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Texas All Lines Adjuster Test Latest 2024 Graded A
Texas All Lines Adjuster Test Latest 2024 Graded A 
Accumulated Depreciation - Answer ️️ -The total decrease in an item's value over a period of 
time. Formula: (Annual Depreciation x Number of years used) 
Acreage Reporting Date - Answer ️️ -The deadline for providing the insurer with an acreage 
report, which is used to determine the amount of coverage needed and the premium charged for a 
particular crop. 
Actual Cash Value (ACV) - Answer ️️ -A valuation method used by insurers t...
- Exam (elaborations)
- • 26 pages •
Texas All Lines Adjuster Test Latest 2024 Graded A 
Accumulated Depreciation - Answer ️️ -The total decrease in an item's value over a period of 
time. Formula: (Annual Depreciation x Number of years used) 
Acreage Reporting Date - Answer ️️ -The deadline for providing the insurer with an acreage 
report, which is used to determine the amount of coverage needed and the premium charged for a 
particular crop. 
Actual Cash Value (ACV) - Answer ️️ -A valuation method used by insurers t...
Georgia Adjuster Exam Questions and Answers Already Passed
Georgia Adjuster Exam Questions and 
Answers Already Passed 
Consequential also known as Indirect Loss - Answer ️️ -An insured's business is damaged 
because of a fire and he is forced to close business temporarily for repairs. As a result the insured 
lost income. What type of loss is this? 
Combined Single - Answer ️️ -The insured crashes into a porch and the person sitting on the 
porch. The person on the porch is injured. The insured's insurance policy has a limit set at 
$500,000....
- Exam (elaborations)
- • 23 pages •
Georgia Adjuster Exam Questions and 
Answers Already Passed 
Consequential also known as Indirect Loss - Answer ️️ -An insured's business is damaged 
because of a fire and he is forced to close business temporarily for repairs. As a result the insured 
lost income. What type of loss is this? 
Combined Single - Answer ️️ -The insured crashes into a porch and the person sitting on the 
porch. The person on the porch is injured. The insured's insurance policy has a limit set at 
$500,000....
GA Claims Adjuster Licensing Exam Latest 2024 Already Passed
GA Claims Adjuster Licensing Exam Latest 
2024 Already Passed 
What coverage does Community Eligibility apply to? - Answer ️️ -Flood insurance through 
FEMA 
What's the difference between Emergency Program and Regular Program in the National Flood 
Insurance Program? - Answer ️️ -Emergency applies to homes in communities that are a 
normally not a flood hazard. Regular programs are awarded to an entire community that is 
eligible due to flood hazard. 
What is the flood coverage on a reg...
- Exam (elaborations)
- • 21 pages •
GA Claims Adjuster Licensing Exam Latest 
2024 Already Passed 
What coverage does Community Eligibility apply to? - Answer ️️ -Flood insurance through 
FEMA 
What's the difference between Emergency Program and Regular Program in the National Flood 
Insurance Program? - Answer ️️ -Emergency applies to homes in communities that are a 
normally not a flood hazard. Regular programs are awarded to an entire community that is 
eligible due to flood hazard. 
What is the flood coverage on a reg...
6-20 Claims Adjuster Questions and Answers Graded A+
6-20 Claims Adjuster Questions and 
Answers Graded A+ 
The following are basic characteristics of a property or liability insurance contract, EXCEPT: 
A. Personal Contract 
B. Conditional Contract 
C. Loss Settlement Contract 
D. Contract of Adhesion - Answer ️️ -C. Loss Settlement Contract 
The Insurers responsibility to pay for a property loss may be conditioned on the insured having 
used reasonable means to avoid the loss, to protect the property against further loss, and to give 
the in...
- Package deal
- Exam (elaborations)
- • 47 pages •
6-20 Claims Adjuster Questions and 
Answers Graded A+ 
The following are basic characteristics of a property or liability insurance contract, EXCEPT: 
A. Personal Contract 
B. Conditional Contract 
C. Loss Settlement Contract 
D. Contract of Adhesion - Answer ️️ -C. Loss Settlement Contract 
The Insurers responsibility to pay for a property loss may be conditioned on the insured having 
used reasonable means to avoid the loss, to protect the property against further loss, and to give 
the in...
Texas all lines adjuster license commercial general liability chapter 8 already passed
Texas all lines adjuster license commercial general 
liability chapter 8 already passed 
Commercial general liability ( CGL) - Answer ️️ -This covers business liability hazards that are 
not covered under more specialiazed forms of insurance such as auto, marine, workers 
compensation and others. 
What are three forms of CGL - Answer ️️ -Professional liability 
Product liability 
Premises liability 
When liability is limited to acts of negligence, professional liability insurance may be ...
- Package deal
- Exam (elaborations)
- • 3 pages •
Texas all lines adjuster license commercial general 
liability chapter 8 already passed 
Commercial general liability ( CGL) - Answer ️️ -This covers business liability hazards that are 
not covered under more specialiazed forms of insurance such as auto, marine, workers 
compensation and others. 
What are three forms of CGL - Answer ️️ -Professional liability 
Product liability 
Premises liability 
When liability is limited to acts of negligence, professional liability insurance may be ...
