Auto insurance Study guides, Class notes & Summaries
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Property & Casualty - Mike Russ Practice Test Questions With Complete Solutions
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Insurance broker means a person who, for compensation and on behalf of another person, transacts insurance other than life with, but not on behalf of, an insurer. 
True or False? correct answer: False - An insurance broker is a specialist in insurance and risk management. Brokers act on behalf of their clients and provide advice in the interests of their clients. 
 
Transacting insurance includes: 
A. Execution of a contract of insurance 
B. All of the choices 
C. Solicitation 
D. Negotiation c...
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Auto Insurance || Questions and 100% Accurate Answers.
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Lessor correct answers a person granting a lease of a motor vehicle 
 
Livery correct answers transporting of people or things for hire (e.g., taxi service) 
 
Mutually Exclusive correct answers when something cannot occur simultaneously with something else 
 
Private Passenger Vehicle correct answers an automobile used for private needs rather than for business uses 
 
Personal Auto Policy (PAP) correct answers an insurance policy for the owners of private passenger vehicles 
-the policy combin...
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MAINE ADJUSTER PROPERTY AND CASUALTY EXAM 2 2024 WITH 100% CORRECT ANSWERS
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The required minimum amounts of liability car insurance coverage in Maine Answer - 50/100/25 
 
Would a ferry crashing between the coast of Maine and Nova Scotia a be covered by the personal auto insurance policy Answer - No 
 
Limit on Theft of Unscheduled Jewelry Answer - $1500 
 
When insurer and insured cannot agree on loss Answer - they each hire an appraiser 
 
If the appraisers cannot agree on loss Answer - they select an umpire 
 
If the appraisers cannot agree on an umpire Answer - a ju...
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Pearson VUE: Casualty Insurance Practice Exam Questions And Correct Answers
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Pearson VUE: Casualty Insurance Practice Exam Questions And Correct Answers 
 
An insured may cancel a Personal Auto Policy by taking which of the following actions? 
 
A. Paying the insurance company any past due premiums 
 
B. Waiting until the policy expiration date 
 
C. Giving written notice to the insurance company 
 
D. Informing the producer by telephone 
C 
In insurance, which of the following terms refers to continuous or repeated exposure to conditions that may result in bodily injury...
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LOUISIANA PROPERTY AND CASUALTY INSURANCE EXAM QUESTIONS WITH CORRECT ANSWERS
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Driver A has a personal auto policy with Part C: UM/UIM limits of 100/300. He is injured by Driver B who has Part A: Bodily Injury Liability limits of 50/100. It is determined that Driver B is at fault for the accident. Driver A has $125,000 in medical expenses. How much will his Part C: UM/UIM coverage pay? 
 
a) $125,000 
b) $75,000 
c) $50,000 
d) $25,000 CORRECT ANSWER c) $50,000 
 
Underinsured motorist coverage acts as excess over the at-fault motorist's coverage. It will pay the d...
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AINS 101 Questions With 100% Accurate Review Solution Answers 2023-2024
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AINS 101 Questions With 100% Accurate Review Solution Answers 
 
Which of the following is an example of a legal requirement for individuals that could be met through 
insurance? 
a. contributing to the growth of the organization 
b. paying for losses 
c. obtaining personal auto insurance 
d. providing a source of investment funds - ANS-c. obtaining personal auto insurance 
A fire destroys the kitchen in Rob and Laurie's home. Which insurance policy would provide coverage for 
the damage? 
a...
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New York State Auto Damage and Theft quiz 17-71 exam 2024 with 100% correct answers
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Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to work. This "loss of use" is referred to as a: 
 
Direct loss 
Indirect loss 
Loss evaluation 
Consequential loss correct answersConsequential loss 
 
When the rear of the vehicle is damaged and there is a gap between the trunk lid and the quarter panel, what else on the vehicle should the appraiser check? 
 
The center pillar 
The trunk floor 
The quarter panels 
The frame rails correct answersTh...
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Florida All Lines Claims Adjuster Exam | Questions with 100% Correct Answers | Verified | Updated 2024
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What is an eligible building for flood insurance?: A structure with 2 or more outside rigid walls and a fully secure roof, built on a permanent site, with 50% or more of the value above ground level and located within an eligible community 
What is Builders Risk Coverage?: Covers buildings in the course of completion. Proper coverage is 100% of expected completed value 
Do all Homeowners policies contain Coverage A?: No, HO-4 (Renters person- al property) 
What is casual labor in workers' compe...
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Auto insurance Practice test Questions And Answers
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Auto insurance Practice test Questions And Answers 
 
 
What type of coverage is provided by an inland marine policy? - ANS Open or all risk coverage - Inland marine policies have only a few limited exclusions. 
 
Any person who transacts insurance without a valid license is: - ANS Guilty of a misdemeanor, Subject to a fine not exceeding $50,000 and/or imprisonment, Subject to imprisonment in county jail for a period not exceeding one year. 
 
For homes subject to the state & defensible s...
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USPS 421 WINDOW CLERK EXAM / WINDOW CLERK 421USPS EXAM 300+REAL EXAM QUESTIONS AND 100% CORRECT ANSWERS 2022-2024
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USPS 421 WINDOW CLERK EXAM / WINDOW CLERK 421USPS EXAM 300+REAL EXAM QUESTIONS AND 100% CORRECT ANSWERS 2022-2024 
 
What is GIST --ANS-- Greet. Inquire, Suggest, Thank 
 
What is the postal service mission? --ANS-- Provide trusted, affordable universal service 
 
Why does the Postal service go by the 24 hr clock? --ANS-- To keep process on task to ensure collection and delivery is on time 
 
What is the minimum size of a letter --ANS-- 3 1/2 x 5 
 
What do you get with Priority Mail Expres...
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