Xcel testing solutions Study guides, Class notes & Summaries

Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - insurance sales calls Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called - cancelable The renewability provision ...

Barbara's policy includes a rider which allows her to purchase additional insurance at specific dates or events without evidence of insurability. This rider is called a(n) Answers>>Guaranteed insurability rider A guaranteed insurability rider allows for the insured to purchase additional insurance at specific dates or events without evidence of insurability. Disability Income plans which require that the insurer can NEVER change or alter premium rates are usually considered Answers&...

Xcel Testing Solutions Life and Health Insurance 215 ACTUAL EXAM QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+ Which of these statements about Medicaid is CORRECT? - CORRECT ANSWER Funded by federal, sate, and local taxes Medicaid is funded by federal, state, and local taxes but is administered by each state. All of these are considered key factors in underwriting life insurance EXCEPT - CORRECT ANSWER Marital Status Correct: tobacco use, health history, age ...

Xcel Testing Solutions-Louisiana Life and Health Exam Simulator {200 Questions and Answers}

Xcel Testing Solutions Life and Health Insurance 215 ACTUAL EXAM QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+ Which of these statements about Medicaid is CORRECT? - CORRECT ANSWER Funded by federal, sate, and local taxes Medicaid is funded by federal, state, and local taxes but is administered by each state. All of these are considered key factors in underwriting life insurance EXCEPT - CORRECT ANSWER Marital Status Correct: tobacco use, health history, age ...

XCEL TESTING SOLUTIONS - CALIFORNIA PRE- LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE When an insurance company requests an attending physician's report, the request must be accompanied by a - Copy of the signed authorization Which of the following is NOT a required uniform provision in individual health policies? - Change of occupation "Life insurance creates an immediate estate". This phrase means - When the insured dies, a death benefit is paid A person who ...

XCEL TESTING SOLUTIONS-LOUISIANA LIFE AND HEALTH EXAM 2024/ACTUAL 200 EXAM QUESTIONS WITH VERIFIED ANSWERS AND RATIONALES/A+ GRADE

Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 330 ACTUAL EXAM QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+ The focus of major medical insurance is providing coverage for - CORRECT ANSWER medical and hospitalization expenses An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance provision files a $1,000 claim. How much of this claim is the insured responsible for? - CORRECT ANSWER $200 because this polic...

XCEL TESTING SOLUTIONS - CALIFORNIA PRELICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE | Questions with 100% Correct Answers | Latest Update 2024 | Verified