Idaho
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CASUALTY IDAHO EXAM WITH COMPLETE 
SOLUTIONS {GRADED A} 
Which of the following statements is false with respect to requirements for 
rates? 
A) Rates may not be inadequate 
B) A purpose of the rate regulation is to diminish competition between 
insurers 
C) Rates may not be unfairly discriminatory 
D) A purpose of the rate regulation is to regulate cooperative action among 
insurers - B 
The Businessowners Coverage Form to the Businessowners Policy 
provides coverage on which of the ...
- Exam (elaborations)
- • 85 pages's •
-
IDAHO•IDAHO
Preview 4 out of 85 pages
CASUALTY IDAHO EXAM WITH COMPLETE 
SOLUTIONS {GRADED A} 
Which of the following statements is false with respect to requirements for 
rates? 
A) Rates may not be inadequate 
B) A purpose of the rate regulation is to diminish competition between 
insurers 
C) Rates may not be unfairly discriminatory 
D) A purpose of the rate regulation is to regulate cooperative action among 
insurers - B 
The Businessowners Coverage Form to the Businessowners Policy 
provides coverage on which of the ...
FINAL EXAM - IDAHO LIFE ONLY QUESTIONS AND 
ANSWERS {GRADED A} 
All of these are standard exclusions found in a life insurance policy EXCEPT - 
disability 
Level premium term life insurance policies - have premiums that are averaged over 
the policy period 
Which type of life insurance policy pays the face amount at the end of the specified 
period if the insured is still alive? - Endowment policy 
Converting a group plan to permanent life insurance requires - the conversion 
being appli...
- Exam (elaborations)
- • 24 pages's •
-
IDAHO•IDAHO
Preview 3 out of 24 pages
FINAL EXAM - IDAHO LIFE ONLY QUESTIONS AND 
ANSWERS {GRADED A} 
All of these are standard exclusions found in a life insurance policy EXCEPT - 
disability 
Level premium term life insurance policies - have premiums that are averaged over 
the policy period 
Which type of life insurance policy pays the face amount at the end of the specified 
period if the insured is still alive? - Endowment policy 
Converting a group plan to permanent life insurance requires - the conversion 
being appli...
GUARANTEE EXAMFX, IDAHO PERSONAL LINES 
SIMULATION EXAM 2024 WITH A 100% CORRECT 
ANSWERS 
In the last 72 hours, there were 3 instances of volcanic eruptions that 
damaged a property covered by a dwelling policy. How many deductibles 
will the insured have to pay before the policy covers the damages caused 
by the eruptions? 
1. Zero 
2. One 
3. Two 
4. Three - one 
In a personal auto policy (PAP), a covered auto includes all of the following 
EXCEPT 
1. A trailer owned by the insur...
- Exam (elaborations)
- • 108 pages's •
-
IDAHO•IDAHO
Preview 4 out of 108 pages
GUARANTEE EXAMFX, IDAHO PERSONAL LINES 
SIMULATION EXAM 2024 WITH A 100% CORRECT 
ANSWERS 
In the last 72 hours, there were 3 instances of volcanic eruptions that 
damaged a property covered by a dwelling policy. How many deductibles 
will the insured have to pay before the policy covers the damages caused 
by the eruptions? 
1. Zero 
2. One 
3. Two 
4. Three - one 
In a personal auto policy (PAP), a covered auto includes all of the following 
EXCEPT 
1. A trailer owned by the insur...
IDAHO HEALTH INSURANCE EXAM QUESTIONS 
AND ANSWERS {GRADED A} 
In the last 72 hours, there were 3 instances of volcanic eruptions that 
damaged a property covered by a dwelling policy. How many deductibles 
will the insured have to pay before the policy covers the damages caused 
by the eruptions? 
1. Zero 
2. One 
3. Two 
4. Three - one 
In a personal auto policy (PAP), a covered auto includes all of the following 
EXCEPT 
1. A trailer owned by the insured. 
2. A farm implement bei...
- Exam (elaborations)
- • 108 pages's •
-
IDAHO•IDAHO
Preview 4 out of 108 pages
IDAHO HEALTH INSURANCE EXAM QUESTIONS 
AND ANSWERS {GRADED A} 
In the last 72 hours, there were 3 instances of volcanic eruptions that 
damaged a property covered by a dwelling policy. How many deductibles 
will the insured have to pay before the policy covers the damages caused 
by the eruptions? 
1. Zero 
2. One 
3. Two 
4. Three - one 
In a personal auto policy (PAP), a covered auto includes all of the following 
EXCEPT 
1. A trailer owned by the insured. 
2. A farm implement bei...
IDAHO HEALTH INSURANCE EXAM QUESTIONS 
AND ANSWERS {GRADED A} 
In the last 72 hours, there were 3 instances of volcanic eruptions that 
damaged a property covered by a dwelling policy. How many deductibles 
will the insured have to pay before the policy covers the damages caused 
by the eruptions? 
