unscheduled basis. 
Personal articles floater - ANSWERS,used to in...
- Exam (elaborations)
- • 74 pages •
Inland Marine Personal Floaters - ANSWERS,an inland marine policy designed to cover moveable PP, 
wherever it may be located. Personal floaters may be written on all-risk, open peril, or named peril 
form. 
Personal Property Floater - ANSWERS,provides coverage to personal property on an all-risk basis 
anywhere in the world, as long as the property is not specifically excluded by the policy. Property is 
usually written on an unscheduled basis. 
Personal articles floater - ANSWERS,used to in...
GA PROPERTY & CASUALTY INSURANCE TEST- GA RULES & REGULATIONS(GA PROPERTY & CASUALTY INSURANCE TEST- GA RULES & REGULATIONS)2023-2024
-acting as a special agent assisting insurance producers when such assistance is limited to providing 
technical advice and does not include selling soliciting or negotiations of insurance 
- 
Continuing Education - ANSWERS,- all resident agents licensed for less than 20yrs must complete a 
minimum of 30 hrs. every 2 years; renewed on birthday 
- more than 20 years must complete a minimum of 10hrs per year 
- 3 hrs must address ethic, legislative update or Federal or Departmental Regulatory ch...
- Exam (elaborations)
- • 5 pages •
-acting as a special agent assisting insurance producers when such assistance is limited to providing 
technical advice and does not include selling soliciting or negotiations of insurance 
- 
Continuing Education - ANSWERS,- all resident agents licensed for less than 20yrs must complete a 
minimum of 30 hrs. every 2 years; renewed on birthday 
- more than 20 years must complete a minimum of 10hrs per year 
- 3 hrs must address ethic, legislative update or Federal or Departmental Regulatory ch...
Georgia Property and Casualty Insurance Exam Questions With 100% Correct Answers (2024 -2025)
BOP additional coverages - ANSWERS,Debris removal - 25%/180 days/$10,000 
Preservation of property - 30 days 
Fire department service - $2500 
Collapse - covered is cause by hidden decay, insect or vermin, weight of people or property, or use of 
defective material during construction. 
Water/liquid/molten material damage - included only in the special form. 
Business income - actual loss sustained/12 months/ordinary payroll - 60days with 72-hour waiting 
period. 
Extended business income - ...
- Package deal
- Exam (elaborations)
- • 80 pages •
BOP additional coverages - ANSWERS,Debris removal - 25%/180 days/$10,000 
Preservation of property - 30 days 
Fire department service - $2500 
Collapse - covered is cause by hidden decay, insect or vermin, weight of people or property, or use of 
defective material during construction. 
Water/liquid/molten material damage - included only in the special form. 
Business income - actual loss sustained/12 months/ordinary payroll - 60days with 72-hour waiting 
period. 
Extended business income - ...
GEORGIA PROPERTY AND CASUALTY INSURANCE EXAM 2 LATEST COMPLETE QUESTIONS AND CORRECT DETAILED ANSWERS 2023-2024
Mr. York's homeowners insurance company paid a liability claim because he was responsible for 
destroying property owned by his neighbor. For what did the insurer pay its claim? - 
ANSWERS,Property damage 
Uninsured motorist property damage coverage does not pay for bodily injury or damages if - 
ANSWERS,The accident was caused by the named insured 
Your client, Warren, reports that his basement is filled with water because water beneath the 
surface of the ground seeped through foundation. H...
- Package deal
- Exam (elaborations)
- • 16 pages •
Mr. York's homeowners insurance company paid a liability claim because he was responsible for 
destroying property owned by his neighbor. For what did the insurer pay its claim? - 
ANSWERS,Property damage 
Uninsured motorist property damage coverage does not pay for bodily injury or damages if - 
ANSWERS,The accident was caused by the named insured 
Your client, Warren, reports that his basement is filled with water because water beneath the 
surface of the ground seeped through foundation. H...