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Insurance Terms and Related Concepts. (Florida Edition) Questions and Answers 100% Pass
A person who does not lock the doors to his or her house shows an Indifferent attitude. What type of hazard does this represent? - Correct Answer ️️ -Morale. What sublimit in a liability policy puts a ceiling on the payment for all claims that arise from a single accident? - Correct Answer ️️ -Per occurrence. If a manufactured product is unsafe, what type of liability applies to the manufacturer? - Correct Answer ️️ -Strict liability. In property insurance, what is the purpose ...
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- • 19 pages •
A person who does not lock the doors to his or her house shows an Indifferent attitude. What type of hazard does this represent? - Correct Answer ️️ -Morale. What sublimit in a liability policy puts a ceiling on the payment for all claims that arise from a single accident? - Correct Answer ️️ -Per occurrence. If a manufactured product is unsafe, what type of liability applies to the manufacturer? - Correct Answer ️️ -Strict liability. In property insurance, what is the purpose ...
Cheat Sheet - Property & Casualty Exam Questions and Answers 100% Pass
Cheat Sheet - Property & Casualty Exam Questions and Answers 100% Pass What are the forms of homeowner policies? - Correct Answer ️️ -HO-2, HO-3, HO-4, HO-5, HO-6, HO-8. Each of these forms provides identical liability coverage. The property coverage varies with the homeowners form selected. The following is a list of the forms with the covered perils of each. HO-2 - Correct Answer ️️ -Broad form; owner occupant HO-3 - Correct Answer ️️ -Special Form; owner occupant HO-4 - Co...
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- • 10 pages •
Cheat Sheet - Property & Casualty Exam Questions and Answers 100% Pass What are the forms of homeowner policies? - Correct Answer ️️ -HO-2, HO-3, HO-4, HO-5, HO-6, HO-8. Each of these forms provides identical liability coverage. The property coverage varies with the homeowners form selected. The following is a list of the forms with the covered perils of each. HO-2 - Correct Answer ️️ -Broad form; owner occupant HO-3 - Correct Answer ️️ -Special Form; owner occupant HO-4 - Co...
Florida Personal Lines 20-44 Definitions Questions and Answers 100% Pass
Florida Personal Lines 20-44 Definitions Questions and Answers 100% Pass Abandonment Clause - Correct Answer ️️ -A clause often contained in property insurance policies stating that the insured cannot abandon damaged property to the insurer and demand to be reimbursed for its full value Accident - Correct Answer ️️ -A sudden fortuitous event Actual Cash Value (ACV) - Correct Answer ️️ -The cost to replace an item of property at the time of loss, less an allowance for depreciat...
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- • 16 pages •
Florida Personal Lines 20-44 Definitions Questions and Answers 100% Pass Abandonment Clause - Correct Answer ️️ -A clause often contained in property insurance policies stating that the insured cannot abandon damaged property to the insurer and demand to be reimbursed for its full value Accident - Correct Answer ️️ -A sudden fortuitous event Actual Cash Value (ACV) - Correct Answer ️️ -The cost to replace an item of property at the time of loss, less an allowance for depreciat...
Final exam 2-20 Questions and Answers 100% Pass
Final exam 2-20 Questions and Answers 100% Pass Types Of Property Policies - % Property Insurance Terms And Related Concepts - % Property Policy Provisions And Contract Law - % Types Of Casualty Policies, Bonds, And Related Terms - % Casualty Insurance Terms And Related Concepts - % Casualty Policy Provisions - % Florida Statutes, Rules, And Regulations Common To All Lines - % Florida Statutes, Rules And Regulations Pertinent To General Lines Insurance - % Florida Statutes, Rules And Re...
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- • 12 pages •
Final exam 2-20 Questions and Answers 100% Pass Types Of Property Policies - % Property Insurance Terms And Related Concepts - % Property Policy Provisions And Contract Law - % Types Of Casualty Policies, Bonds, And Related Terms - % Casualty Insurance Terms And Related Concepts - % Casualty Policy Provisions - % Florida Statutes, Rules, And Regulations Common To All Lines - % Florida Statutes, Rules And Regulations Pertinent To General Lines Insurance - % Florida Statutes, Rules And Re...
Florida 2-20 General Lines Study Manual 27th Edition Questions and Answers 100% Pass
Florida 2-20 General Lines Study Manual 27th Edition Questions and Answers 100% Pass 1.4 Qualifications for General Lines License - Correct Answer ️️ -1. 18 or older 2. resident of FL or place of business in FL 3. will be active in business, business is accessible and identifiable by public 4. not licensing for writing or handling controlled business 5. Qualified via: a) 200 hr course b) one year full time employee in all lines of property casualty insurance c) one year as a custome...
