Xcel exam questions Study guides, Class notes & Summaries
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Xcel Nevada Final Exam Actual Exam with Questions and Answers (2024 / 2025) 100% Guarantee Pass
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Xcel Nevada Final Exam Actual Exam with Questions and Answers (2024 / 2025) 100% Guarantee Pass
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California Life & Health Insurance / General Insurance Exam Bundle
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XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE EXAM 2024

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XCEL Solutions Life and Health License Exam (CA) Questions and Answers - Graded A

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POL California Life The Insurance Marketplace Exam with complete solutions

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Xcel solutions final exam questions and answers
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Xcel solutions final exam 
Insuring Which health policy clause specifies the amount of benefits to be paid - Answer ️️ - 
Insuring 
The investment gains from a universal life policy usually go to - Answer ️️ -The cash value 
L takes out a life insurance policy and dies 10 years later. During the claim process, the insurer 
finds out that the applicant misstated their age. What will the insurer do? - Answer ️️ -Adjust 
the death benefit to a reduced amount 
An employee is covered unde...
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XCEL Final Exam California Life Insurance Exam Questions and Answers 2024
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A savings vehicle designed to first accumulate funds and then systematically liquidates the funds is called a(n) - Deferred Annuity 
 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? - 60 Payments 
 
What distinguishes a deferred annuity from an immediate annuity? - The time at which benefit payments start 
 
The systematic liquidation of a sum of money...
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Xcel Solutions Final Exam(California Life, Accident, and Health Insurance Final exam questions and answers)2023
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Xcel Solutions Final Exam(California Life, Accident, and Health Insurance Final exam questions and answers)2023
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XCEL LIFE AND HEALTH INSURANCE FINAL EXAM 2024| ACTUAL EXAM QUESTIONS AND CORRECT ANSWERS| ALREADY PASSED
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XCEL LIFE AND HEALTH INSURANCE FINAL EXAM 2024| ACTUAL EXAM QUESTIONS AND CORRECT ANSWERS| ALREADY PASSED Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Social Security 
The focus of major medical insurance is providing coverage for - medical and hospitalization expenses 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance provision files a $1,000 claim. How much of this claim is the insured responsible for? - $200 
beca...
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XCEL LIFE INSURANCE FINAL EXAM 2024-2025 XCEL SOLUTIONS LIFE INSURANCE EXAM 250 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
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XCEL LIFE INSURANCE FINAL EXAM XCEL SOLUTIONS LIFE INSURANCE EXAM 250 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
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Xcel Final Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest 2024/ 2025)
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Xcel Final Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest 2024/ 2025) 
 
Q: P is a producer who notices 5 questions on a life application were not answered. What actions should P take? 
 
 
Answer: 
Set up a meeting with the applicant to answer the remaining questions 
 
 
 
Q: Q applied for life insurance and submitted the initial premium on January 1. The policy was issued February 1, but it was not delivered by the agent until February 7. Q is dissatisfied and returns the...
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XCEL LIFE AND HEALTH INSURANCE PRACTICE EXAM QUESTIONS AND CORRECT ANSWERS 2024
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XCEL LIFE AND HEALTH INSURANCE PRACTICE EXAM QUESTIONS AND CORRECT ANSWERS 2024
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!!
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!! 
 
 
Laura added a children's rider to her life insurance policy. What type of coverage was added? Answer - Level term 
 
With life insurance, the needs approach is used primarily in determining Answer - How much life insurance a client should apply for 
 
A(n)	is a licensee who charges a fee for contracted insurance advisory services. Answer - Consultant 
 
Jonas is covered with disabi...
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Xcel Final Exam Questions and Answers 100% Pass
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Xcel Final Exam Questions and Answers 
 
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Typically, Long-Term Disability benefits are coordinated with which benefit plan? Social 
Security 
 
The focus of major medical insurance is providing coverage for medical and hospitalization 
expenses 
 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance 
provision files a $1,000 claim. How much of this claim is the insured responsible for? $200 
 
because this policy has a zero deductible, the insure...
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