Cleana

which policy component decrease in decreasing term insurance? - answer-face amount Your client plans to retire at age 50. he would like to purchase an annuity that would provide income from the time he retires to the age when social security and other pension funds become available. What settlement option should he consider? - answer-Annuity certain which of the following programs expands individual public assistance programs for people with insufficient income and resources? - answer-Medi...

Death Benefit is also called what? - answer-Policy Face amount Life Insurance may provide two benefits: - answer-Death Benefit and a living benefit what are the four parties involved in a life insurance policy? - answer-Policyowner, the insured, the beneficiary, and the insurer First Party Ownership? - answer-The policyowner and insured are the same Third party ownership? - answer-Policyowner is a different person than the insured There are a number of personal uses of life insura...

Under a straight life annuity, if the annuitant dies before the principal amount is paid out, the beneficiary will receive a)The remainder of the principal. b)Nothing; the payments will cease. c)Guaranteed minimum benefit. d)The amount paid into the annuity. - answer-b Which of the following is usually true of a participating life insurance policy? a)It pays dividends to policyowners. b)It may be converted to a term life policy. c)It pays dividends to stockholders. d)It assesses p...

phylogeny - answer-The study of evolutionary relationships among organisms is called ______. Last Universal Common Ancestor - answer-The three cell types discussed, eukaryotes, archaea, and bacteria, all derived from ______. always harmful to their host - answer-Organisms called parasites are ______. Thermal hot springs warmed by heat from earth's interior - answer-Which of the following does not indicate microbe involvement in energy and nutrient flow? Electrons - answer-The subato...

In the nitrogen cycle, which of the following steps involves removal of nitrogen from the atmosphere by bacteria? - answer-Nitrogen Fixation If enough H+ ions are added to pure water to raise the H+ concentration of the solution to ten times higher than the original concentration, what is the resulting OH- concentration of the solution? - answer-10-8 M Fungi are able to reproduce asexually by creating conidiospores and sporangiospores. Which of the following is an accurate explanation for ...

A holding speed of 200 knots should be maintained if you are flying in what altitude range in a domestic holding pattern? - answer-Surface - 6,000' A holding speed of 240 knots should be maintained if you are flying in what altitude range in a foreign holding pattern? - answer-14,001' - FL200 A modern Inertial Navigation System is the only self-contained single source for all navigation data. - answer-True A special (SPECI) report is issued anytime weather conditions meet predetermine...

What aircraft submitted the report? - answer-United Airlines Flight 84 What is the expected ceiling and visibility at 8 o'clock PM UTC? - answer-Greater than 5000 feet ceiling and greater than 10 kilometers visibility What flight level is being reported? - answer-370 Based on Chapter 10 of your text, how often is a METAR issued? - answer-Hourly What is an ARS? - answer-Special Aircraft Report What are the ceiling conditions? - answer-300 feet broken, 1000 feet overcast What is...

Signed on October 12, 1922, the Warsaw Convention has become one of the most important documents in international commercial air transpiration. - answer-False The United Kingdom and the United States met and negotiated a bilateral understanding of the development of international air transport. - answer-The Bermuda Agreement The US has been a party to what convention since 1934? - answer-The Warsaw Convention The ICAO is composed of how many member states? - answer-152 The rules and ...

Two friends hold title as joint tenants. One borrowed money and executed a deed of trust against the property. In terms of affecting title this action could: - answer-Place the beneficiary in a precarious position should the borrower die before the debt is paid. Joint tenant estate held by two joint tenants is severed and ended by the following: - answer-A foreclosure by one of the joint tenants. One of the joint tenants transfers his interest to a third party. One of the joint tenants sell h...

An insurance policy which combines personal liability insurance and hazard insurance coverage for a dwelling and its contents is called: Homeowner's insurance Buyer's insurance Errors and omissions insurance All of the above - answer-Homeowner's insurance Homeowner's insurance ensures comprehensive protection for homeowners. What is the status of a contract when all terms have been fulfilled and the transaction has been closed? Fully executed Terminated Voidable Unenforceab...