South Carolina Life and Health
South Carolina Life and Health
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South Carolina Life and Health Exam Practice Questions & Answers 100% Correct
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South Carolina Life and Health Exam Practice Questions & Answers 100% Correct 
What is the purpose for having an accelerated death benefit on a life insurance policy? - ANSWERSIt allows for cash advances to be paid 
 
Premium for a modified whole life policy is - ANSWERSlower then typical during first few years then higher then typical for the remainder 
 
An eligible employee can be excluded from group health coverage for up to (blank) months if he/she is considered a late enrollee - ANSWERS18 ...
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South Carolina Life and Health Exam Bundle Questions and Answers Latest Updadted
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South Carolina Life and Health Exam Bundle Questions and Answers Latest Updadted
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Final Exam - South Carolina Life and Health Questions with Answers( Verified)
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What does Coordination of Benefits allow? - ANSWER-Allows the secondary payor to reduce their benefit payments so no more than 100% of the claim is paid 
 
A waiver of premium rider allows an insured to waive premium payments if the insured is - ANSWER-completely and permanently disabled 
 
Under the Time Limit of Certain Defenses Provision, a disability policy is incontestable after it has been in force for a period of - ANSWER-2 years 
 
In what part of an insurance policy are policy benefits ...
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Final Exam - South Carolina Life and Health Questions & Answers 100% Correct!
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A closed network plan offers a primary physician copay of $25. If a subscriber chooses a primary care physician outside of the network, the subscriber will likely pay - ANSWERS100% of the billed amount 
 
What does Coordination of Benefits allow? - ANSWERSAllows the secondary payor to reduce their benefit payments so no more than 100% of the claim is paid 
 
A waiver of premium rider allows an insured to waive premium payments if the insured is - ANSWERScompletely and permanently disabled 
 
Und...
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Final Exam - South Carolina Life and Health Questions and Answers With Complete Solutions!!
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What does Coordination of Benefits allow? - ANSWER_Allows the secondary payor to reduce their benefit payments so no more than 100% of the claim is paid 
 
A waiver of premium rider allows an insured to waive premium payments if the insured is - ANSWER_completely and permanently disabled 
 
Under the Time Limit of Certain Defenses Provision, a disability policy is incontestable after it has been in force for a period of - ANSWER_2 years 
 
In what part of an insurance policy are policy benefits ...
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Final Exam - South Carolina Life and Health Questions and Answers Updated Spring 20232024
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a cash surrender value of an annuity? - ANSWER-6 months 
Which of these is affected by the frequency of an insurance policy's premium payments? - ANSWER-Cost 
In an insurance contract, the insurer is the only party legally obligated to perform. Because of this, an insurance contract is considered - ANSWER-unilateral 
Which of these licensees MUST be appointed in order to conduct insurance business? - ANSWER-Producer 
A master contract and certificate of coverage can be found in which type of po...
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South Carolina Life and Health (2023) with Complete Questions and Answers 100% Correct- Bundled
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South Carolina Life and Health (2023) with Complete Questions and Answers 100% Correct- Bundled
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South Carolina Life & Health Insurance Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)
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South Carolina Life & Health Insurance Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)
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Final Exam - South Carolina Life and Health Questions with complete solutions
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A closed network plan offers a primary physician copay of $25. If a subscriber chooses a primary care physician outside of the network, the subscriber will likely pay - ANSWER-100% of the billed amount 
 
What does Coordination of Benefits allow? - ANSWER-Allows the secondary payor to reduce their benefit payments so no more than 100% of the claim is paid 
 
A waiver of premium rider allows an insured to waive premium payments if the insured is - ANSWER-completely and permanently disabled 
 
Und...
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Final Exam - South Carolina Life and Health Questions with correct Answers
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The branch of dentistry which deals with the replacement of missing parts is called 
 
 Endodontics 
 Periodontics 
 Orthodontics 
 Prosthodontics - ANSWER-Prosthodontics 
 
How many months can a life insurance policy normally be backdated from the date of application? 
 
 
 3 
 6 
 9 
 12 - ANSWER-6 
 
HIPAA considers which of the following as "individually identifiable health information"? - ANSWER-A person's health claim information 
 
Which of the following is NOT taken into consideration...
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