Nj title insurance exam Samenvattingen, Aantekeningen en Examens
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![NJ Title Insurance Exam with Correct and Verified Solution](/docpics/5162349/663243757b151_5162349_121_171.jpeg)
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NJ Title Insurance Exam with Correct and Verified Solution
- Tentamen (uitwerkingen) • 17 pagina's • 2024
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A deed recorded in Maryland conveys Greenacre to Frank for life and at his death to 
Jane, her personal representative and assigns the interest vested in Frank and Jane by 
this deed are commonly referred to as 
A. Fee simple 
B. Life estate remainder 
C. Free hold and non-freehold 
D. Vested life estate and contingent remainder - CORRECT ANSWER-B. Life estate 
remainder 
What is MAHT? 
A. Maryland Administration Household Training 
B. Maryland Agricultural Homestead Trust 
C. Maryland Afford...
![NJ Title Insurance Reloaded Final Actual Exam](/docpics/4865258/6606659fba7df_4865258_121_171.jpeg)
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NJ Title Insurance Reloaded Final Actual Exam
- Tentamen (uitwerkingen) • 30 pagina's • 2024
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NJ Title Insurance Reloaded Final Actual 
Exam 
In 1869 in Paul vs Virginia case the the US Supreme Court ruled that insurance? - 
CORRECT ANSWER-Was not interstate Commerce. 
In 1944, in the South-Eastern Underwritters Association (SEUA) case, the U.S. 
Supreme Court ruled that insurance? - CORRECT ANSWER-Was interstate commerce 
and was subject to Federal regulation. 
The McCarran-Ferguson Act of 1945 states that individual states are subject to the 
authority of the? - CORRECT ANSWER-Feder...
![Title Insurance- NJ Exam](/docpics/4638589/65e1d965aeef4_4638589_121_171.jpeg)
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Title Insurance- NJ Exam
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Title Insurance- NJ Exam 
 
Congress insisted that it was the right of the federal government to regulate the insurance industry but stated in the McCarran Act that the federal government would not regulate insurance as long as the state did an adequate job of regulating the industry. 
Public Law 15 - McCarran-Ferguson Act (1945) 
legislative, judicial, and executive branches 
Insurance is regulated by each state through these three basic branches of government 
disapproved within 60 days of sub...
![Exam Guide for NJ Title Insurance Licensing Study Material](/docpics/4865322/660667c18d778_4865322_121_171.jpeg)
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Exam Guide for NJ Title Insurance Licensing Study Material
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Exam Guide for NJ Title Insurance 
Licensing Study Material 
All of the following are characteristic of an ALTA loan EXCEPT: 
A. Exceptions 
B. Exclusions 
C. Contingencies 
D. Conditions - CORRECT ANSWER-C. Contingencies 
The policy limit noted in a title insurance policy applies to: 
A. Each defect 
B. Each claim 
C. Per year 
D. Cumulative claims - CORRECT ANSWER-D. Cumulative claims 
Zoning ordinances are establish by: 
A. Home builders 
B. Local Government 
C. Lender 
D. All the above - C...
![NJ Title Insurance Producer Final Exam Set with Q&A](/docpics/4865237/66066525d9245_4865237_121_171.jpeg)
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NJ Title Insurance Producer Final Exam Set with Q&A
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NJ Title Insurance Producer Final Exam 
Set with Q&A 
"A" and "B" bought a house as tenants in common. If "A" dies which of the following 
statements about ownership of the house is correct? 
A) It automatically becomes tenancy in severalty. 
B) It is divided, with B retaining their original interest and the balance going to A's 
estate. 
C) B holds fee simple ownership to A's share of the property 
D) B holds a life estate ownership to A's share of the property - CORRECT ANSWER-B) ...
![Title Insurance- NJ Exam](/docpics/4654269/65e48ccab9881_4654269_121_171.jpeg)
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Title Insurance- NJ Exam
- Tentamen (uitwerkingen) • 9 pagina's • 2024
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Title Insurance- NJ Exam 
 
Congress insisted that it was the right of the federal government to regulate the insurance industry but stated in the McCarran Act that the federal government would not regulate insurance as long as the state did an adequate job of regulating the industry. 
Public Law 15 - McCarran-Ferguson Act (1945) 
legislative, judicial, and executive branches 
Insurance is regulated by each state through these three basic branches of government 
disapproved within 60 days of sub...
![NJ Title Insurance RE Practice Exam with Correct Questions and Answers](/docpics/5162494/663247620367b_5162494_121_171.jpeg)
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NJ Title Insurance RE Practice Exam with Correct Questions and Answers
- Tentamen (uitwerkingen) • 12 pagina's • 2024
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Seller A entered into an option contract with Buyer B. The contract allowed for a price of 
$200,000 which Seller A honor for a 12 month period exclusively for Buyer B. This 
would be an example of a - CORRECT ANSWER-a unilateral contract in which only 
seller A has made a promise to perform. 
The purchased price for a new home was $230,000. The buyer put down 20%, and the 
balance was a mortgage for 80%of the purchase price. The appraised value at the time 
of closing was $220,000. What wi...
![NJ Title Insurance RE Practice Exam with Correct Questions and Answers](/docpics/5162393/66324461bdb4a_5162393_121_171.jpeg)
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NJ Title Insurance RE Practice Exam with Correct Questions and Answers
- Tentamen (uitwerkingen) • 12 pagina's • 2024
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Seller A entered into an option contract with Buyer B. The contract allowed for a price of 
$200,000 which Seller A honor for a 12 month period exclusively for Buyer B. This 
would be an example of a - CORRECT ANSWER-a unilateral contract in which only 
seller A has made a promise to perform. 
The purchased price for a new home was $230,000. The buyer put down 20%, and the 
balance was a mortgage for 80%of the purchase price. The appraised value at the time 
of closing was $220,000. What wi...
![NJ Title Exam Questions and Answers](/docpics/4728192/65f07c5274eea_4728192_121_171.jpeg)
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NJ Title Exam Questions and Answers
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NJ Title Exam Questions and Answers 
An insurance agent is defined as an individual who transacts business on behalf of a 
_______ 
a client 
Knowingly making false statements which are derogatory against and meant solely to 
injure another 
defamation 
Type of authority that is either stated orally or in writing and allows an agent to act on 
behalf of the insurance company 
express authority 
Type of authority holds an agent has when any reasonable person assumes the agent 
has 
apparent a...
![NJ Title Insurance Reloaded Final Actual Exam](/docpics/4864840/6606547a51b64_4864840_121_171.jpeg)
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NJ Title Insurance Reloaded Final Actual Exam
- Tentamen (uitwerkingen) • 30 pagina's • 2024
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- $16.49
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NJ Title Insurance Reloaded Final Actual 
Exam 
In 1869 in Paul vs Virginia case the the US Supreme Court ruled that insurance? - 
CORRECT ANSWER-Was not interstate Commerce. 
In 1944, in the South-Eastern Underwritters Association (SEUA) case, the U.S. 
Supreme Court ruled that insurance? - CORRECT ANSWER-Was interstate commerce 
and was subject to Federal regulation. 
The McCarran-Ferguson Act of 1945 states that individual states are subject to the 
authority of the? - CORRECT ANSWER-Feder...
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