Life and health Study guides, Class notes & Summaries
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![Louisiana Life and Health Insurance Exam questions and 100% correct answers](/docpics/3086900/64b6e8f5cd9eb_3086900_121_171.jpeg)
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Louisiana Life and Health Insurance Exam questions and 100% correct answers
- Exam (elaborations) • 90 pages • 2023
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All of the following are correct about the required provisions of a health insurance policy EXCEPT 
 
A. The entire contract clause means the signed application, policy, endorsements, and attachments constitute the entire contract. 
 
B. A reinstated policy provides immediate coverage for an illness. 
 
C. Policies become incontestable after being in force for 3 years. 
 
D. A grace period of 31 days is found in an annual pay policy. - correct answer B. A reinstated policy provides immediate co...
![Indiana State Life and Health Insurance Exam Questions and Answers Already Passed](/docpics/4291694/65ad645e2ddb2_4291694_121_171.jpeg)
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Indiana State Life and Health Insurance Exam Questions and Answers Already Passed
- Exam (elaborations) • 103 pages • 2024
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Indiana State Life and Health Insurance Exam Questions and Answers Already Passed 
How many days is a temporary producers license valid? 
30 
60 
90 180 180 
In Indiana, the maximum fine the the commissioner can impose on a producer or company who violates a cease and desist order is___per violation? 
$10,000 
$15,000 
$20,000 $25,000 $25,000 
Which of these is an example of twisting? 
A producer maliciously aligns another insurance company's financial status 
A producer misrepresents a policy ...
![Washington Life and Health (Disability) Questions and Answers Latest Update Graded A+](/docpics/4915907/660e62f7ae678_4915907_121_171.jpeg)
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Washington Life and Health (Disability) Questions and Answers Latest Update Graded A+
- Exam (elaborations) • 202 pages • 2024
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Washington Life and Health (Disability) 
Questions and Answers Latest Update 
 
Graded A+ 
 
An insurer authorized to do business within this state is considered what type of insurer? 
 
A 
Alien 
B 
Domestic 
C 
Foreign 
D 
 
Admitted D-Admitted 
 
An insurer authorized to do business in this state is referred to as admitted, and could be either 
domestic, foreign, or alien domiciled. 
 
A long-term care policy can exclude from coverage all of the following, except: 
 
Hospitalization (acute ca...
Exam Fx Ca life and Health
![Life accident and health insurance Mississippi Questions and Answers with complete solution](/docpics/3280814/64e231bdd3a7b_3280814_121_171.jpeg)
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Life accident and health insurance Mississippi Questions and Answers with complete solution
- Exam (elaborations) • 9 pages • 2023
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1. private insurers 
2. government insurers - 2 types of entities providing insurance today 
1. stock insurance companies 
2. mutual insurance companies - the 2 largest types of commercial insurance companies 
Stock insurance companies - owned by stockholders, these companies dividends, when declared, to 
their stockholders. have minimum capital requirements and are governed by a board of directors elected 
by their stockholders 
Mutual insurance companies - owned by their policy owners; have no...
![MS Life and Health Insurance Test Correct Questions & Answers (Graded A)](/docpics/5177886/663497b24a5c2_5177886_121_171.jpeg)
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MS Life and Health Insurance Test Correct Questions & Answers (Graded A)
- Exam (elaborations) • 12 pages • 2024
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MS Life and Health Insurance Test Correct Questions & Answers (Graded A)MS Life and Health Insurance Test Correct Questions & Answers (Graded A)MS Life and Health Insurance Test Correct Questions & Answers (Graded A)MS Life and Health Insurance Test Correct Questions & Answers (Graded A) 
 
Which of these do NOT constitute policy delivery? - ANSWER Policy issued with a rating 
 
Which of these types of life insurance allows the policyowner to have level premiums and to also choose from a selecti...
![Pearson vue Texas life and health insurance test questions | 151 Questions and Answers (100% verified answers) | Latest Updated 2024](/docpics/4238983/65a5ec8f602a9_4238983_121_171.jpeg)
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Pearson vue Texas life and health insurance test questions | 151 Questions and Answers (100% verified answers) | Latest Updated 2024
- Exam (elaborations) • 38 pages • 2024
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Pearson vue Texas life and health insurance test questions | 151 Questions and Answers (100% verified answers) | Latest Updated 2024
![CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) with Complete Solutions](/docpics/2835533/647818420fb02_2835533_121_171.jpeg)
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) with Complete Solutions
- Exam (elaborations) • 19 pages • 2023
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) with Complete SolutionsCA PSI Site - Life, Accident and Health Agent Examination (Life Agent) with Complete SolutionsAdmitted Insurance Company vs. Non-Admitted Insurance Company - ANSWER-An admitted insurance company is authorized to transact insurance in California because it has a Certificate of Authority granted by the California Department of Insurance (CDI) 
 
A non-admitted insurance company is not authorized to transa...
![Massachusetts Life and Health Insurance Exam (Producers License & Law Supplement) Already Passed!!](/docpics/3500087/6511d1f1ce70b_3500087_121_171.jpeg)
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Massachusetts Life and Health Insurance Exam (Producers License & Law Supplement) Already Passed!!
- Exam (elaborations) • 34 pages • 2023
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Massachusetts Life and Health Insurance Exam (Producers License & Law Supplement) Already Passed!!
![examfx life and health| 137 Questions | With Complete Solutions](/docpics/3471872/650b529d17a39_3471872_121_171.jpeg)
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examfx life and health| 137 Questions | With Complete Solutions
- Exam (elaborations) • 20 pages • 2023
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the transfer of an insured's right to seek damages from a negligent party to the insurer is found in which of the following clauses? correct answer: Subrogation 
 
the purpose of managed care health insurance is to correct answer: control health insurance claims expenses 
 
a man works for company A and his wife works for company B. The spouses are covered by health plans through their respective companies that also cover the other spouse. If the husband files a claim correct answer: the ins...
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