1. Zero 
2. One 
3. Two 
4. Three - one 
In a personal auto policy (PAP), a covered auto includes all of the following 
EXCEPT 
1. A trailer owned by the insured. 
2. A farm implement bei...
- Exam (elaborations)
- • 108 pages's •
-
IDAHO•IDAHO
Preview 4 out of 108 pages
IDAHO HEALTH INSURANCE EXAM QUESTIONS 
AND ANSWERS {GRADED A} 
In the last 72 hours, there were 3 instances of volcanic eruptions that 
damaged a property covered by a dwelling policy. How many deductibles 
will the insured have to pay before the policy covers the damages caused 
by the eruptions? 
1. Zero 
2. One 
3. Two 
4. Three - one 
In a personal auto policy (PAP), a covered auto includes all of the following 
EXCEPT 
1. A trailer owned by the insured. 
2. A farm implement bei...
GUARANTEE EXAMFX, IDAHO PERSONAL LINES 
SIMULATION EXAM 2024 WITH A 100% CORRECT 
ANSWERS 
In the last 72 hours, there were 3 instances of volcanic eruptions that 
damaged a property covered by a dwelling policy. How many deductibles 
will the insured have to pay before the policy covers the damages caused 
by the eruptions? 
1. Zero 
2. One 
3. Two 
4. Three - one 
In a personal auto policy (PAP), a covered auto includes all of the following 
EXCEPT 
1. A trailer owned by the insur...
- Exam (elaborations)
- • 108 pages's •
-
IDAHO•IDAHO
Preview 4 out of 108 pages
GUARANTEE EXAMFX, IDAHO PERSONAL LINES 
SIMULATION EXAM 2024 WITH A 100% CORRECT 
ANSWERS 
In the last 72 hours, there were 3 instances of volcanic eruptions that 
damaged a property covered by a dwelling policy. How many deductibles 
will the insured have to pay before the policy covers the damages caused 
by the eruptions? 
1. Zero 
2. One 
3. Two 
4. Three - one 
In a personal auto policy (PAP), a covered auto includes all of the following 
EXCEPT 
1. A trailer owned by the insur...
FINAL EXAM - IDAHO LIFE ONLY QUESTIONS AND 
ANSWERS {GRADED A} 
All of these are standard exclusions found in a life insurance policy EXCEPT - 
disability 
Level premium term life insurance policies - have premiums that are averaged over 
the policy period 
Which type of life insurance policy pays the face amount at the end of the specified 
period if the insured is still alive? - Endowment policy 
Converting a group plan to permanent life insurance requires - the conversion 
being appli...
- Exam (elaborations)
- • 24 pages's •
-
IDAHO•IDAHO
Preview 3 out of 24 pages
FINAL EXAM - IDAHO LIFE ONLY QUESTIONS AND 
ANSWERS {GRADED A} 
All of these are standard exclusions found in a life insurance policy EXCEPT - 
disability 
Level premium term life insurance policies - have premiums that are averaged over 
the policy period 
Which type of life insurance policy pays the face amount at the end of the specified 
period if the insured is still alive? - Endowment policy 
Converting a group plan to permanent life insurance requires - the conversion 
being appli...
CASUALTY IDAHO EXAM WITH COMPLETE 
SOLUTIONS {GRADED A} 
Which of the following statements is false with respect to requirements for 
rates? 
A) Rates may not be inadequate 
B) A purpose of the rate regulation is to diminish competition between 
insurers 
C) Rates may not be unfairly discriminatory 
D) A purpose of the rate regulation is to regulate cooperative action among 
insurers - B 
The Businessowners Coverage Form to the Businessowners Policy 
provides coverage on which of the ...
- Exam (elaborations)
- • 85 pages's •
-
IDAHO•IDAHO
Preview 4 out of 85 pages
CASUALTY IDAHO EXAM WITH COMPLETE 
SOLUTIONS {GRADED A} 
Which of the following statements is false with respect to requirements for 
rates? 
A) Rates may not be inadequate 
B) A purpose of the rate regulation is to diminish competition between 
insurers 
C) Rates may not be unfairly discriminatory 
D) A purpose of the rate regulation is to regulate cooperative action among 
insurers - B 
The Businessowners Coverage Form to the Businessowners Policy 
provides coverage on which of the ...
IDAHO PROPERTY TEST REVIEW QUESTIONS 
WITH A 100% CORRECT ANSWERS 
matter - anything that has mass and takes up space 
volume - the amount of space taken up, or occupied, by an object; 
volume = length x width x height 
meniscus - the curve at a liquid's surface by which one measures the 
volume of a liquid 
mass - the amount of matter in an object 
weight - a measure of the gravitational force exerted on an object; its 
value can change with the location of the object in the universe ...
- Exam (elaborations)
- • 6 pages's •
-
IDAHO•IDAHO
Preview 2 out of 6 pages
IDAHO PROPERTY TEST REVIEW QUESTIONS 
WITH A 100% CORRECT ANSWERS 
matter - anything that has mass and takes up space 
volume - the amount of space taken up, or occupied, by an object; 
volume = length x width x height 
meniscus - the curve at a liquid's surface by which one measures the 
volume of a liquid 
mass - the amount of matter in an object 
weight - a measure of the gravitational force exerted on an object; its 
value can change with the location of the object in the universe ...