And health insurance Study guides, Class notes & Summaries
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![XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE QUESTIONS WITH 100 % CORRECT ANSWERS VERIFIED](/docpics/3494361/651095ffa14ac_3494361_121_171.jpeg)
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XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE QUESTIONS WITH 100 % CORRECT ANSWERS VERIFIED
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When an insurance company requests an attending physician's report, the request must be 
accompanied by a - Copy of the signed authorization 
Which of the following is NOT a required uniform provision in individual health policies? - Change 
of occupation 
"Life insurance creates an immediate estate". This phrase means - When the insured dies, a death 
benefit is paid 
A person who asserts a right of recovery under an insurance policy is called - Claimant 
Before an insurer is allowed to test...
![Texas Life And Health Insurance Exam Questions With Correct Answers | Latest 2023/2024 (Graded A+)](/docpics/3183608/64cbe15a6dc8f_3183608_121_171.jpeg)
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Texas Life And Health Insurance Exam Questions With Correct Answers | Latest 2023/2024 (Graded A+)
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Texas Life And Health Insurance Exam Questions With Correct Answers | Latest 2023/2024 (Graded A+). Which of the following actions is NOT possible with a Universal Life policy? - Correct 
Answer-Premiums may be applied as a credit against income tax 
Which of the following will a Long Term Care plan typically provide benefits for? - 
Correct Answer-home health care 
Which health policy clause stipulates that an insurance company must attach a copy of 
the application to the policy to ensure that...
![NY Life, Accident, and Health Insurance Agent/Broker Exam Series 17-55 Questions & Answers 2023 ( A+ GRADED 100% VERIFIED)](/docpics/2717942/6459eb86de064_2717942_121_171.jpeg)
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NY Life, Accident, and Health Insurance Agent/Broker Exam Series 17-55 Questions & Answers 2023 ( A+ GRADED 100% VERIFIED)
- Exam (elaborations) • 53 pages • 2023
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NY Life, Accident, and Health Insurance Agent/Broker Exam Series 17-55 Questions & Answers 2023 ( A+ GRADED 100% VERIFIED)
![MN Life and Health Insurance Exam | 176 Questions and Answers(A+ Solution guide)](/docpics/3234966/64d730c92d53c_3234966_121_171.jpeg)
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MN Life and Health Insurance Exam | 176 Questions and Answers(A+ Solution guide)
- Exam (elaborations) • 18 pages • 2023
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The commissioner examines each insurer every ___ Years. - 5 years 
$____ fine per day if a person violates, aids, or abets a written cease and desist order - $10,000 
License fee may request a hearing within ____ days of commissioners order. After hearing request, 
Commissioner has ____ days to hold the hearing. - 30 Days, 30 days 
All accident and health insurance policies must be filed with the commissioner at least ____ days prior to 
use - 60 days 
During Pre-licensing... 
____ hours per maj...
![Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 written Questions with answers](/docpics/63ddcf60ca8df_2334625.jpg)
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 written Questions with answers
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 written Questions with answers 
 
The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT 
 
The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called 
 
Barbara's policy includes a rider which allows her to purchase additional insurance at specific dates or events without evidence of insurability. This ...
![Oklahoma Life and Health Insurance Exam| 150 Questions With Correct Answers!!](/docpics/3401957/64fb83e639c52_3401957_121_171.jpeg)
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Oklahoma Life and Health Insurance Exam| 150 Questions With Correct Answers!!
- Exam (elaborations) • 36 pages • 2023
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All of the following are included as part of a contract in the entire contract provision EXCEPT the 
 
riders 
application 
changes made by the producer 
policy - ANSWERSchanges made by the producer 
 
Health insurance involves two perils, accident and ____. - ANSWERSsickness 
 
All of the following riders can increase the death benefit amount EXCEPT 
 
Cost of Living 
Waiver of Premium 
Accidental Death Rider 
Guaranteed Insurability - ANSWERSWaiver of Premium 
 
Of the following dividend optio...
![Louisiana Life and Health Insurance Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)](/docpics/4341911/65b40865a87cf_4341911_121_171.jpeg)
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Louisiana Life and Health Insurance Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)
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Louisiana Life and Health Insurance Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)
![Texas General Lines - Life, accident and health insurance PRACTICE EXAM Questions and Answers with complete solutions 2023/2024](/docpics/3898139/6560e59dcbc8a_3898139_121_171.jpeg)
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Texas General Lines - Life, accident and health insurance PRACTICE EXAM Questions and Answers with complete solutions 2023/2024
- Exam (elaborations) • 60 pages • 2023
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Texas General Lines - Life, accident and health insurance PRACTICE EXAM Questions and Answers with complete solutions 2023/2024 
 
LIFE SECTION 1 - 
 
1) Sandra Timms, age 27, is advised by her producer to purchase Life insurance to cover a 20-year-amortized $50,000 business-improvement loan. Which of the following plans would adequately protect Ms. Timms at the minimum premium outlay? 
 
A- $50,000 Whole Life policy 
B- $50,000 Level Term policy for 20 years 
C- $50,000 20 Pay Life policy 
D- $...
![Oklahoma PSI Life, Accident, and Health Insurance Exam | 230 Questions with 100% Correct Answers | Verified | Latest Update 2024 | 22 Pages](/docpics/3983513/6572456b1a6cc_3983513_121_171.jpeg)
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Oklahoma PSI Life, Accident, and Health Insurance Exam | 230 Questions with 100% Correct Answers | Verified | Latest Update 2024 | 22 Pages
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What is it called when a life insurance policy pays a multiple of the coverage amount when certain types 
of accidents occur? - multiple indemnity 
Upon the issuance of a conditional receipt for a renewal when the premium is paid AFTER the time 
granted by the insurer, what is the maximum amount of time for reinstatement of the policy? - 30 
days 
Which of the following statements regarding a pure life annuity payout option is correct? - This 
option provides the highest monthly income. 
Which o...
![Xcel Testing Solutions Life and Health Insurance 215 Questions & Answers 2023/2024](/docpics/3094040/64b835cb6ec89_3094040_121_171.jpeg)
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Xcel Testing Solutions Life and Health Insurance 215 Questions & Answers 2023/2024
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Xcel Testing Solutions Life and Health Insurance 215 Questions & Answers 2023/2024 
 
The focus of major medical insurance is providing coverage for - ANSWER-medical and hospitalization expenses 
 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance provision files a $1,000 claim. How much of this claim is the insured responsible for? - ANSWER-$200 
 
because this policy has a zero deductible, the insures is only responsible for the 20% coinsurance on this ...
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