Mortgage agent Study guides, Class notes & Summaries
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California Legal Aspects of Real Estate Final Exam 2022 (Answered)
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California Legal Aspects of Real Estate Final Exam 2022 (Answered) A promissory note is: a. evidence of the debt b. evidence of a sale c. a security inte rest in the property for the lender d. the same as a mortgage or trust deed In order to be considered an emancipated minor and have the capacity to contract, a minor must: a. be married, widowed, or divorced; have entered military service on active duty; or have received a declaration of emancipation from a court b. just state that he is an ema...
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California Legal Aspects of Real Estate Final Exam (Already Graded with a pass rate of 97%)
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California Legal Aspects of Real Estate Final Exam (Already Graded with a pass rate of 97%) 
California Legal Aspects of Real Estate Final 
Exam (Already Graded with a pass rate of 
97%) 
A promissory note is: 
a. evidence of the debt 
b. evidence of a sale 
c. a security interest in the property for the lender 
d. the same as a mortgage or trust deed 
a. evidence of the debt 
In order to be considered an emancipated minor and have the capacity to contract, 
a minor must: 
a. be married, widow...
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Nevada Real Estate Exam Questions and Answers (Graded A)
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Nevada Real Estate Exam Questions and Answers (Graded A)Nevada Real Estate Exam Questions and Answers (Graded A)Nevada Real Estate Exam Questions and Answers (Graded A)Nevada Real Estate Exam Questions and Answers (Graded A)What is the minimum balance of the real estate education, research, and recovery fund? 
A) $300,000. 
B) $100,000. 
C) $250,000. 
D) $500,000. - ANSWER-a 
 
2. How long after the signing of a contract for the purchase of a lot in NV or anywhere else may the purchaser cancel t...
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RECA Fundamentals of Mortgage Brokerage 2023 Exam
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Which of the following is part of RECA's commitment to consumer protection? - AnswerWhat are some benefits that mortgage brokerage trade associations offer their 
members? - Answer- Licensing Standards for mortgage industry members 
Which entity has the authority to amend the Act? - Answer- Provincial Legislators 
Which of the following represents an accountability mechanism that RECA must comply 
with under the Act? - Answer- Previous Fiscal year 
In addition to mortgage brokerage trade associ...
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Mortgage Agent Final Exam prep | 101 questions and answers 2023/24
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Mortgage Agent Final Exam prep | 101 questions and answers 2023/24 
 
1. Briefly describe when a Mortgage Agent would be required to obtain the following documents from an applicant. - a) T4: typically when a Borrower has salaried or hourly employment income 
b) T4A: typically when a Borrower has commission income 
c) Job Letter: typically when a Borrower's income or position information is required 
d) Paystub: typically in addition to a Job Letter to confirm that the individual is still empl...
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Mortgage Agent Final Exam prep 2024/2025
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Mortgage Agent Final Exam prep 2024/2025 
1. Briefly describe when a Mortgage Agent would be required to obtain the following documents 
from an applicant. - answera) T4: typically when a Borrower has salaried or hourly 
employment income 
b) T4A: typically when a Borrower has commission income 
c) Job Letter: typically when a Borrower's income or position information is required 
d) Paystub: typically in addition to a Job Letter to confirm that the individual is still employed 
and that the YT...
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Colibri School Exam NJ 2023(updated)question and answers rated A+
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Colibri School Exam NJ 2023(updated)question and answers rated A+In a real estate transaction the principal would BEST be described as the - correct answer Person represented by an agent 
 
Bert is showing his buyer a home in a historic district. The buyer mentions in passing that she would like to place solar panels on the roof. Beet knows that the homeowners association CC&Rs would prohibit this to protect the historic character of the neighborhood, but he doesn't tell the buyer for fear she...
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Mortgage Agent Final Exam Practice Questions With Answers (2023/2024) Graded A+
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Mortgage Administrator - ANSWER An individual or entity that enforces 
payments by borrowers ON BEHALF OF LENDERS OR INVESTORS. Mortgage 
Administrators must be licensed. 
Public Register of licensees - ANSWER A registry required to be maintained by 
FSCO that provides access to licensee information 
Regulated activities - ANSWER As defined by the MBLAA, any activities that 
require a license which are currently listed as dealing or trading in mortgages and 
mortgage lending 
Tied Selling - ANSW...
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Mortgage Agent Final Exam prep 2024/2025
- Exam (elaborations) • 15 pages • 2024
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Mortgage Agent Final Exam prep 2024/2025 
1. Briefly describe when a Mortgage Agent would be required to obtain the following documents 
from an applicant. - answera) T4: typically when a Borrower has salaried or hourly 
employment income 
b) T4A: typically when a Borrower has commission income 
c) Job Letter: typically when a Borrower's income or position information is required 
d) Paystub: typically in addition to a Job Letter to confirm that the individual is still employed 
and that the YT...
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Life Insurance Exam Questions with correct Answers
- Exam (elaborations) • 38 pages • 2023
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Life Insurance Exam Questions with correct Answers 
J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd birthday and realizes that she wants to use her rider and buy more death benefit. Which of the following will apply to J's request? 
. 
 
An insured has a policy with a Waiver of Premium rider. The insured has suffered an illness that will prevent them for working for two years. When will their premiums be waived? 
 
The clause that defines and describ...