Annuitization is Study guides, Class notes & Summaries
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Primerica Practice Exam Test A 75 Questions & Answers 2023
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Primerica Practice Exam Test A 75 Questions & 
Answers 2023 
1. An annuity that is purchased with a lump sum premium and whose benefits begin 
after 12 months is called a: 
A. Single premium immediate annuity. 
B. Single premium deferred annuity. 
C. Level premium variable annuity. 
D. Flexible premium fixed annuity. - Correct answer-Single premium deferred annuity 
2. A technique used to determine the amount of life insurance needed by focusing on 
the projected earning potential of an insured ...
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Arkansas Life Insurance Exam. 242 Questions With 100% Correct Answers | Verified | Updated 2024.
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Arkansas Life Insurance Exam Questions With 100% Correct Answers | Verified | Updated 2024. 
 
J is a producer who has induced an insured through misrepresentation to surrender an existing insurance policy. What is J guilty of? 
Twisting 
What is implied authority defined as? 
Authority that is not specifically given to an agent contract, but that an agent can reasonably assume to carry out his/her duties 
A person who is a nonsmoker, average weight, excellent health would fall into what risk cl...
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ARKANSAS LIFE INSURANCE EXAM 2024
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ARKANSAS LIFE INSURANCE EXAM 2024 
 
 
J is a producer who has induced an insured through misrepresentation to surrender an existing insurance policy. What is J guilty of? - correct answer Twisting 
 
What is implied authority defined as? - correct answer Authority that is not specifically given to an agent contract, but that an agent can reasonably assume to carry out his/her duties 
 
A person who is a nonsmoker, average weight, excellent health would fall into what risk classification? - corr...
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WebCE Test 1 questions with answers 2024/2025
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WebCE Test 1Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? 
 
 She must move to Pennsylvania. 
 She must surrender her Ohio license. 
 She must be sponsored by a producer licensed in Pennsylvania. 
 She must show her Ohio license is in good standing. - correct answer she must show her Ohio license is in good standing 
 
An annuity settlement option with a life co...
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XCEL LIFE INSURANCE EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS
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XCEL LIFE INSURANCE EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS 
 
 
Replacement regulation is designed to protect - Precise Answer Policyowners from mirepresentation and loss of benefits 
 
All Health Benefit Plans issued after January 1, 2014 must provide - Precise Answer Preventative health services 
 
Which of these will have the highest monthly payout upon annuitization - Precise Answer Straight life 
 
Which of the following is included in the entire contract according ti the entire contra...
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WebCE Test 1 2024 with 100% correct answers
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Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? 
 
She must move to Pennsylvania. 
She must surrender her Ohio license. 
She must be sponsored by a producer licensed in Pennsylvania. 
She must show her Ohio license is in good standing. 
she must show her Ohio license is in good standing 
 
 
 
An annuity settlement option with a life contingency is one that: 
 
pa...
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XCEL Kentucky Life and Health Final Exam | 450 Questions with 100% Correct Answers | Verified | Latest Update 2024
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S filed a written Proof of Loss for a Disability Income claim on September 1. The insurance company did 
not respond to the claim. S can take legal action against the insurer beginning: - November 1 
What is the excise tax rate the IRS imposes on individuals aged 70 1/2 or older who do not take the 
required minimum distributions from their qualified retirement plan? - 50% 
The provision in a Group Health policy that allows the insurer to postpone coverage for a covered illness 
30 days after th...
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LIFE PRODUCER EXAM (MI) STUDY QUESTIONS AND ANSWERS UPDATED 2024
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Which of the following is NOT true regarding a Certificate of Authority? 
 
a)It may be necessary for transacting business in a specific state. 
b)It is equivalent to an insurance license. 
c)It is issued by the state department of insurance. 
d)It is issued to group insurance participants. - d) It is issued to group insurance participants. 
 
Before insurers may transact business in a specific state, they must apply for a license or Certificate of Authority from the state department of insuranc...
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WebCE Test 1 Questions and Answers 100% Correct
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WebCE Test 1 Questions and Answers 100% CorrectWebCE Test 1 Questions and Answers 100% CorrectWebCE Test 1 Questions and Answers 100% CorrectWebCE Test 1 Questions and Answers 100% Correct 
Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? 
 
 She must move to Pennsylvania. 
 She must surrender her Ohio license. 
 She must be sponsored by a producer licensed in Penn...
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Annuities 2024 Exam Questions Solved 100% Correct
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An annuity's beneficiary is the person the owner chooses to receive the contract's 
values if either the owner or the annuitant dies before annuitization. 
George purchased an annuity in which his wife will receive income for as long as she 
lives. In this scenario, what is George most correctly called? 
a. the agent 
b. the beneficiary 
c. the owner 
d. the annuitant - Answer c. the owner
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