NC adjuster Exam Questions and Answers Already Passed
NC adjuster Exam Questions and Answers Already Passed 
Inception/Expiration Date - Answer ️️ -The date on which coverage became effective or 
expired. Policies in North Carolina become effective and expire at 12:01am 
Occurrence Date - Answer ️️ -The date on which the loss occurred 
Identification of Parties involve - Answer ️️ -The loss report should include the names and 
addresses of the parties involved in the loss, the names and addresses of any injured person(s) 
and the names ...
- Package deal
- Exam (elaborations)
- • 13 pages •
NC adjuster Exam Questions and Answers Already Passed 
Inception/Expiration Date - Answer ️️ -The date on which coverage became effective or 
expired. Policies in North Carolina become effective and expire at 12:01am 
Occurrence Date - Answer ️️ -The date on which the loss occurred 
Identification of Parties involve - Answer ️️ -The loss report should include the names and 
addresses of the parties involved in the loss, the names and addresses of any injured person(s) 
and the names ...
Florida Claims Adjuster Exam Questions and Answers Rated A+
Florida Claims Adjuster Exam Questions and Answers Rated A+ 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed 
as additional interests on his homeowner policy. The insurance company will make a payment 
to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - Answer ️️ -D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a 
loss, one payment...
- Package deal
- Exam (elaborations)
- • 52 pages •
Florida Claims Adjuster Exam Questions and Answers Rated A+ 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed 
as additional interests on his homeowner policy. The insurance company will make a payment 
to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - Answer ️️ -D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a 
loss, one payment...
NC Claims Adjuster Exam Study Already Passed
NC Claims Adjuster Exam Study Already Passed 
Liability Insurance PAP (Part A) - Answer ️️ -Pays all the sums and insured must legally pay 
as damage due to BI/PD caused by an accident and resulting from the ownership, maintenance or 
use of a covered auto. 
Coverage Part A through F of a PAP - Answer ️️ -A. Liability 
B. Medical Payments 
C. UM/UIM 
D. Physical Damage 
E. Insured Duties 
F. General Provisions 
Certificate of Insurance (COI) - Answer ️️ -A document that proves the ex...
- Package deal
- Exam (elaborations)
- • 28 pages •
NC Claims Adjuster Exam Study Already Passed 
Liability Insurance PAP (Part A) - Answer ️️ -Pays all the sums and insured must legally pay 
as damage due to BI/PD caused by an accident and resulting from the ownership, maintenance or 
use of a covered auto. 
Coverage Part A through F of a PAP - Answer ️️ -A. Liability 
B. Medical Payments 
C. UM/UIM 
D. Physical Damage 
E. Insured Duties 
F. General Provisions 
Certificate of Insurance (COI) - Answer ️️ -A document that proves the ex...
Claims Adjuster Questions and Answers 100% Pass
Claims Adjuster Questions and Answers 100% Pass 
Insurance - Answer ️️ --an economic device used to protect against extreme unforeseen loss 
- the transfer of risk from one party to another 
Premium - Answer ️️ --the fee paid by the insured in exchange for insurance 
Principle of Indemnity - Answer ️️ --the insurer should be restored to where they were before 
the incident 
-no profit can be made 
Idemnification - Answer ️️ --to compensate for loss or damage; to provide security ...
- Package deal
- Exam (elaborations)
- • 22 pages •
Claims Adjuster Questions and Answers 100% Pass 
Insurance - Answer ️️ --an economic device used to protect against extreme unforeseen loss 
- the transfer of risk from one party to another 
Premium - Answer ️️ --the fee paid by the insured in exchange for insurance 
Principle of Indemnity - Answer ️️ --the insurer should be restored to where they were before 
the incident 
-no profit can be made 
Idemnification - Answer ️️ --to compensate for loss or damage; to provide security ...
Claims Adjuster Final (Multiple Choice Questions) Already Passed
Claims Adjuster Final (Multiple Choice 
Questions) Already Passed 
An adjuster is a fiduciary agent with a responsibility of loyalty to the interest of - Answer ️️ - 
The insured and insurer 
An insurer gives which of the following as Consideration for an insurance policy? - Answer ️️ - 
A Promise 
The interest of the insured and all other persons in the property involved in a claim is 
found in - Answer ️️ -A Proof of Loss 
An insured rear-ends another driver's vehicle. The auto po...
- Package deal
- Exam (elaborations)
- • 15 pages •
Claims Adjuster Final (Multiple Choice 
Questions) Already Passed 
An adjuster is a fiduciary agent with a responsibility of loyalty to the interest of - Answer ️️ - 
The insured and insurer 
An insurer gives which of the following as Consideration for an insurance policy? - Answer ️️ - 
A Promise 
The interest of the insured and all other persons in the property involved in a claim is 
found in - Answer ️️ -A Proof of Loss 
An insured rear-ends another driver's vehicle. The auto po...
Earth Science Exam Review 2024 with Complete Solutions
Hondros Nursing 172 Exam 2 Questions and Answers 100% Pass
Oregon Pesticide Examination: Ornamental and Turf Herbicide Questions and Answers 100% Pass
Xcel Solutions Property & Casualty Exam Questions and Answers
INSY-3303 FINAL EXAM STUDY GUIDE WITH COMPLETE SOLUTIONS
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