Mortgages Study guides, Class notes & Summaries
Looking for the best study guides, study notes and summaries about Mortgages? On this page you'll find 3075 study documents about Mortgages.
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SQE2 - Business
- Summary • 28 pages • 2022
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Business Organisations 
- Sole Traders 
- Partnerships 
- Private Limited Companies 
- Public Companies 
- Community Interest Company 
 
Legal Personality 
- Veil of Protection 
- Piercing Veil of Protection 
 
Incorporation 
- Promoter 
- Pre-Incorporation Contract 
- Reqs 
- Articles of Association 
- Entrenchment 
- Secretaries 
 
Directors 
- Powers 
- Duties 
- Breach 
- Appointment 
- Removal 
- Loans 
- Declaration of Interest 
- Substantial Property Transaction 
- Remuneration 
- Disqual...
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UGBA 135 FINAL Exam With 100% Correct Answers 2023
- Exam (elaborations) • 15 pages • 2023
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UGBA 135 FINAL Exam With 100% Correct Answers 2023 
Mortgage 
- Legal document that pledges a piece of property as collateral to repay the lender 
- Lender can take possession of the property if you cannot repay and sell for profit 
 
 
 
First Mortgage 
- primary loan with priority on claims in case of default 
- First mortgage is secured by a piece of property, has first claim on the property, a legal loan documents. 
 
 
 
Second Mortgage 
- riskier, because paid off second 
- higher rate of ...
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HECM Practice Questions and Answers 2024 Correctly done
- Exam (elaborations) • 25 pages • 2024
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The HECM Saver was introduced as an option to lower the upfront cost of a HECM by reducing the 
upfront mortgage insurance premium to: 
a. 0. 
b. 0.01% of the Maximum Claim Amount. 
c. 1% of the Maximum Claim Amount. 
d. 1.25% of the Maximum Claim Amount. - Answer-b 
If repairs are required but can be completed after closing, the lender will create a repair set-aside in the 
amount of: 
a. 15% of the maximum claim amount. 
b. 100% of the actual cost of repairs. 
c. 100% of the estimated cost of ...
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CISI EXAM REG questions with correct answers
- Exam (elaborations) • 63 pages • 2023
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Criminal offence: General defences insider dealing - Answer No advantage was expected. 
A belief that the information had been widely disclosed 
Would have dealt anyway 
Did not expect the recipient to deal 
 
Special defences : insider dealing - Answer Stabilisation 
Market information 
Market makers in the ordinary course of business 
 
If a UK company offers an inducement to a foreign agent in order to gain business does the UK company have a defence against an accusation of bribery in co...
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Loan Signing Notary Cards Questions &Revised Correct Answers
- Exam (elaborations) • 34 pages • 2024
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Loan Signing Notary Cards Questions 
&Revised Correct Answers 
What is a notary public? - ANSWER : A notary public is an official 
appointed by the county or state after his/her documents and 
examination results indicate his/her suitability for the job. 
A notary public has power to: - ANSWER : Administer an oath 
and affirmations and take depositions and affidavits; 
Certify copies of power of attorney; 
Issue protest bills in cases of non-payment or non-acceptance of 
foreign and inland ...
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DSST Money & Banking 121 Questions with 100% Correct Answers | Verified | Updated 2024
- Exam (elaborations) • 15 pages • 2024
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Fiat Money - ️️Money that isn't tied to reserves such as gold, rather is guaranteed by the government's trustworthiness. Has no intrinsic value. Exists in currency bills form and bank deposits. 
 
M1 - ️️The sum of all money held by businesses and individuals (incl. traveler's checks) and checkable deposits. 
 
M2 - ️️The category that contains all funds included in M1, as well as savings deposits, small-time deposits, money market funds, and other deposits. 
 
M3 - ️️The clas...
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HUD Housing Counseling Exam 2023 with 100% correct answers
- Exam (elaborations) • 43 pages • 2023
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Back-end ratio - correct answerThe back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment and car payment divided by gross monthly income equals 24%. 
Calculatio...
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Florida Life, Health and Variable Annuity Exam Latest Update Graded A
- Exam (elaborations) • 32 pages • 2024
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Florida Life, Health and Variable Annuity Exam Latest Update Graded A Categories of Life Insurance Ordinary, Industrial and Group 
Ordinary Life is individual life insurance that includes many types of TERM and PERMANENT insurance and is usually paid with monthly premiums. Is the principal type of life insurance purchased in the United States. 
Industrial Insurance small issue amounts with premiums collected weekly or monthly by agents at policyowner's home. Also known as BURIAL INSURANCE 
Grou...
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FACS Praxis Questions and Answers Already Graded A
- Exam (elaborations) • 87 pages • 2023
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FACS Praxis Questions and Answers Already Graded A The nutritive value of a protein is ultimately dependent upon which of the following? amino acid content 
The nutritive value of a protein is ultimately dependent upon its amino acid content. This is why it is important to choose high quality protein sources as opposed to processed or deli meats. 
The smaller circuit of mortgage finance specialized in loans insured by the FHA. Whereas thrifts financed home mortgages out of their deposits, FHA mo...
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Loan Signing Notary Cards Questions &Revised Correct Answers
- Exam (elaborations) • 34 pages • 2024
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Loan Signing Notary Cards Questions 
&Revised Correct Answers 
What is a notary public? - ANSWER : A notary public is an official 
appointed by the county or state after his/her documents and 
examination results indicate his/her suitability for the job. 
A notary public has power to: - ANSWER : Administer an oath 
and affirmations and take depositions and affidavits; 
Certify copies of power of attorney; 
Issue protest bills in cases of non-payment or non-acceptance of 
foreign and inland ...
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