Loan repayment Study guides, Class notes & Summaries
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![FINC 3250: REAL ESTATE TEST 2 questions with correct answers](/docpics/63e7cc29e5369_2360849.jpg)
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FINC 3250: REAL ESTATE TEST 2 questions with correct answers
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Covenants, Conditions, and Restrictions (CC&Rs) CORRECT ANSWER rules set forth in the deed or in a document referenced by the deed that the owner agrees to adhere to if they purchase the property 
 
liens CORRECT ANSWER an interest in property gained by a creditor to secure a debt of some type 
 
mortgage lien CORRECT ANSWER filed by a lender to secure repayment of a loan 
 
voluntary to debtor CORRECT ANSWER is a mortgage lien voluntary or involuntary 
 
specific lien CORRECT ANSWER is a mortga...
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Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025
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Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025 
One of Andre's seldom-used credit cards has been stolen without his knowledge. When he gets his monthly statement, he realizes that someone else has been using the card and reports it stolen. The maximum amount of the unauthorized purchases he is he liable for is: c.The total amount b.$50 d.$25 
B 
 
 
Why is term life insurance usually the least expensive type of life insurance? 
a. 
The policy only pays a death benefit 
b...
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Dave Ramsey Personal Finance EXAM(Graded A+ actual test)
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consumer - Answer-a person or organization that uses a product or service 
credit - Answer-the granting of a loan and the creation of debt; any form of deferred payment 
debt - Answer-an obligation of repayment owed by one party to a second party; in most cases this 
includes repayment of the original loan amount plus interest 
economy - Answer-a system by which goods and services are produced and distributed 
financial literacy - Answer-the knowledge and skillset necessary to be an informed con...
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NMLS Exam Questions with Correct Answers
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NMLS Exam Questions with Correct Answers 
 
Acceleration Clause - Answer-Allows lenders to demand payment in full if the borrower defaults on the loan (can be construed as predatory lending) 
 
Alienation Clause (Due on Sale Clause) - Answer-Says you must repay your mortgage if you sell your home to a new owner (loan is not assumable) 
 
Appraiser Independance Requirements replaced HVCC - Answer-home valuation code of conduct 
 
Due on Demand Clause - Answer-(Considered a predatory practice) Th...
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ALL OF DAVE RAMSEY LATEST UPDATE GRADED A+
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ALL OF DAVE RAMSEY LATEST 
 
UPDATE GRADED A+ 
 
consumer a person or organization that uses a product or service 
 
credit the granting of a loan and the creation of debt; any form of deferred payment 
 
debt an obligation of repayment owed by one party (debtor/borrower) to a second party 
(creditor/lender); in most cases this includes repayment of the original loan amount plus interest 
 
economy a system by which goods and services are produced and distributed 
 
financial literacy the knowle...
![NMLS Exam Questions and Answers 100% Accurate](/docpics/3635882/652dde3f0d749_3635882_121_171.jpeg)
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NMLS Exam Questions and Answers 100% Accurate
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NMLS Exam Questions and Answers 100% Accurate 
 
NMLS Exam Questions and Answers 100% Accurate 
 
NMLS Exam Questions and Answers 100% Accurate 
 
NMLS Exam Questions and Answers 100% Accurate 
 
Acceleration Clause - ANSWER-Allows lenders to demand payment in full if the borrower defaults on the loan (can be construed as predatory lending) 
 
Alienation Clause (Due on Sale Clause) - ANSWER-Says you must repay your mortgage if you sell your home to a new owner (loan is not assumable) 
 
Appraise...
![ALL OF DAVE RAMSEY LATEST UPDATE GRADED A+](/docpics/5398431/664db9425ed19_5398431_121_171.jpeg)
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ALL OF DAVE RAMSEY LATEST UPDATE GRADED A+
- Exam (elaborations) • 79 pages • 2024
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ALL OF DAVE RAMSEY LATEST 
UPDATE GRADED A+ 
consumer a person or organization that uses a product or service 
credit the granting of a loan and the creation of debt; any form of deferred payment 
debt an obligation of repayment owed by one party (debtor/borrower) to a second party 
(creditor/lender); in most cases this includes repayment of the original loan amount plus interest 
economy a system by which goods and services are produced and distributed 
financial literacy the knowledge and skil...
![Dave Ramsey Personal Finance Exam with Complete Solutions](/docpics/5398443/664db98068df3_5398443_121_171.jpeg)
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Dave Ramsey Personal Finance Exam with Complete Solutions
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Dave Ramsey Personal Finance Exam 
with Complete Solutions 
consumer a person or organization that uses a product or service 
credit the granting of a loan and the creation of debt; any form of deferred payment 
debt an obligation of repayment owed by one party to a second party; in most cases this 
includes repayment of the original loan amount plus interest 
economy a system by which goods and services are produced and distributed 
financial literacy the knowledge and skillset necessary to be ...
![NMLS exam 2023 with 100% correct answers](/docpics/3406322/64fc73a7e4503_3406322_121_171.jpeg)
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NMLS exam 2023 with 100% correct answers
- Exam (elaborations) • 42 pages • 2023
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Acceleration Clause - correct answer Allows lenders to demand payment in full if the borrower defaults on the loan (can be construed as predatory lending) 
 
Alienation Clause (Due on Sale Clause) - correct answer Says you must repay your mortgage if you sell your home to a new owner (loan is not assumable) 
 
Appraiser Independance Requirements replaced HVCC - correct answer home valuation code of conduct 
 
Due on Demand Clause - correct answer (Considered a predatory practice) The lender can ...
![REE 3433 Chapter 9 Questions with Complete Solutions](/docpics/5467888/66566ea0c97c5_5467888_121_171.jpeg)
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REE 3433 Chapter 9 Questions with Complete Solutions
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Guarantee Correct Answer-A promise made by one party to share responsibility for the debts of another party 
 
Mortgage Correct Answer-An interest in land created by a written instrument providing security for the performance of a duty or the payment of a debt 
 
Promissory note Correct Answer-A promise or an engagement in writing to pay a specified sum at a time therein stated or on demand or at sight to a person named therein 
 
Debtor Correct Answer-One who owes a debt 
 
Payee Correct Answer...
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