Mortgage lending Study guides, Class notes & Summaries
Looking for the best study guides, study notes and summaries about Mortgage lending? On this page you'll find 2959 study documents about Mortgage lending.
Page 4 out of 2.959 results
Sort by
-
Florida Real Estate Exam TEST Questions WITH 100% Correct Answers LATEST UPDATE 2023/2024
- Exam (elaborations) • 51 pages • 2023
-
Available in package deal
-
- $12.79
- 1x sold
- + learn more
Florida Real Estate Exam TEST 
Questions WITH 100% Correct 
Answers LATEST UPDATE 
2023/2024 
Binder deposit shows up as what on closing statement? - ANSWER Credit to buyer 
Which of the following is true about leverage? - ANSWER Leverage is the use of 
borrowed funds to purchase assets. 
Which of the following liens would take priority? - ANSWER A property tax lien 
In which of the following theories of mortgage lending does the borrower not retain 
ownership of the property during the loan ...
-
HUD Certification Questions and Answers 100% Pass
- Exam (elaborations) • 43 pages • 2023
-
Available in package deal
-
- $9.49
- 2x sold
- + learn more
HUD Certification Questions and Answers 100% Pass 
Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? 
Pay stub 
Retirement plan statement 
List of assets Current lease Pay stub 
A client would like purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? 
Find a second job 
Bo...
-
Champions real estate finance Exam Questions with Verified Answers
- Exam (elaborations) • 8 pages • 2023
-
Available in package deal
-
- $12.49
- 3x sold
- + learn more
mortgage Broker - Answer- Functions as a middleman between the borrower and the lender, negotiating, selling or arranging loans to be delivered to large investors 
 
Mortgage Banker - Answer- Provide their own funds for the purpose of providing mortgage financing 
 
Correspondent Lender - Answer- Smaller in scale then mortgage bankers or brokers, these lenders typically extended loans with their own funds at their own risk 
 
Origination - Answer- The process of creating a new mortgage loan 
 
U...
-
UGBA 135 Midterm #1 Exam With 100% Correct Answers 2023
- Exam (elaborations) • 14 pages • 2023
-
Available in package deal
-
- $19.99
- 1x sold
- + learn more
UGBA 135 Midterm #1 Exam With 100% Correct Answers 2023 
21st Century Millionare 
- Someone who can financially take care of themselves without help from any government agency, living the life they want to lead 
- After working for 40 years, only 5% of people are financially independent (don't need government assistance) 
- Cornerstone of their wealth = being frugal (not cheap, but value-oriented) --> budget and spend carefully, live within their means 
- People who succeed have goals 
 
 
D...
-
Champions Principles of Real Estate 2 Exam Questions with Correct Answers
- Exam (elaborations) • 7 pages • 2023
-
Available in package deal
-
- $13.39
- 1x sold
- + learn more
Champions Principles of Real Estate 2 Exam Questions with Correct Answers 
appraisal - ANSWER value of a property maybe affected by social, economic, govt and environmental influences 
 
Loan-to-Value Ratio (LTV) - ANSWER The percentage of value or sales price that a lender is willing to finance. 
 
limited appraisal report - ANSWER exterior only/drive by inspection. deemed as low risk loan 
 
highest and best use of property - ANSWER legal use that gives the gre...
As you read this, a fellow student has made another $4.70
-
Gold Coast Final Exam Questions and Answers 100% Solved
- Exam (elaborations) • 10 pages • 2023
- Available in package deal
-
- $9.99
- 1x sold
- + learn more
Gold Coast Final Exam Questions and Answers 100% Solved What is the form you sign that says you will pay the loan back ? promissory note 
What is the post licensing grace period after first expiration ? none 
Deposits is a form of... valuable consideration 
Physical land and improvements real property 
Is it a violation if a sales associate work for two brokers Monday-Friday, and Saturday and Sunday and getting paid commission from both Yes 
What is the maximum fine per offense ? $5,000 per fine...
-
NYREI School Exam Questions and Answers Latest Version Graded A+
- Exam (elaborations) • 13 pages • 2023
-
Available in package deal
-
- $9.99
- 1x sold
- + learn more
NYREI School Exam Questions and Answers Latest Version Graded A+ What is the minimum licensing requirement to sell commercial real estate in New York? a real estate salesperson's license 
What is the preferred method of creating an agency relationship? expressed agency 
An amenity purchaser occupies or uses the purchased property 
Condominium units are considered _____ property and are conveyed by _____. real / deed 
A salesperson who is an independent contractor is not subject to withholding r...
-
Aceable Agent Texas Real Estate Principles I questions and answers
- Exam (elaborations) • 5 pages • 2023
-
Available in package deal
-
- $17.49
- 2x sold
- + learn more
Broker's Price Opinion (BPO) 
A broker's price opinion is the process used by a hired sales agent to determine the potential selling price or estimated value of a real estate property 
 
 
 
Closing 
The completion of a real estate transaction in which the buyer receives ownership and the seller receives the contract amount 
 
 
 
Comparative Market Analysis (CMA) 
A report comparing the prices of sold homes that are similar to the subject property (called comparables), created by a license ho...
-
Florida Real Estate STATE exam Questions and Answers 100% Pass
- Exam (elaborations) • 15 pages • 2023
-
Available in package deal
-
- $9.99
- 1x sold
- + learn more
Florida Real Estate STATE exam Questions and Answers 100% Pass 
The best protection that the public has during a Real Estate transaction is (are) 
A. The national and state association of REALTORS 
B. The punishment of licensees dealing dishonesty 
C. the high ethical standards of real estate agents D. FREC and the license law D. FREC and the license law 
A group license 
A. allows a broker to have a branch office 
B. allows a sales associate to work for more than one broker 
C. may be held by a...
-
The US Banking System 3rd Edition by Center for Financial Training - Test Bank
- Exam (elaborations) • 119 pages • 2023
-
- $24.69
- 1x sold
- + learn more
Name Clas Dat : s: e: 
CHAPTER 01—THE BUSINESS OF BANKING 
 1. A bank is a not-for-profit organization. a. 
b. 
True False 
False 
1 
BNKG.CFFT.3.LO: 1.1.1 - LO: 1.1.1 
ANSWER: 
POINTS: 
LEARNING OBJECTIVES: 
2. All federally chartered banks must be corporations. 
a. True 
ANSWER: 
POINTS: 
LEARNING OBJECTIVES: 
b. False True 
1 
BNKG.CFFT.3.LO: 1.1.1 - LO: 1.1.1 
3. Commercial banks offer their services only to businesses. 
ANSWER: 
POINTS: 
LEARNING OBJECTIVES: 
5. Issuing credit cards is ...
How did he do that? By selling his study resources on Stuvia. Try it yourself! Discover all about earning on Stuvia