Kentucky health insurance Study guides, Class notes & Summaries
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Kentucky Health Insurance Exam Questions and Answers (2024 Update) Verified Solutions
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Kentucky Health Insurance Exam Questions and Answers (2024 Update) Verified Solutions
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Kentucky Life & Health Insurance Exam package deal
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Kentucky Health Insurance exam study guide Questions and Answers (Latest Update 2024)

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Kentucky Health Insurance Exam Questions and Answers (2024 Update) Verified Solutions

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Kentucky Life, Health and Accident Insurance Exam Questions and Answers (Latest 2024) (670 Questions)

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Kentucky Health Insurance Exam Study Set Questions With Complete Answers.
- Exam (elaborations) • 9 pages • 2023
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Kentucky Health Insurance Exam Study Set Questions With Complete Answers. 
 
The full premium was submitted with the application for life insurance, and the policy was issued two weeks later as requested. When does the policy become effective? A. as of the application date 
B. As of the policy delivery date 
C. As of the first of the month after the policy issue date 
D. As of the policy issue date 
A. As of the application date 
All of the following are true about group disability income insura...
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Kentucky Health Insurance Exam | 95 Questions with 100% Correct Answers | Verified | Latest Update 2024
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Social security taxes are paid by employees with - after tax dollars 
The premiums paid by a company for group health insurance for its employees are - Tax deductible 
by the company and not considered taxable income to the employees 
Premiums for individually-owned health insurance policies may be deductible if the taxpayers medical 
expenses exceed - 7.5% AGD 
Benefits paid by individually-owned accident, health, disability, or LTC policies are generally - Income 
tax free by the taxpayer if b...
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Kentucky Life and Health Insurance Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A
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Kentucky Life and Health Insurance Exam 
(New 2024/ 2025 Update) Questions and 
Verified Answers| 100 % Correct| Grade A 
 
 
QUESTION 
 The only party in an insurance contract that makes a legally enforceable promise is the 
insurance company. Because of this, insurance contracts are considered to be: 
 
 conditional 
 aleatory 
 unilateral 
 contracts of adhesion 
 
 
Answer: 
unilateral 
 
Insurance contracts are unilateral. This means that only one party (the insurer) makes any kind of ...
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KENTUCKY HEALTH INSURANCE EXAM TEST BANK | ALL CURRENTLY TESTING EXAM QUESTIONS AND PREDICTED QUESTIONS WITH ACCURATE AND DETAILED ANSWERS WITH RATIONALES | EXPERT VERIFIED FOR GUARANTEED PASS
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KENTUCKY HEALTH INSURANCE EXAM TEST BANK | ALL 
CURRENTLY TESTING EXAM QUESTIONS AND PREDICTED 
QUESTIONS WITH ACCURATE AND DETAILED ANSWERS 
WITH RATIONALES | EXPERT VERIFIED FOR GUARANTEED 
PASS
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Kentucky Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A
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Kentucky Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A 
 
Q: Medicare is funded mostly by 
1. Nonprofit organizations. 
2. Insureds. 
3. Federal taxes. 
4. State taxes. 
 
Answer: 
 Federal Taxes 
 
 
Q: Under a health insurance policy, benefits, other than death benefits, that have not otherwise been assigned, will be paid to 
1. The spouse of the insured. 
2. The insured. 
3. Creditors. 
4. Beneficiary of the death benefit. 
 
Answer: ...
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Kentucky Health Insurance Exam Prep | Questions and Verified Answers| 100 % Correct| Grade A (Latest 2024/ 2025 Update)
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Kentucky Health Insurance Exam Prep | Questions and Verified Answers| 100 % Correct| Grade A (Latest 2024/ 2025 Update) 
 
 
Q: Premium payments for personally-owned disability income policies are... A. Tax deductible to the extent that they exceed 10% of the adjusted gross income of those itemizing deductions. B. When the premiums and other unreimbursed medical expenses exceed 5% of the employee's adjusted gross income. D. An employee's group medical benefits are generally exempt from taxatio...
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KENTUCKY HEALTH INSURANCE
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Federal requirements - Answer-by means of the health maintenance act of 1973, Congress strongly supported the growth of health maintenance organizations in this country. The act force employers with more than 25 employees to offer HMO as an alternative to their regular health plans. (The part of the act requiring dual Choice has expired and has not been reenacted) 
 
The HMO provides benefits in the form of services rather than in the form of reimbursement for the services of the position or hos...
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Kentucky Health Insurance Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A
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Kentucky Health Insurance Exam (New 
2024/ 2025 Update) Questions and Verified 
Answers| 100 % Correct| Grade A 
 
QUESTION 
 The Medical Information Bureau (MIB) was created to protect 
1. Insureds from unreasonable underwriting requirements by the insurance companies. 
2. Medical examiners that perform insurance physical examinations. 
3. Insurance companies from adverse selection by high risk persons. 
4. Insurance departments from lawsuits by policyowners. 
 
Answer: 
 Insurance compa- n...
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KENTUCKY HEALTH INSURANCE EXAM
- Exam (elaborations) • 9 pages • 2024
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The full premium was submitted with the application for life insurance, and the policy was issued two weeks later as requested. When does the policy become effective? A. as of the application date 
B. As of the policy delivery date 
C. As of the first of the month after the policy issue date 
D. As of the policy issue date - Answer-A. As of the application date 
 
All of the following are true about group disability income insurance EXCEPT: A. The waiting period starts at the onset of the injury...
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