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PUBLIC ADJUSTER QUESTIONS AND ANSWERS 100% PASS
PUBLIC ADJUSTER QUESTIONS AND 
ANSWERS 100% PASS 
Program Trigger for terrorist acts must cause a collective damage in excess of? - Answer ️️ -• 
$100,000,000 
TF A public adjuster may own no more than 50% in a salvage or similar business? - Answer ️️ 
-• F 
General Average - Answer ️️ -• Loss shared by all parties 
Particular Average - Answer ️️ -• Only one party shares in the loss. 
In a home owner policy there is no deductible for - Answer ️️ -• Liability Coverag...
- Package deal
- Exam (elaborations)
- • 12 pages •
PUBLIC ADJUSTER QUESTIONS AND 
ANSWERS 100% PASS 
Program Trigger for terrorist acts must cause a collective damage in excess of? - Answer ️️ -• 
$100,000,000 
TF A public adjuster may own no more than 50% in a salvage or similar business? - Answer ️️ 
-• F 
General Average - Answer ️️ -• Loss shared by all parties 
Particular Average - Answer ️️ -• Only one party shares in the loss. 
In a home owner policy there is no deductible for - Answer ️️ -• Liability Coverag...
![](/docpics/4564004/65d642163f260_4564004_121_171.jpeg)
N.C. Claims Adjuster Exam Latest 2024 Rated A+
N.C. Claims Adjuster Exam Latest 2024 Rated A+ 
Inception/Expiration Date - Answer ️️ -an insurance policy covers the insured starting at 
12:01am on the day on which coverage begins and expires at 12:01am on the expiration day of 
the policy. 
Occurrence Date - Answer ️️ -Date of which the loss occurred 
Identification of parties involved - Answer ️️ -The loss report should include the names and 
addresses of the parties involved in the loss, the names and addresses of any injured p...
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- Exam (elaborations)
- • 49 pages •
N.C. Claims Adjuster Exam Latest 2024 Rated A+ 
Inception/Expiration Date - Answer ️️ -an insurance policy covers the insured starting at 
12:01am on the day on which coverage begins and expires at 12:01am on the expiration day of 
the policy. 
Occurrence Date - Answer ️️ -Date of which the loss occurred 
Identification of parties involved - Answer ️️ -The loss report should include the names and 
addresses of the parties involved in the loss, the names and addresses of any injured p...
![](/docpics/4563995/65d6418dbcf5c_4563995_121_171.jpeg)
TX ADJUSTER TEST QUESTIONS AND ANSWERS ALREADY PASSED
TX ADJUSTER TEST QUESTIONS AND 
ANSWERS ALREADY PASSED 
Subrogate Subrogation is the right for an insurer to legally pursue a third party that caused an 
insurance loss to the insured. This is done as a means of recovering the amount of the claim paid 
by the insurance carrier to the insured for the loss. - Answer ️️ -While investigating a claim, 
you determine that the loss was caused by a defective mechanism in the dishwasher. You would 
attempt to_________________________? 
Appraisal - An...
- Package deal
- Exam (elaborations)
- • 12 pages •
TX ADJUSTER TEST QUESTIONS AND 
ANSWERS ALREADY PASSED 
Subrogate Subrogation is the right for an insurer to legally pursue a third party that caused an 
insurance loss to the insured. This is done as a means of recovering the amount of the claim paid 
by the insurance carrier to the insured for the loss. - Answer ️️ -While investigating a claim, 
you determine that the loss was caused by a defective mechanism in the dishwasher. You would 
attempt to_________________________? 
Appraisal - An...
![](/docpics/4563986/65d6418a95cb4_4563986_121_171.jpeg)
Adjuster Pro - Insurance adjuster test latest 2024 already passed
Adjuster Pro - Insurance adjuster test latest 
2024 already passed 
What is insurance? - Answer ️️ -protection against financial loss 
what is a premium - Answer ️️ -a scheduled amount to be paid for an insurance policy. 
What are premiums used for - Answer ️️ -premiums are collected into a "pool" or "reserve to 
pay out claimants when needed. 
how can insurance companies afford to pay for an individuals catastrophic loss? - Answer ️️ - 
the insurer collects premiums from all ...
