Auto insurance Study guides, Class notes & Summaries
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New York State Auto Damage and Theft quiz 17-71 exam 2024 with 100% correct answers
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Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to work. This "loss of use" is referred to as a: 
 
Direct loss 
Indirect loss 
Loss evaluation 
Consequential loss correct answersConsequential loss 
 
When the rear of the vehicle is damaged and there is a gap between the trunk lid and the quarter panel, what else on the vehicle should the appraiser check? 
 
The center pillar 
The trunk floor 
The quarter panels 
The frame rails correct answersTh...
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USAA AUTO INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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Terrorism Risk Insurance Act (TRIA) Answer - In 2002- the availability of reinsurance coverage against terrorism. If there is a terrorist act then the federal government is responsible in paying the insurer for any damage. 
 
What is TRIEA and when did it happen Answer - In 2005 legislation was modified and coverage was extended by the Terrorism Risk Insurance Extension Act 
 
FCRA- when, what, and what it stands for Answer - In 1970 the Fair Credit Reporting Act was establish by the federal gov...
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Auto insurance Practice test Questions And Answers
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Auto insurance Practice test Questions And Answers 
 
 
What type of coverage is provided by an inland marine policy? - ANS Open or all risk coverage - Inland marine policies have only a few limited exclusions. 
 
Any person who transacts insurance without a valid license is: - ANS Guilty of a misdemeanor, Subject to a fine not exceeding $50,000 and/or imprisonment, Subject to imprisonment in county jail for a period not exceeding one year. 
 
For homes subject to the state & defensible s...
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Test Bank for Personal Finance, 5th Canadian Edition Madura (All Chapters included)
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Complete Test Bank for Personal Finance, 5th Canadian Edition by Jeff Madura, Hardeep Singh Gill ; ISBN13: 9780136662907. (Full Chapters included Chapter 1 to 16)...1. Overview of a Financial Plan. 
2. Applying Time Value Concepts. 
3. Planning with Personal Financial Statements. 
4. Using Tax Concepts for Planning. 
5. Banking Services and Managing Your Money. 
6. Assessing, Managing, and Securing Your Credit. 
7. Purchasing and Financing a Home. 
8. Auto and Homeowner's Insurance. 
9. Health ...
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AINS 101 Questions With 100% Accurate Review Solution Answers 2023-2024
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AINS 101 Questions With 100% Accurate Review Solution Answers 
 
Which of the following is an example of a legal requirement for individuals that could be met through 
insurance? 
a. contributing to the growth of the organization 
b. paying for losses 
c. obtaining personal auto insurance 
d. providing a source of investment funds - ANS-c. obtaining personal auto insurance 
A fire destroys the kitchen in Rob and Laurie's home. Which insurance policy would provide coverage for 
the damage? 
a...
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PROPERTY AND CASUALTY AUTO INSURANCE EXAM PREP QUESTIONS AND ANSWERS 2024
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appraisal 
a professional assessment to determine extent of damage 
 
 
 
financial responsibility 
proof that one can pay for damages caused, often fulfilled by purchasing insurance 
 
 
 
lessor 
a person granting a lease of a motor vehicle 
 
 
 
livery 
the transporting of people of things for hire 
 
 
 
mutually exclusive 
when something cannot occur simultaneously with something else 
 
 
 
private passenger vehicle 
an automobile used for private needs rather than for business uses 
 
 
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USAA Auto Insurance Terms with Complete Solutions
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USAA Auto Insurance Terms with Complete SolutionsUSAA Auto Insurance Terms with Complete SolutionsUSAA Auto Insurance Terms with Complete SolutionsUSAA Auto Insurance Terms with Complete SolutionsUSAA Auto Insurance Terms with Complete SolutionsTerrorism Risk Insurance Act (TRIA) - ANSWER-In 2002- the availability of reinsurance coverage against terrorism. If there is a terrorist act then the federal government is responsible in paying the insurer for any damage. 
 
What is TRIEA and when did it...
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Auto Insurance NYS Questions and Answers | Graded A+
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NY State Vehicle Financial Responsiblity Law - 1. All vehicles except for emergency 
vehicles must carry liability insurance. Insurance satisfies the states requirement that auto owners 
have enough funds to pay for losses that they are legally liable for. 
2. Proof of coverage must be carried. 
*Must include name and address of provider 
3. Both the owner and the driver are legally liable for accidents. 
4. The vehicle owners insurance is PRIMARY and will indemnify both the owner of the vehicle...
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AINS 102 Questions With Correct Answers 2023-2024
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AINS 102 Questions With Correct Answers 
All of the following items are examples of personal property, EXCEPT: 
Select one: 
A. Sports equipment 
B. Silverware 
C. A fishing boat 
D. Underground pipes - ANS-Underground pipes 
Which one of the following statements regarding assets exposed to loss is true? 
Select one: 
A. Real property includes only tangible property.Correct. All real property is tangible property having a 
physical form that can be seen or touched. Personal property can includ...
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USAA AUTO INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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Terrorism Risk Insurance Act (TRIA) Answer - In 2002- the availability of reinsurance coverage against terrorism. If there is a terrorist act then the federal government is responsible in paying the insurer for any damage. 
 
What is TRIEA and when did it happen Answer - In 2005 legislation was modified and coverage was extended by the Terrorism Risk Insurance Extension Act 
 
FCRA- when, what, and what it stands for Answer - In 1970 the Fair Credit Reporting Act was establish by the federal gov...
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