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PRIMERICA LIFE INSURANCE EXAM 
QUESTIONS AND ANSWERS 2024/2025 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - CORRECT ANSWER-A. mutual 
funds not paid out after paying claims and other operating c...
Primerica Life Insurance Exam 
Questions and Correct Answers 
2024/2025 
What is insurance? - CORRECT ANSWER-Transfer of the possibility of loss (risk) to an 
insurance company. 
What is a risk? - CORRECT ANSWER-The uncertainty of financial loss 
There are two types of loss - CORRECT ANSWER-Pure and Speculative 
Which type of loss is insurable? - CORRECT ANSWER-Pure 
Why is Pure loss insurable? - CORRECT ANSWER-Loss must be financial and 
uncertain. No financial gain can occur. 
What c...
Primerica Practice Test Exam Questions 
and Answers 2024/2025 
The receipt given to a life insurance applicant when the application is completed and the 
initial premium is received is called a(n) - CORRECT ANSWER-conditional receipt 
Statements in the application for insurance that are believed to be true to the best of the 
applicant's knowledge are called - CORRECT ANSWER-representations 
An annuity is considered fixed when it does all of the following EXCEPT - CORRECT 
ANSWER-provide...
Primerica Life Insurance Certification 
Exam Questions and Answers 
The paid-up addition option uses the dividend - CORRECT ANSWER-To purchase a 
smaller amount of the same type of insurance as the original policy. 
An applicant for insurance is requesting more information from her agent about a claim 
that is currently being settled. Within what time period must the agent respond? - 
CORRECT ANSWER-15 days 
Which of the following is NOT a legitimate use of annuities by businesses? - CORR...
Practice Exam for Primerica life 
insurance exam Final Questions and 
Answers 2024/2025 
agents contract with the principal - CORRECT ANSWER-the principal grants authority 
to an agent through the agents contract 
mutual - CORRECT ANSWER-funds not paid our after paying claims and other 
operating costs are returned to the policy owners in the form of a dividend. if all funds 
are paid out, no dividends are paid. 
401k - CORRECT ANSWER-a qualified retirement plan in which the employee can...
NCCER Test Practice Questions and 
Answers 100% Correct Answers 
Ropebanding - CORRECT ANSWER-In a guardrail system, the guardrails can be made 
of any of the following EXCEPT: 
a) pipe 
b) chain 
c) ropebanding 
d) cable 
9..6 ohms - CORRECT ANSWER-If the potential across the circuit is 48 volts and the 
current is 5 amps the resistance of the circuit is: 
a) 4.8 ohms 
b) 9.6 ohms 
c) 48.0 ohms 
d) 96.0 ohms 
8' - CORRECT ANSWER-A UL listed rod type grounding electrode must have ...
NCCER Test Review Exam Questions 
and Answers 2024/2025 
(Electrical Safety) 
1. Identify electrical hazards and their effects. - CORRECT ANSWER- 
(Electrical Safety) 
2. Use PPE to reduce the risk of injury. - CORRECT ANSWER- 
(Electrical Safety) 
3. Identify the standards that relate to electrical safety. - CORRECT ANSWER- 
(Electrical Safety) 
4. Recognize the safety requirements for various hazards. - CORRECT ANSWER- 
(Introduction to Electrical Circuits) 
1. Describe atomic struc...
NCCER ELECTRICAL TEST Exam 
Questions and Correct Solutions 
The NEC recommends maintaining voltage within a 3% drop. If a branch circuit 
operates at 240 volts AC. What is the minimum circuit operating volt? - CORRECT 
ANSWER-232 
What is the name of the connecting device shown in the diagram? - CORRECT 
ANSWER-Split-bolt 
The volt amperes in an AC circuit is the same as - CORRECT ANSWER-Apparent 
power 
What is the voltage drop for a #8 (16.510 cmil) copper wire at 120v. 215 feet one ...
NCCER Module 6 Exam Questions and 
Answers 2024/2025 
1. Often, books will include additional detailed information in an) - CORRECT 
ANSWER-appendix 
2. In a list, a large dot is called a(n) - CORRECT ANSWER-bullets 
3. Words and numbers can be printed using many different , or type styles. - CORRECT 
ANSWER-font 
4. A(n) includes the definition of terms used in a book - CORRECT ANSWER-glossary 
5. Information can be presented in picture form using an) - CORRECT ANSWER-graph 
6. To find...
Module 7 - NCCER Basic 
Communication Skill Test Review 
Questions and Answers Updated 
proof read the work for accuracy - CORRECT ANSWER-When writing it is important to 
... to avoid errors that can cost time and money.