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- • 12 pages •
Florida 2-20 General Lines Study Manual 27th Edition Questions and Answers 100% Pass 1.4 Qualifications for General Lines License - Correct Answer ️️ -1. 18 or older 2. resident of FL or place of business in FL 3. will be active in business, business is accessible and identifiable by public 4. not licensing for writing or handling controlled business 5. Qualified via: a) 200 hr course b) one year full time employee in all lines of property casualty insurance c) one year as a custome...
20-44 Personal Lines Agent PreXam Flashcards ALL SETS Questions and Answers 100% Pass
20-44 Personal Lines Agent PreXam Flashcards ALL SETS Questions and Answers 100% Pass the cost to replace an item or property at the time of loss, minus depreciation - Correct Answer ️️ -Actual Cash Value (ACV) a type of policy limit which limits coverage to a specified total amount for all losses occuring w/in the policy period - Correct Answer ️️ -Aggregate Limit conviction of a 3rd degree felony, liability for all unpaid claims, suspencion or revocation of all insurance license...
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- • 297 pages •
20-44 Personal Lines Agent PreXam Flashcards ALL SETS Questions and Answers 100% Pass the cost to replace an item or property at the time of loss, minus depreciation - Correct Answer ️️ -Actual Cash Value (ACV) a type of policy limit which limits coverage to a specified total amount for all losses occuring w/in the policy period - Correct Answer ️️ -Aggregate Limit conviction of a 3rd degree felony, liability for all unpaid claims, suspencion or revocation of all insurance license...
2-20 Florida Insurance Exam Questions and Answers 100% Pass
2-20 Florida Insurance Exam Questions and Answers 100% Pass Pure Risk - Correct Answer ️️ -a situation that presents the opportunity for loss, but no opportunity for gain. due to physical damage or bodily injury. Ex. Fire Loss- not anticipated but poss. Speculative Risk - Correct Answer ️️ -We speculate or have uncertainty about an event under consideration that could produce either profit or loss. Ex. Lottery or Betting Policy - Correct Answer ️️ -Written contract or agreem...
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- • 40 pages •
2-20 Florida Insurance Exam Questions and Answers 100% Pass Pure Risk - Correct Answer ️️ -a situation that presents the opportunity for loss, but no opportunity for gain. due to physical damage or bodily injury. Ex. Fire Loss- not anticipated but poss. Speculative Risk - Correct Answer ️️ -We speculate or have uncertainty about an event under consideration that could produce either profit or loss. Ex. Lottery or Betting Policy - Correct Answer ️️ -Written contract or agreem...
2-20 General Lines Florida Insurance Exam Questions and Answers 100% Pass
2-20 General Lines Florida Insurance Exam Questions and Answers 100% Pass Abandonment Clause - Correct Answer ️️ -often contained in a p/c policy stating that the insured cannot abandon damaged property to the (dump on) insurer and demand reimbursement for the full value. Accounts Receivable Coverage Form - Correct Answer ️️ -Inland Marine Coverage form which insures against loss the insured suffers becasuse of an inability to collect from customers when AR records are damaged. A...
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- • 56 pages •
2-20 General Lines Florida Insurance Exam Questions and Answers 100% Pass Abandonment Clause - Correct Answer ️️ -often contained in a p/c policy stating that the insured cannot abandon damaged property to the (dump on) insurer and demand reimbursement for the full value. Accounts Receivable Coverage Form - Correct Answer ️️ -Inland Marine Coverage form which insures against loss the insured suffers becasuse of an inability to collect from customers when AR records are damaged. A...
Property-Insurance Terms & Related Concepts Questions and Answers 100% Pass
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- • 8 pages •
Exam 1 insurance licensing florida Questions and Answers 100% Pass
Exam 1 insurance licensing florida Questions and Answers 100% Pass What is the primary difference between a staff adjuster and an independent adjuster? - Correct Answer ️️ -A staff adjuster works for an insurance company and an independent adjuster works independently for themselves or for adjusting firms who represent many clients. A couple has insured their home for $150,000. A fire ensues and guts their home, resulting in a total loss. An appraisal of the home prior to loss results...
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- • 5 pages •
Exam 1 insurance licensing florida Questions and Answers 100% Pass What is the primary difference between a staff adjuster and an independent adjuster? - Correct Answer ️️ -A staff adjuster works for an insurance company and an independent adjuster works independently for themselves or for adjusting firms who represent many clients. A couple has insured their home for $150,000. A fire ensues and guts their home, resulting in a total loss. An appraisal of the home prior to loss results...
Final Exam 4-40 Questions and Answers 100% Pass
Learn2Serve TABC Final Assessment with 100% Correct Answers
Key Realty Exam Questions + Answers 100% Solved
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6630 final exam with 100% correct answers 2024
Sport First Aid 5th Edition Exam Questions and Answers 100% Pass