Illinois

What phase begins after a new policy is delivered? - Answer- Free-Look Period. This period allows the insured to review the policy and return it for a refund of the premium within a certain time interval. Which of the following protects consumers against the circulation of inaccurate or obsolete personal or financial information? - Answer- The Fair Credit Reporting Act Ensures that consumer reporting agencies are fair and equitable in their treatment of consumers. Which of the follo...

APPLICATOR TEST FOR ILLINOIS, GENERAL STANDARDS

ILLINOIS LEASING AGENT EXAM PREP

What is insurance? - Answer- The transfer of the risk of loss from the individual or business entity to an insurance company What is included under the term insurance transaction? - Answer- Solicitation, negotiating prior to execution of a contract, execution of a contract, and the transaction of any matters that arise as a result of the contract, as well as the actual process of insuring. What is the difference between an authorized/admitted and unauthorized/nonadmitted insurer? - Answer-...

illinois Pesticide General Standards Test Study Guide(190 questions with correct answers)/illinois Pesticide General Standards Test Study Guide(190 questions with correct answers)/illinois Pesticide General Standards Test Study Guide(190 questions with correct answers)

Consumer reports requested by an underwriter during the application process of a life insurance policy can be used to determine - Answer- probability of making timely premium payments The purpose of these reports is to provide a picture of an applicant's general character and reputation, mode of living, finances, and any exposure to abnormal hazards. Which statement about a whole life policy is true - Answer- Cash value may be borrowed against When an individual is planning to protect ...

A school is "every motor vehicle used for the transporation of children to or from school or school activities." Answer true It doesn't matter if school bus drivers know current laws and regulations and keep abreast of any changes: Answer false School bus dtivers must have a commercial driver's livense and: Answer school bnus and passenger endorsements maximun time in transit: No pupil shall be allowed to remain in transit to and from school for: Answer more than three hours round t...

When did Illinois enter the Union as a state? - Answer- December 3, 1818--as part of the Northwest Territory What was the first capital of Illinois? - Answer- Kaskaskia *What was the second capital of Illinois? - Answer- Vandalia What was the current capital of Illinois? - Answer- Springfield How many constitutions has Illinois had? - Answer- 4 Why was there such a need for change over the years (so the constitution kept on changing)? - Answer- needs of the people, more specific d...

ILLINOIS REAL ESTATE LEASING AGENT LICENSE EXAM (CHAPTER 1- 3)

The goal of IPM isn't to eliminate the entire pest population but... - CORRECT ANSWERS To avoid adverse effects on human, wildlife, and the environment (The question is something like the above but not the exact wording) Which of the following words is that number of pests per plant or the amount of damage to a plant at which point control measures should begin? - CORRECT ANSWERS Economic Threshold What can be said about insects? - CORRECT ANSWERS They have three pairs of jointed legs W...