- Package deal
- Exam (elaborations)
- • 15 pages •
Adjuster Pro - Insurance adjuster test latest 
2024 already passed 
What is insurance? - Answer ️️ -protection against financial loss 
what is a premium - Answer ️️ -a scheduled amount to be paid for an insurance policy. 
What are premiums used for - Answer ️️ -premiums are collected into a "pool" or "reserve to 
pay out claimants when needed. 
how can insurance companies afford to pay for an individuals catastrophic loss? - Answer ️️ - 
the insurer collects premiums from all ...
![](/docpics/4563973/65d641460c123_4563973_121_171.jpeg)
Claims Adjuster Exam Questions and Answers Already Passed
Claims Adjuster Exam Questions and Answers Already Passed 
Multi Peril-Package - Answer ️️ -Any policy which provides property & liability coverage (not 
homeowner) 
ISO policy - Answer ️️ -Sold in Texas, but not Texas form 
Only Texas DP 1 - Answer ️️ -Mainly the only TDP sold, now with plethora of endorsements 
Texas Standard Fire Policy - Answer ️️ -Granddaddy of all Texas property policies 
Business auto coverage e.g. - Answer ️️ -Owner of a taxi to cover collision damage...
- Package deal
- Exam (elaborations)
- • 9 pages •
Claims Adjuster Exam Questions and Answers Already Passed 
Multi Peril-Package - Answer ️️ -Any policy which provides property & liability coverage (not 
homeowner) 
ISO policy - Answer ️️ -Sold in Texas, but not Texas form 
Only Texas DP 1 - Answer ️️ -Mainly the only TDP sold, now with plethora of endorsements 
Texas Standard Fire Policy - Answer ️️ -Granddaddy of all Texas property policies 
Business auto coverage e.g. - Answer ️️ -Owner of a taxi to cover collision damage...
![](/docpics/4563959/65d64100c10b3_4563959_121_171.jpeg)
Claims Adjuster Exam 1 Questions and Answers Rated A+
Claims Adjuster Exam 1 Questions and Answers Rated A+ 
Actual Cash Value (ACV) - Answer ️️ -Cost to replace property with new property of like kind 
and quality less depreciation. 
Combined Single Limit - Answer ️️ -One limit per occurrence is what we pay up to 
Split limit - Answer ️️ -What we pay up to per person and per occurrence 
Deductible - Answer ️️ -What the customer will have to pay; we cover everything else 
Declarations Page (Dec Page) - Answer ️️ -The basic infor...
- Package deal
- Exam (elaborations)
- • 15 pages •
Claims Adjuster Exam 1 Questions and Answers Rated A+ 
Actual Cash Value (ACV) - Answer ️️ -Cost to replace property with new property of like kind 
and quality less depreciation. 
Combined Single Limit - Answer ️️ -One limit per occurrence is what we pay up to 
Split limit - Answer ️️ -What we pay up to per person and per occurrence 
Deductible - Answer ️️ -What the customer will have to pay; we cover everything else 
Declarations Page (Dec Page) - Answer ️️ -The basic infor...
![](/docpics/4563926/65d6408e9ec7f_4563926_121_171.jpeg)
Insurance Adjuster Exam Questions and Answers Rated A+
Insurance Adjuster Exam Questions and Answers Rated A+ 
Which kind of losses are covered under a standard fire policy? - Answer ️️ -Direct 
All fires are not covered by the Standard Fire policies, only those that: - Answer ️️ -are hostile 
and have a flame or glow 
At what time does a fire policy go into affect? - Answer ️️ -12:01am standard time at the 
location of the insured's property 
A property is insured under two Standard Fire policies for $25,000 each. A fire causes $10,000...
- Package deal
- Exam (elaborations)
- • 22 pages •
Insurance Adjuster Exam Questions and Answers Rated A+ 
Which kind of losses are covered under a standard fire policy? - Answer ️️ -Direct 
All fires are not covered by the Standard Fire policies, only those that: - Answer ️️ -are hostile 
and have a flame or glow 
At what time does a fire policy go into affect? - Answer ️️ -12:01am standard time at the 
location of the insured's property 
A property is insured under two Standard Fire policies for $25,000 each. A fire causes $10,000...
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