Federal funds Study guides, Class notes & Summaries
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NMLS Test Prep CompuCram Test | 120 Questions with 100% Correct Answers | Verified | Latest Update 2024
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A borrower signs the note and mortgage for a refinance on his principal residence on Thursday, Dec. 31. 
What is the earliest day the funds for this loan could be disbursed (assuming no bona fide financial 
hardship)? - Wednesday, Jan. 6 
Who manages the National Do Not Call Registry? - Federal Trade Commission 
What federal legislation regulates credit reporting agencies and lenders concerning credit reporting? - 
FCRA 
What is not prohibited to be included in the loan terms for HOEPA covered i...
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Certified in Public Health: Exam Review Study Guide / CPH Exam Practice 2023/24 Update With Complete Solution
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Many people do not attempt to decrease unhealthy behaviors such as overeating or smoking because they lack the confidence that they can successfully change. This is an example of: 
(A) Perceived susceptibility 
(B) Perceived severity 
(C) Perceived self-efficacy 
(D) Perceived response efficacy - CORRECT ANS C 
The construct of normative beliefs is from which model/theory? 
(A) Transtheoretical model 
(B) Theory of reasoned action/planned behavior 
(C) Social cognitive theory 
(D) Social eco...
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RECA Fundamentals Exam Questions and Answers Already Passed
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RECA Fundamentals Exam Questions and Answers Already Passed 
Which of the following is NOT a RECA educational resource for industry professionals? Spatial Information System (Spin 2) 
Which entity has the authority to amend the Real Estate Act Provincial Legislature 
Which of the following measures the change in a cost of a fixed basket of goods and services purchased by families over a period of time Consumer Price Index (CPI) 
Which of the following will occur to the supply of a good when ther...
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WGU D076 OA Questions & Answers/ (Top 2024/2025 EXAM REVIEW PAPERS / GRADED A+/ 100% Accurate)
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WGU D076 OA Questions & Answers 
What are the main services offered by financial institutions? 
A. Soliciting charitable donations and then managing the distribution of these funds 
B. Accepting a wide variety of deposits, offering investment products, providing loans, and brokering 
financial transactions 
C. Deciding which assets to invest in to create wealth in the future 
D. Evaluating sources of funding for a business project, the capital structure of a firm, or actions 
managers could ta...
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SAFE Mortgage Loan Originator Test - National Component with Uniform State Content Questions and Answers Already Passed
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SAFE Mortgage Loan Originator Test - 
National Component with Uniform State 
Content Questions and Answers Already 
 
Passed 
 
What does UST stand for? Uniform State Test 
 
Who does the CFPB protect? The Consumer Financial Protection Bureau protects consumers 
in the financial marketplace. 
 
What does the CFPB do? CFPB is now in charge of implementing and enforcing most of the 
provisions of federal lending laws that relate to protecting consumers while they are shopping 
for, securing, and p...
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CDFM EXAM (4 DIFFERENT SUB MODULE 3.1 - 3.4) QUESTIONS AND CORRECT ANSWERS EACH SUB MODULE CONTAINS 100 QUESTIONS AND ANSWERS LATEST 2023-2024
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CDFM EXAM (4 DIFFERENT SUB MODULE 3.1 - 3.4) QUESTIONS AND CORRECT ANSWERS EACH SUB MODULE CONTAINS 100 QUESTIONS AND ANSWERS LATEST 2023-2024 
 
 
What is the basic axiom of Fiscal Law? - ANSWER- The established rule is that 
the expenditure of public funds is proper only when authorized by Congress, not 
that public funds may be expended unless prohibited by Congress. U.S. vs 
McCollum (1976) 
 
"Where can the most authoritative source of information on the proper use of appropriated funds be...
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FITSP-MANAGER EXAM QUESTIONS AND ANSWERS
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FITSP-MANAGER EXAM QUESTIONS AND ANSWERS 
this legislation requires Federal agencies to develop document and implement an agency wide 
information security program - Answer ️️ -Clinger-Cohen 
What are the six steps of the RMF - Answer ️️ -Categorize 
Select 
Implement 
Assess 
Authorize 
Monitor 
What is the term used to evaluate operational information systems against the RMF, to determine 
the security controls in place and the requirements to mitigate risk at a acceptable level? - 
An...
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CGFM EXAM 2 Study questions with correct answers
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Non-Spendable Fund Balance CORRECT ANSWER Assets not in spendable form-Inventories and prepaid items, principal of a permanent fund which may not be spent, and assets held for sale and long-term receivables. Examples: Supplies, inventory, membership fees 
 
Restricted Fund Balance CORRECT ANSWER Subject to constraints imposed by external parties or law. Debt covenants (such as a requirement for a sinking fund) or constraints imposed by legislation or federal and state agencies, creditors, contri...
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CHAMPIONS REAL ESTATE FINANCE GRADED A+ ALREADY PASSED 2023
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Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answer Covers more than one piece of property. 
 
Wraparound Mortgage - c...
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HUD Certification Exam Questions And Answers 2023
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Deed Restrictions - Answer- Legally enforceable terms that govern the use of real estate 
 
Redlining - Answer- The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial status of the area's residents. 
 
Civil Rights Act of 1968 - Answer- Following the assassination of Dr. Martin Luther King Jr., Congress passed what monumental piece of legislation, which pr...
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