In group insurance Study guides, Class notes & Summaries
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NJ Health and Accident Questions and Answers 100% Pass
- Exam (elaborations) • 19 pages • 2024
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NJ Health and Accident Questions and 
 
Answers 100% Pass 
 
In what form do disability income policies typically pay benefits Periodic income 
 
The Mandatory health policy provision states that the policy, including endorsements and 
attached papers, constitutes The entire insurance contract between the parties 
 
The entire contract includes the actual policy and the application 
 
employer sponsored group health insurance provides coverage for which of the following 
Alcoholism 
 
The term w...
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INDIANA LIFE AND HEALTH RULES AND REGULATIONS EXAM (2023/2024) RATED A+
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INDIANA LIFE AND HEALTH RULES AND REGULATIONS EXAM (2023/2024) RATED A+ Insurance Commissioner • Appointment by Governor • Member of NAIC 
Insurance commissioner Duties responsible for overseeing the Department of Insurance, which regulates insurance companies operating in Indiana. works to promote improvements to insurance laws and the enforcement of said laws in Indiana.[ 
Certificate of Authority Licensed companies receive a _______________________________ to conduct the business of insur...
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Florida 240 Practice exam questions and answers
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Florida 240 Practice exam questions and answers 
Florida 240 Practice exam questions and 
answers 
A medical expense policy that establishes the amount of benefit paid based upon 
the prevailing charges which fall within the standard range of fees normally 
charged for a specific procedure by a doctor of similar training and experience in 
that geographic area is known as 
Usual, customary and reasonable 
What provision would prevent an insurance company from paying a 
reimbursement claim t...
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AHIP FINAL EXAM TEST QUESTIONS AND ANSWERS 2023-2024 WITH VERIFIED ANSWERS
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AHIP FINAL EXAM TEST QUESTIONS AND ANSWERS 2023-2024 WITH VERIFIED ANSWERS 
Mr. Davis is 52 years old and has recently been diagnosed with end-stage renal disease 
(ESRD) and will soon begin dialysis. He is wondering if he can obtain coverage under 
Medicare. What should you tell him?correct answersHe may sign-up for Medicare at 
any time however coverage usually begins on the fourth month after dialysis treatments 
start. 
Juan Perez, who is turning age 65 next month, intends to work for severa...
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2023
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PRIMERICA LIFE INSURANCE EXAM 
WITH 100% CORRECT ANSWERS 2023 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - Correct answer-A. mutual 
funds not paid out after paying claims and other operating costs are re...
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FAC1503 ASSIGNMENT 8 FOR 2024 EXPECTED QUESTIONS AND ANSWERS
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Question 2 Not yet answered Marked out of 1.00 
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Question text The following information was obtained from the accounting records of SA Attorneys: On 1 April 2022, A South, a client of the practice, handed a cheque to the amount of R100 000 to Mr Africa and requested him to invest the money in a fixed deposit account at ABC Bank until the money is paid over for a property transaction. Which one of the following statements is incorrect for the above type of investment? Select one:...
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Florida 2-15 Final Exam
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When life insurance proceeds are used to pay inheritance taxes and federal estate taxes, it is known as - Answer- Estate conservation 
 
In group insurance, the primary purpose of the Coordination of Benefits provision is to - Answer- Prevent overinsurance 
 
Which of the following statements is NOT true regarding health insurance policy provisions? - Answer- All additional provisions written by insurers are cataloged by their respective states. 
 
The policyowner has an option to pledge the lif...
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South Carolina Insurance Exam 2024 with 100% correct answers
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An insurer is REQUIRED to offer which of the following to each long-term care applicant at the time of purchase? - correct answer Inflation protection 
 
Which of these riders will pay a death benefit if the insured's spouse dies? - correct answer Family term insurance rider 
 
Disability income plans which require that the insurer can NEVER change or alter premium rates are usually considered - correct answer Nonconcellable 
 
What is the required action to be taken by a South Carolina l...
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Missouri Life and Health Exam Questions and Answers 100% Pass
- Exam (elaborations) • 80 pages • 2023
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Missouri Life and Health Exam Questions and Answers 100% Pass 
In a Life insurance contract, an insurance company's promise to pay stated benefits is called the: 
a) insuring clause 
b) consideration clause 
c) entire contract d) owner's rights insuring clause 
under which circumstance MUST a health insurer have an expedited grievance review procedure? when the enrollee's life or health is jeapordized 
The Consideration clause in a life insurance contract contains what pertinent information? ...
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Indiana Life Insurance Exam Questions & Answers Correctly Answered.
- Exam (elaborations) • 50 pages • 2024
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Which of the following is NOT a characteristic of a Variable Annuity? 
A. Premium Payments may be level or flexible or single premium 
B. The cash values are invested in securities. 
C. The non-forfeiture values will provide for the return of the cash value should the annuitant die 
during the accumulation period. 
D. It provides for a tax-free death benefit. - Answer-D. It provides for a tax-free death benefit. 
All of the following policies provide for the tax deferred accumulation of cash val...
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