Fl 2 15 law and policies Study guides, Class notes & Summaries
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![Florida 2-15 Insurance License Exam/Florida 2-15 Insurance Questions And Answers/Florida 2-15 exam Questions And Answers/Florida 2-15 Final Exam/Florida Insurance 2-15 Exam Terms/FL 2-15 QUESTIONS AND ANSWERS/Fl-2-15 Law and Policies/Florida Life and Heal](/docpics/642fcd4ba7245_2564524.jpg)
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Florida 2-15 Insurance License Exam/Florida 2-15 Insurance Questions And Answers/Florida 2-15 exam Questions And Answers/Florida 2-15 Final Exam/Florida Insurance 2-15 Exam Terms/FL 2-15 QUESTIONS AND ANSWERS/Fl-2-15 Law and Policies/Florida Life and Heal
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Florida 2-15 Insurance License Exam/Florida 2-15 Insurance Questions And Answers/Florida 2-15 exam Questions And Answers/Florida 2-15 Final Exam/Florida Insurance 2-15 Exam Terms/FL 2-15 QUESTIONS AND ANSWERS/Fl-2-15 Law and Policies/Florida Life and Health Insurance/Florida 2-15 Insurance Questions And Answers
![FL 2-15 final exam (health)/Answered/A+ Rated](/docpics/3503210/6512615dac39a_3503210_121_171.jpeg)
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FL 2-15 final exam (health)/Answered/A+ Rated
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FL 2-15 final exam (health)/Answered/A+ Rated 
FL 2-15 final exam (health)/Answered/A+ 
Rated 
Which statement concerning the difference between PPOs and HMOs is 
INCORRECT? 
Both HMOs & PPOs rarely have deductibles. 
Which of the following statements most accurately describes a guaranteed 
renewable health policy? 
The insurance company may not refuse to renew the policy before a specified age 
but may increase the premium on all policies in the same class. 
The grace period allowed for lon...
![Personal Lines - Florida Exam Questions And Answers](/docpics/4716832/65eee0c645ed7_4716832_121_171.jpeg)
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Personal Lines - Florida Exam Questions And Answers
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Personal Lines - Florida Exam Questions And Answers 
 
 
 
5 Qualifications for a General Lines License - ANS 1. 18 years old 
2. resident of FL or place of business in FL 
3. 200-hour course or 1 yr experience in all lines 
4. cannot be for writing controlled business 
5. Exam waived for CPCU designation or college degree with 15 hours in insurance 
 
controlled business - ANS more than 50% of income from businesses applicant is involved in, such as family business 
 
Department of Fi...
![Exam Simulator FL-LH - FL Health and Life and Annuity (Complete Questions and Answers, A+ Rated) Latest 2023/2024](/docpics/3620094/6529f2a51957e_3620094_121_171.jpeg)
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Exam Simulator FL-LH - FL Health and Life and Annuity (Complete Questions and Answers, A+ Rated) Latest 2023/2024
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Exam Simulator FL-LH - FL Health and Life and Annuity (Complete Questions and Answers, A+ Rated) Latest 2023/2024 
Exam Simulator FL-LH - FL Health and Life 
and Annuity (Complete Questions and 
Answers, A+ Rated) Latest 2023/2024 
A non-contributory plan requires _________ participation of all eligible employees 
100% 
A characteristic of preferred provider organizations (PPOS) would be: 
Discounted fees for the patient 
Which of the following areas of state regulation is NOT protected by the...
![Florida Life, Health and Variable Annuity /Florida Life and Health Insurance/Fl-2-15 Law and Policies/FL 2-15 /Florida Insurance 2-15 Exam Terms/Florida 2-15 Insurance License Exams](/docpics/3327423/64ece289ef34e_3327423_121_171.jpeg)
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Florida Life, Health and Variable Annuity /Florida Life and Health Insurance/Fl-2-15 Law and Policies/FL 2-15 /Florida Insurance 2-15 Exam Terms/Florida 2-15 Insurance License Exams
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Florida Life, Health and Variable Annuity /Florida Life and Health Insurance/Fl-2-15 Law and Policies/FL 2-15 /Florida Insurance 2-15 Exam Terms/Florida 2-15 Insurance License Exams/ Questions and Answers - Package Deal
![FL 2-15 final exam (health)/Answered/A+ Rated](/docpics/3503226/651262c643961_3503226_121_171.jpeg)
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FL 2-15 final exam (health)/Answered/A+ Rated
- Exam (elaborations) • 16 pages • 2023
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FL 2-15 final exam (health)/Answered/A+ Rated 
Which statement concerning the difference between PPOs and HMOs is 
INCORRECT? 
Both HMOs & PPOs rarely have deductibles. 
Which of the following statements most accurately describes a guaranteed 
renewable health policy? 
The insurance company may not refuse to renew the policy before a specified age 
but may increase the premium on all policies in the same class. 
The grace period allowed for long-term care policies in Florida is ______ days. I...
![Fl Life, Health and Annuities Licensing 2-15 (Questions and Answers, 100% Verified)](/docpics/3612705/6528b67f113ea_3612705_121_171.jpeg)
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Fl Life, Health and Annuities Licensing 2-15 (Questions and Answers, 100% Verified)
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Fl Life, Health and Annuities Licensing 2-15 (Questions and Answers, 100% Verified) 
3 ways insurance contracts are different than other legally binding documents 
Number one. They are aleatory. Meaning the insured pays a premium but may not 
receive anything back. 
Number 2. They are contracts of adhesion meaning the contract was prepared by 
one party. 
number 3. They are unilateral meaning only the insurance company promises 
anything in the contract 
How long life insurance has to challen...
![Fl Life, Health and Annuities Licensing 2-15 (Questions and Answers, 100% Verified)](/docpics/3612697/6528b58f84c7c_3612697_121_171.jpeg)
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Fl Life, Health and Annuities Licensing 2-15 (Questions and Answers, 100% Verified)
- Exam (elaborations) • 19 pages • 2023
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Fl Life, Health and Annuities Licensing 2-15 (Questions and Answers, 100% Verified) 
Fl Life, Health and Annuities Licensing 2-15 
(Questions and Answers, 100% Verified) 
3 ways insurance contracts are different than other legally binding documents 
Number one. They are aleatory. Meaning the insured pays a premium but may not 
receive anything back. 
Number 2. They are contracts of adhesion meaning the contract was prepared by 
one party. 
number 3. They are unilateral meaning only the insuran...
![Exam Simulator FL-LH - FL Health and Life and Annuity](/docpics/3620099/6529f39504a88_3620099_121_171.jpeg)
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Exam Simulator FL-LH - FL Health and Life and Annuity
- Exam (elaborations) • 45 pages • 2023
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Exam Simulator FL-LH - FL Health and Life and Annuity 
A non-contributory plan requires _________ participation of all eligible employees 
100% 
A characteristic of preferred provider organizations (PPOS) would be: 
Discounted fees for the patient 
Which of the following areas of state regulation is NOT protected by the saving 
clause in ERISA? 
Commerce 
Additional coverage can be added to a whole Life policy by adding a(n): 
decreasing term rider 
What benefit does the payor clause on a Juve...
![Fl-2-15 Law and Policies](/docpics/3327360/64ece0354e3c3_3327360_121_171.jpeg)
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Fl-2-15 Law and Policies
- Exam (elaborations) • 2 pages • 2023
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Fl-2-15 Law and Policies
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