Deferred annuities Study guides, Class notes & Summaries
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RPA 1 - Final Exam 100 Questions and Answers Latest 2022 Already Passed
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RPA 1 - Final Exam 100 Questions and Answers Latest 2022 Already Passed Top-hat plan A retirement plan that is unfunded and maintained by an employer primarily for the purpose of providing deferred compensation for a "select group of management or highly compensated employees" is called a (n): 
Economic Benefit A theory of income taxation that imposes current tax liability on taxpayers who receive something of reasonable value is known as the doctrine of: 
Must be given the election to remain ...
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Florida Life, Health and Variable Annuity Exam Correct !!
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Entire Contract Provision - ANSWER found at the beginning of the policy, saying that the policy cannot refer to any outside documents as being part of the contract and prohibiting the insurer from making any changes to the policy after it has been issued. (can only make good changes not bad) 
 
Insuring Clause - ANSWER sets forth the company's basic promise to pay benefits upon the insured's death. 
 
Free-Look Provision - ANSWER gives policyowners the right to return the policy for a full pre...
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Texas Life and Health Insurance Exam (question and answers) 2022/2023
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At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application 
 
Who elects the governing body of a mutual insurance company? - ANSWER policyholders 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically sharing their ri...
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TEST BANK for Contemporary Business Mathematics with Canadian Applications 12th Edition by Sieg Hummelbrunner; Kelly Halliday & Ali Hassanlou. (All Chapters 1-16).
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TEST BANK for Contemporary Business Mathematics with Canadian Applications 12th Edition by Sieg Hummelbrunner; Kelly Halliday & Ali Hassanlou. Part 1 • Mathematics Fundamentals and Business Applica tions 1 Review of Arithmetic 2 Review of Basic Algebra 3 Ratio, Proportion, and Percent 4 Linear Systems Part 2 • Mathematics of Business and Management 5 Cost-Volume-Profit Analysis and Break-Even 6 Trade Discounts, Cash Discounts, Markup, and Markdown 7 Simple Interest 8 Simple Interest Applicat...
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HECM Practice Exam 2023 Questions and Answers
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The HECM Saver was introduced as an option to lower the upfront cost of a HECM by reducing the upfront mortgage insurance premium to: 
a. 0. 
b. 0.01% of the Maximum Claim Amount. 
c. 1% of the Maximum Claim Amount. 
d. 1.25% of the Maximum Claim Amount. - ANSWER-b 
 
If repairs are required but can be completed after closing, the lender will create a repair set-aside in the amount of: 
a. 15% of the maximum claim amount. 
b. 100% of the actual cost of repairs. 
c. 100% of the estimated cost of...
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Primerica Practice Exam Test A 75 Questions & Answers 2023
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Primerica Practice Exam Test A 75 Questions & 
Answers 2023 
1. An annuity that is purchased with a lump sum premium and whose benefits begin 
after 12 months is called a: 
A. Single premium immediate annuity. 
B. Single premium deferred annuity. 
C. Level premium variable annuity. 
D. Flexible premium fixed annuity. - Correct answer-Single premium deferred annuity 
2. A technique used to determine the amount of life insurance needed by focusing on 
the projected earning potential of an insured ...
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Florida Life, Health and Variable Annuities With Correct Solutions!!
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Disability Buy-Out plans feature: - ANSWER Long elimination plans up to two years (A disability buy-out plan funded with disability insurance has a long elimination period of generally two years. The elimination period begins the day of the disability. Then the disability policy will provide a lump sum to buy the disabled partner out. They want to make sure that the partner is not going to recover and come back to work) 
 
When MUST the Office of Insurance Regulation conduct a market conduct exa...
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Ohio State Exam Life and Health Insurance Questions and Answers (2024 / 2025) (Verified Answers
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Ohio State Exam Life and Health Insurance 
Questions and Answers (2024 / 2025) (Verified 
Answers) 
Refund Life annuities - CORRECT ANSWER little risk. The 
insurance company promises to make a refund of the account 
balance if the auunitant dies before collecting it all 
Joint and Survivor Annuity - CORRECT ANSWER Pay survivor 
amount.. after first party dies usually reduced 
Joint lfie annuity - CORRECT ANSWER pay two people at the 
same time and payments stop entirely when the first part...
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Kentucky Life Insurance Exam Prep| Questions and Verified Answers| 100 % Correct| Grade A (New 2024/ 2025 Update)
- Exam (elaborations) • 49 pages • 2024
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Kentucky Life Insurance Exam Prep| 
Questions and Verified Answers| 100 % 
Correct| Grade A (New 2024/ 2025 Update) 
 
 
QUESTION 
 Nonforfeiture Options 
Three options available by law to policyowners that enable them to recover a policy's cash-value 
upon surrender of that policy. (1) Cash (2) Reduced Paid-Up Insurance (3) Extended Term 
Insurance 
 
 
 
QUESTION 
 Immediate Annuities 
 
 
Answer: 
- Can only be funded using the Single Premium payment method 
- First income payment is ma...
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XCEL Life Underwriting & Annuities Questions and Answers Already Passed
- Exam (elaborations) • 6 pages • 2023
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XCEL Life Underwriting & Annuities Questions and Answers Already Passed 
Which of the following statement is CORRECT about an agent who is taking an insurance application? The agent should have the applicant initial any changes made on the application 
Agent J takes an application and initial premium from an applicant and sends the application and premium check to the insurance company. The insurance company returns the check back to J because the check is made out to J instead of the insurance ...
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